Mariam Tembo

Mtwapa, Kenya

Funds disbursed

$0 to go

100% funded of $473 goal


days left



Mariam Tembo

Member since

December 2012

On-time repayments

11 installments  •  0%

About Me

my name is mariam Tembo i live in mtwapa in mobasa kenya. am married live with my family which includes my husband and my son. i live in mtwapa mikanjuni. my son is called Brighton he is two years occupation is charcoal vendor education is form four secondary level of kenya o level. after finishing my secondary form four level some later i joined a nearby college in mombasa where i learned hotel and management.i started this business because first i wanted to be a woman who could be able to earn money so that i can improve my living standard. with what i earn from my business i do purchase things like food for my family paying of my house rent for my family and for myself. i also pay school fees for my family and the rest i buy or add stocks of my charcoals to my shop .

My Business

my business is charcoals i buy charcoals and sell them to the people within and around mtwapa. i buy charcoals from the manufactures and sell them to the consumers. i buy t5his products in large quantity and bring them into my shop, after taking this products into my shop i do split some into small quantity so that i can make them cheap and affordable to the people around the village. and i also sell large quantity to the res taunts and to the hotels within. the demand of thids products is very high here in mtwapa because it mtwapa here there is quite a good number of people living here due to its fast growth rate. the demand is also very high because most of the people living here in mtwapa are locals who live with not more that ksh 500 so mostly use charcoals for their home use either for cooking foods or for barbeque. due of the high cost of the kerosine most of the people they buy charcoals for their home customers prefer buying from me because i give them a better price to all .this business is profitable because i buy this charcoal at a price of ksh 400 and when it is in my shop i sell it at a cost of 1200 so this is giving me a profit of ksh 800. so it is profitable.the risks of this business is during the raining season when it is raining then this products becomes had to get them and due of this the buying prices do increase. my monthly running cost is ksh 30,000. and my monthly sales revenues is ksh 70,000. this is giving me a monthly profit of ksh 40,000

Loan Proposal

Thank you zidisha, for the effort you did in making my loan application a success. With this loan i want to boost my loan by adding more products to my business. So with my loan i will use ksh 10,000 to buy charcoal and ksh 10,000 to buy firewood, and ksh 5,000 will be for transport expenses. With this boost i will have added value to the business.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Feb 14, 2013

Repayment status


Projected term

12 months

Cost to entrepreneur

Lender interest: $473.85 at 3.64% annual rate over 12 months = $17.97

Service fee: $17.63



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