Entrepreneur

About Me

am Charity Mapenzi David, am a resident of Beverly, in mtwapa. i live with my parents here in Beverly mtwapa. am 22years old, born and raised in Kisauni in Mombasa. I went to Mtwapa academy in 1993 and left in 2002 when i was in class six and went to Bahari parents academy where i completed my primary school education. in did my KCPE examination in 2006. After that i went to Kadzonzo girls high school. i did my final examination in 2010. After school i went Ushindi Pioneer, a local college within our area. I did Business and entrepreneurship course. i did that course for three months. Am now a qualified businesswoman in mtwapa. i started a boutique in mtwapa town center. And also have a cereals shop in mikanjuini, mtwapa. In my boutique i sell, Materials, hand bags, open shoes, new fashioned clothes, cosmetics and jeweleries. in the cereals shop i sell, all sorts of cereals, sugar, maize flour, wheat flour, charcoal. I get my products from; for example the materials, i get them from a neighboring country, Tanzania. and the cereals, i get them from Kongowa market in Mombasa. And the charcoal, i get them from the dealers, the processors. i started this business in order to meet my needs. Its a good business and its really helps me and my family. in a good month i get a minmum of ksh 20,000 for the boutique and ksh 15,000 for the cearial shop.

My Business

I have a boutique and a cereal shop. All these businesses are in Mtwapa. I started with the cereal shop, and later started the boutique. the cereal shop did quite well I get my products from Kongowea market in Mombasa This the bigest markets in the whole of coast province.. And that's how i got the money to start the boutique. My businesses are far apart so my mother helps me in the cereal shop. I like beauty and fashion so much and that's why am at the boutique. I get recommendations every day from my customers. That's means that my customers like the services i provide I operate all my businesses here in mtwapa, a very highly populated town with people of different ethic comunities. In my business i get an income of ksh 35,000 in all my busineses. With this i use ksh 3,000 to pay huose rent, ksh 8,000 is used to pay for rents in all the businesses.ksh 2,000 is used for food. And ksh 5,000 is used to pay for my sibling's school fees. I save ksh 17,000 per month in all my businesses.With this i can use to repay my zidisha loan.

Loan Proposal

thank you very much indeed am proud of you. with this loan am going to use this loan on the expansion of my boutique. by adding more stocks of products in my boutique. in this i will use amount of Kenya shillings 20,000 by doing that. then i will use another 20,000 to buy more stocks of cereals that i will add in my shop as well and this will help me run into a better interest daily earning.

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