Andrew Chege

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Andrew Chege

Member since

December 2011

On-time repayments

100 installments  •  45%

About Me

I am married with two children, one is schooling. I live in Kiptangwanyi shopping centre which is about 42 km from Nakuru town which is our major town. I live in my own plot which is plot number 52. I run a business of computer services. This is where I earn my basic needs and that of the family. The business entails photocopying, typesetting, printing, lamination, scanning documents and other computer services.

My Business

My business entails computer services that I offer to dwellers within the shopping centre. I started this business in 2007 when electricity reached this place. Many of us used to go to Nakuru town for these services. This is when I realized that there is a high opportunity that I could tap. The business has a high demand because these services are needed daily and it is expensive to travel to Nakuru to get these services. The main challenges that the business face are high electricity costs, power rationing.

Loan Proposal

Thank you Lenders,
I would like to use the second loan that I will get from Zidisha organization to, First, I will purchase another printer that can be able to print high quality and bigger paper sizes that is the A3s, A4s, A5s and A6s. The one that I am using currently only prints A4s. The first loan did assist me so much as I was able to purchase a photo printing machine that have seen my business grow at a very high speed. I am now able to produce passports at a very short time to my customers and thus I would like to deliver these better services to my customers. Secondly, I would like to purchase a photocopier for my business.

Feedback

20

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,207.12

Date disbursed

Nov 11, 2012

Repayment status

On Time

Projected term

11 months

Cost to entrepreneur

Lender interest: $1,207.12 at 7.06% annual rate over 11 months = $78.59

Service fee: $38.83

Lenders

Daniel

Brussels, Belgium

Q

Quomar

Żmigród, Poland

E

Errol

Bradenton, FL, United States

IJAZBOF

Chihuahua, Mexico

J

Jason

New Jersey, United States

Sideburnjack

Conroe, TX, United States

J

jimbo7256

Vicksburg, United States

EricDWalters

Rochester, Mn, Usa, United States

torelizer

Reggio Emilia, Italy

Kylie

Mount Martha, Australia

Dwhittingslow

Saint Simons Island, Ga, United States

YB Song

Seoul, Republic of Korea

G

Gastao

Covilhã, Portugal

bluntpixel

Durham, United Kingdom

S

Simmo

Sydney, Australia

E

Emerald

Pompano Beach, United States

Rdcmole

Cincinnati, United States

J

JBosshardt

Redmond, United States

Silver

Steiermark, Austria

Eliduc

Prague, Czech Republic

S

shane

San Diego, United States

LA

United States

rickytherhino

Decatur, United States

P

paulo1

Aptos, United States

L

Lemon

Switzerland, Switzerland

H

Halli

Bottrop, Germany

Crestwood

Hamburg, Germany

beverly

Vancouver, Canada

H

hanso

Arendal, Norway

russell

leicester, United Kingdom

A

Annana

Kanata, Canada

T

tonilends

catalonia is not:, Spain

BenRump

Washington DC, United States

G

graememoss

Amsterdam, Netherlands

S

stevetanner

Geneva, Switzerland

Ask Andrew a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Astrid    Mar 23, 2017

    Hi Andrew, How are you doing? How is your child doing?

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  • Andrew Chege    Jul 31, 2016

    Dear lenders. I am still struggling with the Brain Cyst problem of my child. Once I am through with the situation I will be able to service my loan as required. Thanks.

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  • Andrew Chege    Jun 16, 2016

    Dear lenders, my son has been diagnosed with Brain Cyst and therefore kindly request that immediately I'm through with this issue, I will immediately service my loan.

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  • Andrew Chege    May 26, 2016

    Dear lenders, my business has not been performing well. Also, in April this year, my younger son was diagnosed with Brain Cyst problem and as such, he requires Kshs.500,000 for the operation. I beg for time as I try to address this problem. Thanks

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  • Andrew Chege    Apr 16, 2016

    Currently, I am experiencing some business hurdles. I optimistic that things will get better and I will be able to service my loan. Thanks

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  • Andrew Chege    Mar 8, 2016

    The business environment in Kiptangwanyi is harsh and therefore request for the adjustment. Thanks.

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  • Andrew Chege    Feb 8, 2016

    According to the business situation in Kenya, I feel that this is the amount I will be able to repay. Thanks.

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  • Astrid    Feb 3, 2016

    Thanks for your repayment Andrew! Heads up. How are you doing?

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  • Andrew Chege    Nov 20, 2015

    This is to enable my business be able to service the loan amount.

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  • Andrew Chege    Oct 15, 2015

    The reason for changing the installment is because of the nature of my business at the moment.

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  • Andrew Chege    Sep 19, 2015

    Dear lenders,
    I hope you are all doing well. I am doing well too despite the challenges that we are undergoing in the day to day running of the business. The business has not picked yet and the revenues that In collect from the business has since not improved and as such am still not in a position to repay on time my loan. I there fore do wish to adjust my monthly repayment.

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  • Andrew Chege    Aug 24, 2015

    Dear lenders,
    I hope that you are doing well. I am doing well too. I have not been able to be sending my weekly repayments. This has been due to my business not doing well. The past few months have been very challenging in my business. Th income has been declining in my business. I am still struggling to make ends meet but i do hope that things will be back on track.

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  • Andrew Chege    Aug 10, 2015

    Dear lenders,
    I hope that you are all doing well.I am doing great too as well as my family. I have been have difficulties in my business and as such am have been unable to repay my loan on time. Things have been very tough on my business and therefore do wish to reschedule my loan repayment so as to keep pace with my repayments. Thank you.

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  • Andrew Chege    May 24, 2015

    Dear lenders,
    I hope you are all doing well and thus I take this opportunity to reschedule my loan repayment. I am still working to improve my business which has been doing so badly. The income has been so low and this has prompted in my late repayment of my loan. Therefore am hoping that things will improve and I will be in a position to resume my repayment well on time.

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  • Andrew Chege    Apr 20, 2015

    Dear Lenders,
    It is yet another month that I am rescheduling my loan repayment. This is as a result of the worsening situation here as things have not improved. I am so much willing to resume my repayment but I have been unable to due to reduced income from the business. I am however still positive that things will change for the better.

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  • Andrew Chege    Mar 28, 2015

    Dear lenders,
    It is yet another month that I wish to reschedule my loan repayment. Things have not changed at all. We have been so much negatively affected by the drought which has persisted to date. I am therefore requesting for more time to see whether things will change and that I will be in a position to resume on ime repayment.thank you

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  • Andrew Chege    Feb 26, 2015

    Dear lenders,
    I wish to mention that I have been unable to make my monthly repayments as things worsened and therefore I am in a position to my monthly repayments. The business has not picked as I was expecting and therefore I am requesting to reschedule my repayment. Am hoping I will be able to make the repayment for the next month on time

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  • Andrew Chege    Jan 16, 2015

    Dear lenders,
    It is my hope that you have started the year well the year 2015. We are doing fine and have started the year well. The business is still facing some financial challenges as two of my printers broke down. I am currently repairing them and my computer shop remains closed for the past three weeks. This has rendered me to be in a position where I am not able to repay my monthly instalment for this month. I hope things well resume to normal soon.

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    • Astrid    Jan 17, 2015

      Thanks for your update Andrew. I hope you'll catch up soon. Good luck with the repairs.

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  • Astrid    Jan 2, 2015

    Hi Andrew,
    I wish you, your family and your business all the best for 2015. I'm glad to see that you're keeping up with the repayments. Thanks!
    Astrid

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  • Andrew Chege    Dec 26, 2014

    Dear lenders.
    I hope you have al celebrated christmas well. It has been nice for us here in the village as visitors trooped in from towns to come an share the joy of christmas with us. I have not been in a position to send my monthly repayments for the last two months. This has largely been attributed to underperformance by the business resulting in declining of my income. I am however hoping for an improved situation coming next year. Thanks and Merry christmas and happy new year to you all.

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