Entrepreneur

About Me

My name is Erickson Kaingu Dzombo, a resident of mtwapa, and a businessman in mtwapa as well. Am a family man blessed with two children, my first born is a girl and she is thirteen years old and she is in class eight.the second is a girl to and she is eight years old and in class two. I live with my family here in a rented house as i have not got the opportunity to have my own. My education background,am a secondary school graduate and am holding a diploma in clinical medicine. I decided to start my own business because with my profession i find the salary rates to be too low according to my family expenditures. so i started a retail shop, along the mtwapa chief's office, and the agricultural road..With my income from the shop i add it to my salary and use for my family needs, pay school fees pay rent and also invest to the business so as to boost the business.

My Business

Am a clinical officer at a private health center here in mtwapa, as well as a businessman. My business is a retail shop. In my shop i sell all different types of goods. This is a good type of business because customers are all around because every one has to eat! With this reason am confident of selling my products, and with my good customer language i keep my customers happy.With this business i get an income of ksh 20, 000 per month. risks in this business is the fluctuation of prices in various produts. this affects the profit of the business.With my income from the business, i use ksh 3,000 paying rent at the business premises ksh 5,000 buying food for the family, ksh th other family expences are covered by my salary. So i save ksh 12,000 per month.

Loan Proposal

thank you all of the entire zidisha members for approving my loan. first i will use this loan to buy more of wheat flour. maize flour. sugar. and beans and add into my retails shop. because these items are the ones which are of high demand in the community and by doing this i will increase my daily income and interest.

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