Name
Caroline
Member since
January 2013
On-time repayments
11 installments • 0%
My name is caroline Mapenzi Jembe a resident of mtwapa and a businesswoman in mtwapa as well. Am a mother of three children, my first born is a boy and finished his form four last year, the second is a girl and in form four now, the last is a boy and in class five. i live with my family here in mtwapa at my own house.My education background; am a fourth form lever.Am a busy businesswoman doing various businesses here in mtwapa. I had to turn into business because most jobs here are of low salary that could not sustain my family upkeep. I first started with a local restaurant which gradually expanded to a big restaurant. With this business i managed to save and open other businesses like, boutique and bodaboda business. With these businesses running well am a proud mother as i can meet my family needs. With the income i get from these businesses i pay my children school fees, buy food for my family and other family requirements, and also invest back to the businesses.
Am a serious businesswoman doing my businesses here in mtwapa.I have three different types of businesses, the restaurant,with this business i provide my services just next to the club garden which is near to the chief's office its a busy restaurant and i get an income of ksh 20,000 per month. With the boutique, this business is situated along the chief's office and the main road.With this business i get an income of ksh 15,000 per month.And the bodaboda business is also in mtwapa too.And this also gives me an income of ksh 10,000 per month, so with all these businesses running properly i get a total income of ksh 45,000 per month. With this amount i use ksh 20,000 for school fees and ksh 5,000 and ksh 5,000 for my family expenditure, so i save ksh 15,000 per month. Risks in this business include, the rainny season, this affects the business as most of my customers are casual labours, and in such seasons their jobs are not found.
thank you dear zidisha members am very proud of you for the good job that you are doing. with this loan am going to use it to buy more goods of food stuff that i will put into my restaurant. things that am looking forward to buy with this loan is like maize flour wheat flour beans and sugar. and the rest i will use it to expand the hotel so that it can accommodate more clients
Positive
None
Neutral
None
Negative
2
Project Type
Classic Loan
Disbursed amount
$500.00
Date disbursed
Feb 12, 2013
Repayment status
Late
Projected term
12 months
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