Joseph Wanjiru

Gilgil, Kenya

100% repaid



Joseph Wanjiru

Member since

May 2013

On-time repayments

211 installments  •  50%

About Me

My name is Joseph gathogo wanjiru I was born in1985 at viwandani in kaptembwa in Nakuru county I joined koinange primary school and later lanet sec ondary school for my secondary education. After school I tarmacked for 2 years before i got employment this was because my parents could not afford to take to a college.however i was later employed by various employers for many years until 2011 when I decided to start self employment. With my little savings I started a cooking Gas outlet in Gilgil town. I look forward to grow my business with zidisha platform.

My Business

My business is specialized in selling cooking gas which is usually sold in cylinders here in Kenya. I started this kind of business after I realized there is great demand for this commodity in the urban town of gilgil. I normally collect my gas from big distributors who are located as far as the city of Nairobi who also arrange for the transport to my place this makes my commodity cheaper than those of my competitors hence giving a better bargain to my customers. The proceeds I get from my business are well sustainable because I am able to pay for my house rent, government taxes and salaries to my 2 workers. I am also able to meet the up keep to my immediate family I was also able to purchase a plot where I am planning to build my own house. The only challenge I face is luck enough capital to stock a lot of Gas to meet the demand. With zidisha platform such challenges will be a thing of the past.

Loan Proposal

Thank you all my lenders. my first loan was very helpful to by business i was able to increase the number of gas cylinders from different companies to meet my customers demand. this second loan , i will also stock gas in small cylinders to meet the demand of small income earners this will increase my profit and i expect to record a good growth in my business by the end of this year. God bless you all.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 4, 2013

Repayment status

On Time

Projected term

24 months

Cost to entrepreneur

Lender interest: $112.47 at 1.31% annual rate over 24 months = $2.99

Service fee: $8.25




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