Josephat

Mtwapa, Kenya

14% repaid

Entrepreneur

Name

Josephat

Member since

January 2013

On-time repayments

11 installments  •  0%

About Me

my names are josephat kitsao mumba. i live in mtwapa mombasa Kenya. am married and am blessed with children. i have five children the first born she is a girl and she is called riziki. the second born she is also a girl and she is called pendo the third born he is a boy and he is called Larry. the forth born hamprey he is a boy. and the fourth one he is a boy and he is Evans. i live with them here in mtwapa they are all in school two being in form two and the rest in primary school.. my education background is the former class seven. my occupation is business man i do business along the beach running a glass botom boat

My Business

my business is a of glass bottom boat this means am giving a service of taking tourist to the coral garden for snorkeling here in Mombasa Serena beach. where they do swimming and reef walking. the demand of this goods is very high especial on weekend and on public holidays.these are the days where i do more business most. my clients prefer boarding my glass boat because with me i do provide a live jackets to each and every clients who is boarding and this is one of the reasons why my clients prefer boarding my glass boat because it has the safet5y equipment.my monthly running cost is Kenya shillings 30,000. and my monthly sales collection is Kenya shillings 70,000. this is now getting me a monthly profit of Kenya shillings 40,000 monthly.

Loan Proposal

thank you zidisha members. for making this happen. with this loan i will going to use it wisely first am going to buy spare parts of Yamaha that i will going to make my second machine work. then the rest will us it on buying more live jackets that will be used by my clients when on board. and i plan to do a little bit of renovation that will make my boat look very attractive to the clients.

Feedback

None

None

3



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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Feb 27, 2013

Repayment status

Late

Projected term

12 months

Lenders

M

marycb

United States

M

mikedufty

Perth, Australia

EricDWalters

Rochester, Mn, Usa, United States

Kitty

Hailsham, United Kingdom

O

okane

Espoo, Finland

LA

United States

Kjartan

Oslo, Norway

S

sglobal

Philadelphia, United States

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

Myrar

Aarau, Switzerland

M

mhalme

Uusimaa, Finland

donnita

Saltspring Island, Canada

MillerClark

London, United Kingdom

LadyPhi

Ontario, Canada

D

darkpella

Correggio, Italy

P

PetrusR

balmoral, Australia

K

Kari79

Salo, Finland

I

ijerkov

Zagreb, Croatia

ButterfieldFamily

Heber City, United States

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  • Kjartan    Jan 16, 2014

    Hi Joseph,

    Yes, would you please give us an update on how your business is doing? Hope all is well with you.

    Log in to reply • Share
  • PetrusR    Jan 14, 2014

    Hi Joseph,

    Can you please give us an update on your situation and make small payments every month.

    It will show us you are committed to repay your loan and will encourage others to loan money to you in the future.

    Thanks

    Log in to reply • Share
  • PetrusR    Sep 7, 2013

    Hi Joseph,

    Can you please tell me why you are not repaying the loan?
    Any repayment even partially would be great

    thanks

    Log in to reply • Share
  • ijerkov    Mar 1, 2013

    Good luck :)

    Log in to reply • Share


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