Textbooks to supply

Irene Njambi

Nakuru, Teachers Estate, Kenya

100% repaid

Entrepreneur

Name

Irene Njambi

Member since

October 2013

On-time repayments

181 installments  •  78%

About Me

MYSELF
I am a lady age 34. i am a graduate from Baraton university where i did BBA i also did human resource management in KIM to diploma level, i come from a family of five, my parents are business people one of my sisters works in Dubai as a secretary in a firm while my other sister lives and works in Nakuru with an insurance company called CIC insurance company. I live in Nakuru teachers near a school called st. Fransis of Assissi academy. st. francis of assissi is a private school that is well known around for its good performance in Kenya national examination its located 2km from the Nakuru- Nairobi high way. I have two kids age 9 n 7yrs old, they are all schooling.
i am a business lady that is specialized on stationary, i buy and sell stationary to different schools and institutions, i have an office that is in a very strategic place in town. I also do typesetting, photocopying, take people passport photos, and other internet services required.
I was once employed but when i was introduced to by my friend on this business i have never regretted, i make enough money that has enable me to develop in life, i have been able to buy assets like land which i also buy them and sell it when it has appreciated, hence i make more money. this job has really opened my eyes to see the great potential in business area, despite the challenges one gets when doing business i can say i have tried to overcome them and excelled, i pay my bills well with no struggle by the money i make here, i have fashioned my life style and my house i live comfortable doing this business.
My aim at this moment is to expand my business by getting tenders from the government to supply stationary, this will require large sum of money, i am also looking forward to buying a car which will serve the convenience of the supply in terms of the load and time.
I am looking forward to borrow from Zidisha money that will help me meet my target in life.i will appreciate your quick response.
With thanks

My Business

MY BUSINESS
I am a business lady dealing with stationery, I have a shop in Nakuru town which is the base of my business, do typing services and photocopy services and take passport photos too. I sell books and Biro envelopes and pencils, I also visit schools and supply them with some of my stationery, and test papers. My business is situated In a very strategic place here in Nakuru town its near schools, there are four schools near my place. Therefore students pass there frequently and they too buy these stationery. Being in town its convenient for teachers and parents that have come to do other things in town they pass by and buy test papers for the students. I have been doing these business for three years now. I have learn t better ways of doing these work with time. I have known different places to get my product at an affordable price. I have gained customers who are schools that I supply them time and again.
In every business there are challenges the work of dealing with stationery is not an exemption I have faced challenges too. I have had both loses and gain, with stationery one has to be current to buy the relevant stock. Competition is also a challenge that one faces when dealing with stationery there are a number of people doing the same kind of business so with my experience I have been able to stand and get more customers which keep increasing day by day. Pricing of the product is also a challenge, one has to be careful on the way you price your product to able to attract more customers. Therefore I have Identified places that I get my goods cheaply and affordable one that can give me a good profit margin.
I have achieved a lot with this business I have managed to buy a piece of land just by selling these stationery this has given me an a side business of buying and selling land which i do part time. I have done good orders that have promoted my business. In a month I make profit of fifty to sixty thousand shillings. I have made friends with my clients, I have been enlightened in many ways in life trough this business. Children are born year in year out, education is a the key to there success hence this business has a continuity since there will never be a time when stationery are not needed, there is a lot of demand for them when one has enough capital one can do a lot with this kind of business.
My vision for my business is looking forward to getting tenders from the government schools to supply stationery hence I need more to be able to stand there demand as capital to supply more , and with that I am sure to make a lot of profit that will enable me to progress in life. I also want to buy a car that will enable me to be supplying these stationery to there destination which will serve my convenience and since using public means limits me a lot.
I am looking forward for Zidisha to be part of my success by lending me some money to ensure that these business is growing in a big way.
With thanks
Irene Njambi Gathuthi

Loan Proposal

I do supply books to schools, and not schools have opened and am needed to supply the books as soon as possible, the books cost ksh 100,000 and i will sell them and get 138,000, with this profit i will be able to buy more and stock my place with more stationary, am hoping this loan will fill first fir me to beat the deadline for the supply, thanx in advance zidisha leaders for being part of my business.

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  • Will    Feb 25, 2018

    Irene has not made any payments or updates in over 6 months.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,545.01

Date disbursed

May 26, 2016

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Service fee: $63.25

Lenders

rebecca

Chapin SC, United States

J

jeffb

United States

R

redhoward

San Francisco, United States

JB

James Broderick

Cobham, United Kingdom

E

Errol

Bradenton, FL, United States

C

Cblodgett

Zurich, Switzerland

W

WilsonLending

Atlanta, United States

J

Jason

New Jersey, United States

C

Christian

Saarbruecken, Germany

seabass

New York, United States

valentin

Stockholm, Sweden

Ishaque

New Jersey, United States

Irvin

Vancouver, Canada

investor

Candiac, Canada

T

tatts2000

melbourne, Australia

mbunifu

San Jose, United States

D

dkapplerb

Toronto, Canada

K

Krokslatt

Mölndal, Sweden

Umair Mahmood

Raleigh, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

D

DrFeelGOOD

San Jose, United States

AltruisticSelfishnes

Chicago, United States

S

SeeBiscuit

Reston, United States

snapcore

--, United States

COOPITALIST

Toronto, Canada

S

SydneySider

Sydney, Australia

Johnny

shanghai, China

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

lorrymac

Killough, United Kingdom

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

W

Withnail

Reading, United Kingdom

I

Interfree

Dubai, United Arab Emirates

F

faical

Cologne, Germany

T

traderjohn

Baltimore, United States

Scott

Oregon, United States

F

FHult

Stockholm, Sweden

J

jgillard

Winchester, United Kingdom

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

T

troberson

Lake Stevens, WA, United States

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

S

SamTom

Carindale, Australia

johnandmoliehi

Canton, New York, United States

A

aliasadsj

Queens, NY, United States

T

ToddK

Indianapolis, IN, USA, United States

S

Steveandson

Arlington, United States

S

simranandtyler

London, Ontario, Canada

L

lped759

Saint Paul, United States

C

cjmenchaca

Austin, United States

A

ante1

trosa, Sweden

RebeccaNie

Palo Alto, United States

Y

Yasha

Beer Sheva, Israel

Jeff and Marcie

Portland, OR, United States

B

blahblah

Nuernberg, Germany

M

mrhanky1

melbourne, Australia

T

thejacobnorton

Jubail, Saudi Arabia

J

JacobZ

Bend, United States

MichaelR

Los Angeles, United States

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

R

RuthL

Ascot, United Kingdom

M

matts

New York, United States

B

briansedz

Canton, Ohio, United States

P

proby24

Singapore, Singapore

B

bobabrown

Canton, CT, United States

beverly

Vancouver, Canada

G D Export

Kolkata, India

phytoplankton

United States

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Becks

Dubai, United Arab Emirates

J

jasonbronowitz

Tempe, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

F

fisaire

Ithaca, United States

A

anonymous123

United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

B

blairan

Baltimore, United States

H

hanh352

Homosassa, United States

C

cyrilleberger

Gammalkil, Sweden

M

ms.chico

Hong Kong, Hong Kong

G

graememoss

Amsterdam, Netherlands

dajawein

Gladstone, Australia

indeh

London, United Kingdom

athomas

Chevy Chase, United States

Elaine123

Philadelphia, United States

T

Talex

Nürnberg, Germany

andreasol

Bielefeld, Germany

B

BTaylor

Colorado Springs, CO, United States

SeeMeeFi

Ontario, Canada

R

RichardH

Manchester, United Kingdom

ViVenusMedical

Jarfalla, Sweden

D

duckdork

De Forest, United States

W

wissu

Brüttisellen, Switzerland

amovida

Central valley, ny, United States

A

AustA

Sydney, Australia

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

M

markusfitza

College Station, United States

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

A

aiban

Austin, United States

J

JoJoHouse

New Castle, United States

S

Sabine

Courtenay, Canada

D

danderson1953

Plainsboro, United States

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

birtom

Ettlingen, Germany

S

samuk

Nottingham, United Kingdom

S

samiT

Brussels, Belgium

D

dlugi

Krefeld, Germany

AdvancingCompassion

San Diego, United States

A

Aastra

Los Angeles, United States

V

Va_Ce_Jo

Egham, United Kingdom

L

loistf

Madrid, Spain

T

tuttifrutti

tulare, United States

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

R

RealUtopia

San Diego, United States

J

janharg

Garland, Tx, United States

jimmycarterforever

Missoula, United States

bryancain

Toluca Lake, United States

B

BGRRisz

Arlington, United States

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

E

edgreig

Brixton, United Kingdom

M

mwkelley2

Columbus, OH, United States

D

Dave22202

Arlington VA, United States

A

Aaron

Zurich, Switzerland

D

Diane

Blue Hill, United States

I

ijerkov

Zagreb, Croatia

H

hivervan

watou, Belgium

C

Christougher

Osaka, Japan

E

eboleaga

Mexico City, Mexico

O

Oscart

Edmonton, Canada

rfriedenberg

New Jersey, United States

L

landhalsema

Driebergen, Netherlands

E

erogers

Vancouver, Canada

Bruno

São Paulo, Brazil

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

HMS_5th_Grade

Honolulu, United States

rainbow

Weiden, Germany

D

dannimw

Victoria BC, United Kingdom

Maxey

Amstelveen, Netherlands

A

Adam3333

Hague, Netherlands

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

davidt

San Francisco, United States

B

Britteva

Oslo, Norway

Stefano Bordin

Milano, Italy

J

javifdezsainz

Madrid, Spain

T

tbogz

Singapore, Singapore

ericacamille

Brooklyn, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

S

solarkismet

Logan, United States

J

JoshK

New York, United States

A

amish

San Francisco, United States

James

Paris, France

C

CJAnderson

Sydney, Australia

U

UTLonghorn

Lincoln, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

K

kjustad

Asker, Norway

Longhorn

Austin, United States

M

Marod

Edmonton, Canada

ashleeandjeanelle

Auckland, New Zealand

neocodesoftware

vancouver, Canada

M

marcmesich

Kaohsiung, Taiwan

claire.mcleland

Springfield, United States

K

Krish

Dubai, United Arab Emirates

D

dpvidal

Eindhoven, Netherlands

T

TedEBear

Sparks, United States

isabelv

Barcelona, Spain, Sweden

O

ommthree

Egg, Switzerland

M

Masseman

Paris, France

C

Colmena

Chicago, United States

W

wally

Torino, Italy

M

MichaelSmith

Dallas, United States

iamdaimo

London, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

G

gradient

KFAR SABA, Israel

H

HobbyCollector

Beach City, United States

gseletko

South Perth, Australia

W

wilma95

napa, United States

Inspire

Calgary, Canada

Z

ZandC

Sacramento, United States

N

NickLuder

London, United Kingdom

A

alexanderdowns

mayfield heights, United States

Lambie

Perth, Australia

JonB

London, United Kingdom

D

Dutch_lender

Leiderdorp, Netherlands

A

andprosper

World Peace, United States

90803

Long Beach, United States

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

JoaoManuel

Santiago Do Escoural, Portugal

B

Bernsjx

Montreal, Canada

M

magnaculpa

Silver Spring, United States

somuchjackson

Boston, United States

G

Goetterbote79

Neuhausen, Germany

B

BMcDermott

Washington, DC, United States

Genady

Münich, Germany

J

jumpfunky

Dortmund, Germany

C

Catch22

The Colony, United States

R

rosebo

Bend, United States

E

E

Marin county, United States

G

Gdrvasc

Frederick, United States

MrMichigander

Marquette, United States

B

BearLa

Indianapolis, United States

E

emilyeaton

New York, United States

G

Graceanne

milwaukee, United States

K

ksiebrandt

Omaha, United States

C

Clben7

Cincinnati, United States

E

elourenco

Porto, Portugal

P

Purplejeep

Moravia, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

S

SanderBeckers

Brussel, Belgium

L

lobotommy

OSLO, Norway

A

AEDCPD

Berlin, Germany

JinxGirl

Winnipeg, Canada

S

scottpz

branford, United States

G

GanSatya

United States

Walterlo

West Hollywood, United States

D

dj9812

United States

M

Morgan1301

United States

B

BobHope

United States

L

liseman

United States

S

Smadori0

United States

D

Dianatalk

Netherlands

sderickson

Berkeley, CA, United States

M

martyb

United States

E

elhh82

Petaling Jaya, Malaysia

pvilliger

Zurich, Switzerland

R

robcarslake

London, United Kingdom

M

Malibu

Westwood, United States

Shemuel

New Jersey, United States

J

jake7705

Wilsonville, United States

A

axienjii

Amsterdam, United Kingdom

D

drorm

United States

C

chrishol

United States

T

tlbtlbtlb

United States

J

Jonas

Linköping, Sweden

J

juniormint

United States

G

geoff

United States

S

spivurno

United States

L

lfender6445

United States

jonnyhj

Stockholm, Sweden

Paul Buchheit

Mountain View, United States

A

allie105

United States

K

koo55

Czech Republic

M

Michi

Switzerland

R

Russell81

United States

J

jay12

Germany

P

plhughes

United States

Pankratio

EastVan, Canada

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

K

Kber9156

North Parramatta, Australia

R

RosieWatrs

United States

A

ajayhk

San Jose, United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

P

Panda6689

United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

AndrewNeu

Ho Chi Minh, Vietnam

B

blambert

United States

M

Manley

Windermere, United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

J

jdelaporte

United States

S

sarahb

United States

A

AlexH

United Kingdom

M

Medagan

San Franciso, United States

I

irela

United Kingdom

C

cocolo

United States

M

maddierae93

United States

adrianz

United States

I

ident

Horsholm, Denmark

NathanMoore

United States

M

M.Umar

Pakistan

K

Kebrenagast

New York, United States

Andrew267

Birmingham, United Kingdom

P

Paul

United States

Matthias Schulz

Berlin, Germany, Germany

reluck

Marseille, France, France

Kyle Hoback

Jersey City, NJ, United States

R

Ruj-ura

Thailand

A

andreab

United States

D

djlayton4

United States

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

LL

Bulgaria

SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

stephen sontag

Narragansett, United States

PH

Phil H

United States

UD

Ulf D

Frankfurt am Main, Germany

MJ

Matt Jenkins

United Kingdom

Dave Bogard

New York, United States

M

monty

Australia

F

funded

Australia

Family Mueller

Petershagen, Germany

D

Daman

United States

J

Jane

United States

Elias

Ulm, Germany

JL

Jindou Lee

United States

Paul

Auckland, New Zealand

MW

Matt Willis

United States

WH

Walter Hill

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

Elly

Woudrichem, United Kingdom

jtreyes

United States

PP

Pasi Paajanen

Helsinki, Finland

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

BS

Bart Sturm

Amsterdam, Brazil

B

Beth

United States

Jack Doolan

Newcastle, United Kingdom

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

BK

Brianne Keyes

United States

F

Fleurnegra

United States

JM

John Myers

United States

Max Lettenberger

Madison, WI, United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

DB

Divya Bhat

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

Sandi Kaucic

Stow, Ohio, United States

Mouhamed

United States

MM

Marshall M

United States

Sam

Earth, United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

Oliver Hasenberg

Iserlohn, Germany

John Prendiville

Portland, United States

ME

Manaal Eisa

Washington DC, United States

RM

Robert Mulley

United States

AH

Adam Hill

United States

Caroline Cress

Seattle, WA, United States

Framework Eyewear

Utrecht, Netherlands

C

chryddi

United States

SC

Sally Clayton

United Kingdom

OS

Omar Silas

United States

B

Brent

United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

PG

Paul Graham

United States

A

Andrew

Luxembourg

JW

John Walsh

Alicante, Spain

Robin Padberg

Pétion-Ville, Haiti

Sarah and Dave

Toronto, Canada, Czech Republic

Kavitha Amarnath

Sydney, Australia

Egor

Kiev, Ukraine

BS

Brad Syverson

United States

SJ

S.G.R. Judson

United Kingdom

I

Irene

Switzerland

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

M

Mark

United States

Heidy

N J, United States

AH

Alex Hodson

United States

Dan Michael

Oslo, Norway

L

LK

United States

Tam Thao Nathan

United States

Ian Murray

Brisbane, Australia

S

stevensau

United States

KE

Karen Epolito

Syracuse, NY, United States

Madeleine

Switzerland

A

Ashley

United Kingdom

WG

Waqar Ghani

United States

G

Gil

Portugal

HH

Heidi Harris

United States

Jes-c

United States

B

Brett

Australia

RG

Ravi Gadad

United States

EW

Emily Winters

United States

AM

Ann Menier

United States

O

Osman

Czech Republic

Sinan Taifour

Munich, Germany, Germany

PB

Pamela Barge

United States

SM

Sachet Marion

United States

Peggy Evans Wise

Memphis, TN, United States

E

Elizabeth

United States

J

Jon

United States

K

Katharina

Germany, Germany

J

jan

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JS

Jason Strauss

United States

SM

Sue MacFarlane

United Kingdom

NM

Nitya Marepally

San Ramon, CA, United States

Thomas Naimoli

United States

A

Ari

United Kingdom

JD

JASON DORSETT

United States

RG

Ryan Gough

United States

BP

Bill Piper

United States

AD

Amy Dinh

United States

PC

Peter Cordier

United States

MB

Mimi Botkin

United States

A

Anonymous

United States

A

Anonymous

United States

John Barnett

United States

M

Mika

Switzerland

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