Text books, a4 exercise books and biro pens

Marcus    Nov 22, 2019

Dear Emmaculate,
after quite a while I hope you're doing fine and that you can start to make small repayments again. We would like to help also other borrowers with the money we get back. If you can't pay back anymore then please let us know.
Thank you very much and good luck with your business,
Marcus

Emmaculate    Aug 14, 2018

I supplied books to schools but the have delayed to pay since the government has not disbussed funds but am sure this will not affect the period that this loan should take to be cleared. Sorry for inconvenience but I had never wished to miss any of my payment since I joined Zidisha.

Emmaculate    Jul 8, 2018

The business has been down and therefore I would like to adjust the amount so that I do not miss installments.

Emmaculate    May 30, 2018

Am going to use my loan to purchase cartons of exercise books and since am targeting to supply in a school it's going to help me increase my sales and improve my living standards. Thank you my dear lenders, I have never lost hope since you gave me this chance from the start and here you proof to me again, once more I do appreciate.

Emmaculate    May 29, 2018

Today has been an awesome day to me as my business made one of it's best sells, despite it lacking some items, I was able to make a total profit of 25 US dollars from 07 - 16 US dollars that I have been making since the month began. Thank you Zidisha, thank you my lender, this joy is because of you. Am so grateful despite the fact that my new loan is remaining with two days to expire, I know and believe it will be fully funded even with seconds remaining therefore I have nothing to worry about.

Emmaculate    May 28, 2018

Dear Lenders, it has remained 3 days my loan to expire the second time, kindly help me to fund it so that it does not expire again.

Emmaculate    May 27, 2018

"Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and ordinary opportunities into blesings" thank you my dear lenders for continuing funding my loan, I really appreciate. After church I have been arranging my shop and taking the stock for accountability, and this do help me to know what I lack and what I did not manage to sell that week to avoid having dead stock and also running out of important products to make sure that I maintain my customers. Am now through with the exercise and I will be placing an order tomorrow for the same item to be supplied according to my financial ability and I hope that this loan will be fully funded to help me in continuing to stock the business so that I can serve my customers well. Thank you once more.

Emmaculate    May 25, 2018

Dear my lenders, my business is doing great, I have managed to add again a stock and am happy that it expanding well. I just request you to fund this loan also so that I can be in a position to continue financing this projects and also help me grow and be stable financially. Am always focused and determined to work hard to make sure that I succeed. Kindly continue supporting me, here is a photo with the display of my business.

Emmaculate    May 24, 2018

Dear Lenders, this is my second loan after the first expired without being fully funded, I request you to continue supporting my project by fully funding it, I acknowledge your continued support and I do appreciate, thank you in advance.

Emmaculate    May 24, 2018

When a person wish you to progress and does everything to see you there, that person cares about you and should be appreciated each and every time, to my lender, thank you for everything and the entire Zidisha fraternity. The day has started well and every time I go to open my shop I remember you. Thank you once again, I see that the just applied loan for the second time is also being funded progressively. I appreciate for you taking time and resources to help those in need to see that their lives change, it's said that the hand that gives receives. May you receive more.

Emmaculate    May 23, 2018

To my dear lenders, here I apply my loan for the second time believing and trusting that it's going to be fully funded without expiring again. Am always positive and that gives me hope on everything I do, my success is your success, you took me from far, you brought happiness into my life, I will always be grateful for what you've done, my business is now growing and expanding, my daughter goes to school without much pressure from me, am now able to have a meal thrice a day. I celebrate you.

David    May 22, 2018

You inspire me with your perseverance. Good luck with this loan.

Emmaculate    May 21, 2018

Dear Lenders, my loan is almost expiring but through your support and the lesson I have learned from you and Zidisha fraternity is that NEVER GIVE Up in life, never loose hope because nothing good comes easily but always to have the patient need. With this am very positive and trust in you that my loan will be fully funded even with a minute to expiry. Am proud of you lenders and with your support surely this generation will be transformed especially in the third world countries, by you commitment am also inspire and Believe that one day I will be a Zidisha lender and not a borrower, and I look forward to succeed so that I can also change the life of others. Otherwise in our country it's raining heavily causing floods in most of the areas. Thank you all.

J    May 20, 2018

I hope this loan will be fully funded quickly. Good luck.

Emmaculate    May 20, 2018

“Do not wait; the time will never be ‘just right.’ Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along.” a quote by George Herbert. Indeed it's true,the road to the dreams isn’t always easy to navigate, sometimes dotted with mountains to climb, obstacles to overcome and hard, mind-numbing times that will make someone who feel like quitting but someone has to remember that if you get lost along the way: Anything worth having doesn’t come easy, never turn back around, never give up. Thanks a lot to my lenders and Zidisha fraternity, through your support and help I have a story to tell others by using my example especially to those almost giving up in life, am proud with Zidisha and my lenders, though not there where I want to be but I know am on the way moving. Now my business is doing well, I can smile. Thank you.

Emmaculate    May 17, 2018

My dear lenders, here I commit to you another loan for funding. Thank you for your continued support, indeed you've changed my life.

David    May 16, 2018

Happy to help again. Good luck.

• Emmaculate    May 16, 2018

  Thank you David, thank you for your continued support, indeed you've contributed a lot in changing my life, taking me from no where and now am moving somewhere, thank you once again.

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Emmaculate    May 11, 2018

Dear Zidisha team, I thank God that my business is now back to normal, I have received a cheque from a school and I wish to clear my loan to allow me to qualify a bigger loan to purchase more books since they need more books but I cannot manage with this little.

Emmaculate    Apr 17, 2018

To my dear lenders, kindly I would like to reduce the first 3 installments as my business has gone down in terms of sells this month since most of schools closed but I look forward to remain on good record in terms of payment and early May I will go back to my normal installment. Thank you for your continued support.

Emmaculate    Mar 18, 2018

In life, it comes time to cry and a time to smile, a time to live in sorrows and a time to live in happiness. Life is not easy if someone does not remain focused, determined and hopeful. To me it has been a difficult journey, looking at the far I have come from and where am going I just shade tears thanking all for your great support. It has not been easy, somebody who saw me last year at such a time cannot believe who I am today. Thanks a lot to my lenders to transform my life. I have a great hope about my future knowing that it's bright. Thanks Zidisha, thanks my lender, I will never disappoint you. I have cleared paying back my loan though it has not been credited but I know it will since sometimes it takes up to three days.

• J    Mar 18, 2018

  Thank you for sharing your story. It’s nice read how Zidisha changed your life.
  
  Kind regards,
  Joost
  Team Zidisha

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  • Emmaculate    Mar 18, 2018

    Am grateful to have known Zidisha. Thanks too for your continued support.

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