Joyce Wambui

Embakasi Estate, Kenya

100% repaid

Entrepreneur

Name

Joyce Wambui

Member since

July 2012

On-time repayments

318 installments  •  60%

About Me

I am a single mother aged 39 years old. I ahve two children who depend on me since they do not have stable jobs. I got my first child at an early age when I was still at primary school. I therefore stayed at home for one and a half years and went back to school thereafter.I continued with my education and managed to join high school. Unfortunately I dropped out of school at form two after an abrupt death of my grand father who was our sole breadwinner. I therefore opted to help my grandmother with home chores as I could not go back to schools as there was no one to pay school fees for me. It reached a point when I could not depend on them any further and I therefore decided to leave the village for greener pastures. I got employed as a house-help for a three(3) years and I managed to save some money and started a green grocer. I was in this business for one year and decided to change to another business. I started a small Beauty shop which am doing upto date. I would like to expland my busines

My Business

I operate a beauty and cosmetics shop. I deal in both men and ladies products like handbags, belts, earrings, necklaces, shoes, scarfs, socks, trousers e.t.c. There is demand for this product because I sell the products which are on fashion and at a reasonable and affordable prices. I also sell to other traders at wholesale prices and they go to sell to other customers. My customers like my shop because they say the prices are good. they also say that they like my services that is the way i service them. I also give my goods on credit and they do not fail me. my business is situated at a bus stop and therefore I am able to attract many customers. i also send my son to vendor the goods in the nearby estates. He does door to door services and sometimes goes to sell them in the city center and in the offices. some customers who are not able to travel send me to Kampala to bring them their goods and charge them a fee for the services. My monthly expenditure include house rent, transport,school fe

Loan Proposal

thanx zidisha team for the good work you are doing because you have helped me to improve my business.i congratulate you because you made me someone,i deal with my customers well because my shop is well stocked,i will use my third loan by stocking my shop and to renovate it to make it smart.thanx once again.

Feedback

23

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  • camilberlin    May 2, 2017

    Again paid back fully and on time, and kept us updated about how she is doing. Would lend again any time (in fact I just did).

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,764.55

Date disbursed

Jan 18, 2014

Repayment status

On Time

Projected term

9 months

Cost to entrepreneur

Lender interest: $1,764.55 at 4.38% annual rate over 9 months = $60.94

Service fee: $49.10

Lenders

rebecca

Chapin SC, United States

M

marycb

United States

joerg

Berlin, Germany

carlos vendrell

Barcelona, Spain, Philippines

Kitty

Hailsham, United Kingdom

A

adwatson

Milan, MI, United States

S

SeeBiscuit

Reston, United States

nicole

Worcester, Ma, United States

L

lmuenchen

Munich, Germany

D

Davieboy

Melbourne, Australia

P

ploeger

Perkasie, United States

Rdcmole

Cincinnati, United States

ErikN

Stockholm, Sweden

T

Tec69200

Jacksonville, United States

A

anonymus

Moon, United States

AnnaChristina

Pittsburgh, United States

R

ruthlondon

London, United Kingdom

BrianHibbs

South Bend, United States

E

ericcamden

Berkeley, United States

P

pmyadlowsky

Charlottesville, United States

HansLindgren

Uppsala, Sweden

S

Sandi

Sunnyvale, United States

Raymondo

Dublin, Ireland

KirstenShute

Montreal, Canada

T

tonilends

catalonia is not:, Spain

indeh

London, United Kingdom

M

missjoyy

Munich, Germany

Quentin

Toronto, Canada

G

GoldenPete

Christchurch, New Zealand

D

Dadiolafs

Vestmannaeyjar, Iceland

C

cravioli

geneva, Switzerland

A

Anna01012

Bucksport, United States

Taata

Multia, Finland

Namaste250

Pittsford, United States

KarmaComa

Gent, Belgium

A

Alumnus

Goias, Brazil

B

BGRRisz

Arlington, United States

R

ram1919

San Jose, United States

trackpal

Brighton, United Kingdom

J

jerryq

Redding, United States

O

ochunshoney

charlotte, United States

D

dannimw

Victoria BC, United Kingdom

K

KennaMumford

Salt Lake City, United States

K

kikusin

Shanghai, China

camilberlin

Berlin, Germany

Bobrm2k3

Charleston, United States

calvero

Bergen, Norway

ShaneS

Port Pirie, Australia

G

Goldrivermob

Gold River, Canada

T

Tim88

Glasgow, United Kingdom

A

alexvanandel

Haarlemmermeer, Netherlands

W

WinWinNL

The Hague, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

Sarasota

Sarasota, Fl, United States

E

eniid

Stockholm, Sweden

Kristrun Tinna

Reykjavik, Iceland

J

jocalu

Oostende, Belgium

D

discoball

Monterey, CA, United States

H

Haavard

Bergen, Norway

C

cazz14

dunedin, New Zealand

J

joliver

Vancouver, Canada

E

ecarlsonbast

San Francisco, United States

Déméter&Kotler

Paris, France

D

Deback

Denver, United States

D

dbuksh

United States

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