Francis

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Francis

Member since

July 2012

On-time repayments

204 installments  •  22%

About Me

I live in kiptangwanyi shopping center which is approximately 45km from Nakuru town. Nakuru town is our nearest major town within this area. I am married with two children who are all school. I live in my own plot at the shopping center where I carry out my business. I live in plot number 87with my family. My business entails the service of welding and metal work at the shopping centre. With the place having electricity the business is good and I have a lot of customers from the shopping center and also within the environment.

My Business

My business entails the service of welding. I offer this service at the shopping centre . I weld all sort of metallic equipments. I also make ready made items such as doors, windows and metallic gates. The main challenges that this business encounters are lack of finance to expand the business and fluctuating prices of fuel which adversely affects the whole of transport industry and this in return affects the energy industry which provides us with electricity.

Loan Proposal

Thank you lenders and all Zidisha stakeholders. I am doing fine and the business is doing well despite challenges here and there. I have been able to clear my loan which has been of very great importance in my business. I am now applying for the second loan which I hope to use to purchase several machines for my business. I hope to improve my business more with this second loan. Thank you alot.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$494.00

Date disbursed

Nov 15, 2013

Repayment status

On Time

Projected term

12 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

P

Philippe

Adliswil, Switzerland

Kjartan

Oslo, Norway

A

anonymus

Moon, United States

T

ToddK

Indianapolis, IN, USA, United States

MakeSense

-, St. Kitts and Nevis

B

Bavarian

Bavaria, Germany

Pierfausto

Rome, Italy

H

HildeK

Rogaland, Norway

A

Astrid

Den Haag, Netherlands

mewesten

Waynesboro, United States

Ingela

Falun, Sweden

S

Southern

Oberursel, Germany, Germany

T

tbogz

Singapore, Singapore

W

Walter01

Kingston, Canada

Sarasota

Sarasota, Fl, United States

V

Volpone

Geneva, Switzerland

A

Anonymous

United Kingdom

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  • Francis    Jun 26, 2017

    Dear lenders,
    I hope you are all doing well. I and my family are doing. This have been difficult on this side of the country. The drought and lack of enough rainfall has beaten us a lot. We are not able to do business well and as such no profits from our business. This has prompted us to repay our weekly instalments late and sometimes am struggling a lot to raise the amount. It is however our prayer that things will change for the better.

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  • Francis    Feb 12, 2017

    My dear lenders,
    I hope you are all doing well. We are doing well too here despite the harsh drought that we are experiencing here. My business is really much affected by these harsh weather conditions making me unable to make my weekly repayments on time. I am however optimistic that I will soon be able to make ontime repayments. Thank you alot.

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  • Francis    Jan 3, 2017

    Dear lenders,
    How are you everyone. I hope you are all good with the start of the new year 2017. I do hope also you had a wonderful festive season which has just recently ended. As for me the year has not been so good to me as the business has been so bad and that is why I have had a very poor repayments of my weekly repayments. I am however committed to repay the amount owed as soon as the situation improves.

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  • Francis    Nov 16, 2016

    Dear Lenders
    I do hope you are all well as we are too here. I am well here as I write this email. Things has not been so well here and that has been a challenge for me to repay the loan. The business is not doing so well at all and I am just hopeful that all will be well. I hope that everything that is affecting my business will change and things will be different

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  • Francis    Aug 22, 2016

    Dear lenders,
    I hoe you are all and that you are doing good. I am doing well too despite the challenges that a going through in my business. Things have been tough on this side that have prompted me to be unable to repay my loan on time. I am hoping to resume my weekly repayments on time next week. I do hope I will be able to be sending the weekly amounts on time. Thank you

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  • Francis    Jul 14, 2016

    Dear Lenders,
    I hope you are all well. I have not been able to send my monthly repayment on time. This is because my business for the past few weeks has not been performing well and thus making me be in a position to miss my repayments. I am however hoping that I will be able to resume my repayments immediately this week. Thanks alot.

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  • darkpella    Jun 22, 2016

    Hi Francis, I noticed you had some struggles with repayments, but mostly managed to keep up with the schedule.

    How's you agricultural machinery business doing?

    Best regards

    Gianfranco Pellacani

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  • Francis    May 13, 2016

    Dear lenders,
    I hope you are all well and doing good. We are doing well here. Its time we are planting and the rainfalls have been on and off. We are therefore busy here in our garden planting. I have missed two weeks of my repayment and I am hoping all will be well this week and that I will be able to resume my on-time weekly repayments. Thank you

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  • Francis    Apr 13, 2016

    Dear lenders,
    I hope you are all doing well as I am doing here. I have missed my target of income this week and therefore do wish to adjust my repayments for this week. I am hoping the next week I will be able to repay on time. Meanwhile my business is slowly picking on up well and it is my hope that this trend will continue on well for the remaining part. Thank you all.

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  • Francis    Mar 14, 2016

    Dear lenders,
    I hope you are doing well as we are here in Kenya. I am doing well apart from my business which has been undergoing difficult times at the moment and hoping that that things will improve. I have not been doing well in the business and this has made me unable to send my weekly repayments on time . I am hoping this week I will be able to send on time.

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  • Francis    Feb 27, 2016

    Dear lenders,
    I hope you are all doing well as I am doing here. I have missed my target of income this week and therefore do wish to adjust my repayments for this week. I am hoping the next week I will be able to repay on time. Meanwhile my business is slowly picking on up well and it is my hope that this trend will continue on well for the remaining part. Thank you all.

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  • Francis    Jan 6, 2016

    Dear lenders,
    I hope you are all doing well and that you started this blessed year well with blessings. I am doing well though challenges still remain in my business. I have not been doing well in the business and I have not been able to repay my loan repayments on time and therefore do wish to reschedule the loan repayment. I hope the added time will enable me to catch up on the remaining balance.

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  • Francis    Nov 7, 2015

    Dear Lenders,
    I hope you are all doing well. we are doing well too here and despite the many challenges that we are facing God has been kind to us. We are still struggling to make ends meet. There has been very heavy rainfall in this area and thus business has slightly been affected by the heavy rainfall. We however are hopeful of a brighter future and that things will resume back to normal.

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  • Francis    Sep 11, 2015

    Dear lenders
    I hope you are all well and doing good. Things have been tough this side and we are struggling to meet basic needs as well as those of the family. The business has been perfoming poorly and as such I have not been able to be consistent with my repayments. I would therefore wish to adjust the amount with a positive view that things will return to normal.

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  • Francis    Aug 1, 2015

    Dear lenders,
    It is my hope that you are all doing well. I am doing well too despite struggling here and there with my business. I have not been able to fully repay repay on time since the business is still struggling to pick and is therefore as such behind in my repayment schedule. I thus wish to reschedule my loan repayment and with high hopes that I will be able to recover and pay on time.

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  • Francis    Jun 12, 2015

    Dear lenders,
    I wish to reschedule my loan repayment. I have been having some difficulties in the repayment over the last few weeks which am hoping to improve on possibly at the start of the month. I am hoping that things will resume back to normal and I will be able to repay my loan well and on time.

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  • Francis    Mar 13, 2015

    Dear lenders,
    I take this opportunity to inform you of the progress in my business. I have been having difficulties in repaying my loan a situation which has been attributed to the dry conditions in this area. There is scarcity of water and the customers have dropped drastically due to the drought in this area. I am therefore requesting to reschedule my loan

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  • Francis    Feb 4, 2015

    Dear lenders,
    I wish to reschedule my loan repayment at this moment> I have not been able to meet my income targets for the past few weeks. The drought has prolonged and the situation has been made worse by the opening of the schools. Most customers with kids in school have low purchasing power and this has negatively affected the business.

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  • Helmut    Feb 4, 2015

    hello francis,

    where is my money?

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  • Francis    Jan 7, 2015

    Dear lenders,
    I hope you are all doing well. I am fine and doing great. The business has not been well and I am struggling to keep up with my repayment. I am hoping to catch up soon. Things have not been easy especially with the opening of schools as school fees are needed and prices of basic commodities have shot up. I am however hopeful that things will be alright.

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