Zacharia Kinga Rukwaro

Nafaka Estate, Kenya

100% repaid



Zacharia Kinga Rukwaro

Member since

January 2013

On-time repayments

27 installments  •  33%

About Me

I was born 48 years ago in a family of 10 children 5 sons and 5 daughters. The family lived in Kiptunga sub- location Nakuru district. I’m a son of Rukwaro and Ruth Kinga. At an age of 8 years i joined Kiptunga primary school in standard one. The school life was very interesting in my life time. I was good in games like football, volleyball and was long distant runner.
My dream was focused on pursuing to the higher institution of learning especially in animal husbandly. I joined 4k club when I was class four where I learned how to keep rabbits, hens and farming.
The project from 4k club was so successful such that I won a ward of the best rabbit in local district show. Back at home my father kept cows, sheep and pountry. Every morning I could feed them before I report to school.
After doing my Certificate of Primary Education and passed, I joined Kimathi High School. My favorite subjects were siences subjects such as biology and agriculture. My dream of becoming medical/vet became so vivid and after a course of 4years,I did my Kenya Certificate of Education which opened a door to High School Advanced level. After completing this level, I joined Midlevel course where I did my Diploma in Lab Technician.
I got married in 1990 and we have been blessed with 4 boys and one

My Business

After completing my Diploma course, I was employed at Mama Ngina Secondary school where I am working up date. As I have said earlier that I had interest in animal husbandly, I started research of Drugs of chickens. Initially I started giving Vaccination to chickens. The demand grew like the bushfire. Initially, one day I could attend ten farmers at different places. For vaccination used to change a considerable amount of money. The challenges developed in the course of my business when uncurable disease arose. I was forced to learn through correspondence on disease Management which has been so helpful in this field. The business has rose such that I am covering almost the whole division.
With the expansion of the business, I need the Moto- Bike which will make me serve more customers at the right time without any delay. I love this business because it makes me busy through out and make me learn more and more in daily bases. Currently i do use a bicycle and it is very hard to reach my clients at the right time.

Loan Proposal

Thanks to Zidisha Team for the activation of my account and now I am very grateful applying for my first loan of I know it will help me continue with life. The loan will help me to buy some vaccination medicine of cows, donkeys, chicken among others. This will help me to meet the farmers demand and may be through this loan I will manage to meet more customers than before. Once again, thank you and I do promise to pay in good time.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 25, 2013

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Service fee: $2.57




Manly, Australia

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Amount repaid


Amount remaining


Date repaid

Mar 15, 2014


Fully repaid

Repayment History

Expected Payments Actual Payments
Nov 9, 2013 $13.00 Jan 25, 2014 $13.00
Dec 9, 2013 $13.00 Jan 25, 2014 $4.24
Feb 10, 2014 $8.76
Jan 9, 2014 $13.00 Feb 10, 2014 $13.00
Feb 9, 2014 $13.00 Feb 10, 2014 $13.00
Mar 10, 2014 $13.00 Feb 10, 2014 $0.30
Mar 10, 2014 $12.70
Apr 10, 2014 $13.00 Mar 10, 2014 $13.00
May 10, 2014 $13.00 Mar 10, 2014 $13.00
Jun 10, 2014 $13.00 Mar 10, 2014 $7.85
Mar 15, 2014 $5.15