Thank you for yet another golden opportunity and the continued support towards my business

Entrepreneur

About Me

I am a father of two children a boy and a girl. I am a teacher by profession and I teach kapkawa primary school for upper class taking Maths, English and Social Studies and also Kiswahili.
My neighborhood is kabartonjo which is about 3km my home and its is called kapkawa trading center. One takes P.S.V vehicles from kabartonjo main stage and highlight at kapkawa trading center. When you are in kapkawa trading center and in the stage to kabartonjo town and on your left there is a shop with and M.pesa and you can actually see a large painting of M.pesa-both are in the same building.
I have two employees who manage my business while I am at school. I started up the business since I am the only one having mpesa and also providing a wide variety of goods in the shop and serving deposits and withdrawals for the mpesa.
The business has enabled me and my family to give improving in life not only depending on our salaries but also getting an extra income to assist us we are planning to purchase a plot early next year hence the business is actually enabling us as we avoid spending our salaries and we rely on profits from the business as well as improve the business too.

My Business

As a teacher, am paid by the government of Kenya and also the profits that we normally derive will enable me pay the loan without any constrain.
For the shop we normally sell food stuff and those items used to cook food e.g. floor, sugar salt, juice, tea leave and many others, while for the M.pesa we make deposits through the mobile and also registrations and withdrawals through. Also during my free times i train the youth for Kenya karate and take sessions for gym and weight reduction respectively through physical exercise which i also get paid.
Also, we serve student s from kapkawa boys’ high school through the Mpesa and shop too.
We get a gross of about ksh.40000 to 60000 every month depending on the customer turn out.

Loan Proposal

I will use the loan to upgrade my Mpesa which have recently picked up from January with 40%The float for the Mpesa will increase which will enable me to make any maximum amounts of deposit and withdrawals a customer may wish to make.40% will be used to increase items for the shop which are mostly consumed by the students as they rely on the shop.The goods like soap,toilet paper,close up ,kiwi and many others.
I will also use the balance of 20% to add credit cards.safaricom lines and simex for Sim replacement.
Thank you and God bless you.

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