About Me

My name is Caroline Wambui Wanjiku born and raised in a remote village in the central part of Kenya. I live and do my business here in mtwapa, a first developing town in the coastal strip of Kenya.Am a married lady with two children, the first is a girl aged 15 years and in secondary school. the second one is a boy aged 2 years and is in KG1. All my children are in private school. It's very expensive but i want my children to have the best and quality education that i did not get.And for that reason is why i started engaging into business so as to achieve my goals My first child will be in her second secondary year next year. Life here is quite tough so one has to struggle and that's why i got into business.I do a great deal with business i do because in a good month i get a total revenue of ksh 35,000 per month. I use ksh 5,000 to pay rent at the shop, ksh 20,000 goes to my family needs and paying of school fees. I save the rest into my account.I use ksh 5,000 for food for my family, ksh 8,000 goes to my daughter's secondary school fees, ksh 2,000 goes to my last born son's school fees.I also use ksh 3,000 to pay for my residential huose rent.I save ksh 12,000 every month. I can use this to pay my loan.

My Business

Am a businesswoman operating a Mobile phone accessories shop and repair. My business is situated in Mtwapa town. Mtwapa town is a busy town with people of all ethnic communities.Mobile phone are now common in our everyday life. We are in a modern world where every uses mobile phones in all communications And that's giving us the best opportunity doing this business.With the high population of this area i find no much competition in my business I sell all types of phones. many people like to go with time and i have a good sale in the new and mordern screen touch model. Risks in my business include imitations, like when you get a fake brand. you loose customers.Well its a good business as i get a monthly income of ksh 35,000 per month. I use ksh 5,000 to pay my rent at my business shop. and ksh 3,000 to pay my residential home, ksh 10,000 on my children school fees. I save ksh 12,000 per month which i can use to pay my zidisha loan.My main objective is ti expand my business and be a big and leading phone shpo here in mtwapa. And that's why am requesting for this loan.

Loan Proposal

thank you all of the zidisha team for approving my loan application. i will use this loan to expand my business by adding or buying more stock of mobile accessories to my shop. this includes mobile phones mobile covers, mobile batteries phone wallets etc. this is the only way that it will boost my business or raise it so that it will add more profit to me. whereby it will raise my daily earnings and improve my living standard.