Nkoije

Narok, Kenya

Funds disbursed

$0 to go

100% funded of $648 goal

0

days left

Entrepreneur

Name

Nkoije

Member since

July 2010

On-time repayments

12 installments  •  0%

About Me

Nkoije ene Kiok is my name from sekenani village around Masai Mara game reserve. I am a married woman with three kids. All of my kids attend school,two in primary school and one in Ololululang secondary school. I do live in sekenani,Mara region,Narok district. My occupation is business, I do operate several business within Sekenani.I sell ornaments,and small shop with food staff. I am not educated as well, spent most of my child hood looking after sheep and goats in villages. I was married at around seventeen years old. My struggling to life started early I have bared a child as early as eighteen years old. The main purpose for starting business was carter for basic needs for life e.g.house hold needs,and educate my kids to how to write and read. This is the only realized opportunity that a parent can offer to his kids. The opportunity came and I started to educate to secondary levels.

My Business

The main business offers high demand of goods especially when the Mara Migration starts. My business contains Masai shukas and ornaments. I started my business by raising capital through selling of one of my cows with Ksh 20,000. The other small shop is food stuff shop that I do sell sugar,wheat flour,maize flour and tea leaves is worthing Ksh 15,000. It is demand is very high only when season picks. The food stuff are very good because they are the only stable food that is accessible in by the community. My business like any other one face high competition. The profit of the business is high especially when the season picks. The only risk that I do face is when the number of tourist visiting Mara lowers. My monthly costs is around Ksh 20,000 and the profit I get differs between ksh 15,000 to 20,000 per month.,this is basically on the tourist visiting the region.

Loan Proposal

The loan from Zidisha will be used to buy tourist ornaments and masai shukas.The ornaments will be bought at Ksh 12,000 per carton of ornaments.I will buy four cartons of ornaments that will cost up to Ksh36,000.The remaining amount will be used to transport that will be from Narok up to Oloolaimutia the very remote area,the transport will be Ksh 2,000.The approximate profit will be based on the tourist visiting Mara.
The profit will be each carton will generate Ksh 3,000 multiplied with four cartons having almost 12,000Ksh per two weeks.The profit will be almost Ksh Ksh 24,000 per month.This profit will be used to make repayment of the loan and paying school fees.I have one kid who is out of upper level of education due to lack of cash.The loan will assist me in making life so easy,hoping to generate more income to sustain the family and educate my son who wishes to expand education.The business will bring total change to the community when the commodity comes near to the customers around the Manyatta.The level of my life together with of my young ones will improve.Looking forward for you are kind assistance.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$648.00

Date disbursed

Dec 22, 2010

Repayment status

Late

Projected term

12 months

Lenders

Daniel

Brussels, Belgium

Julia Kurnia

Sterling, Virginia, United States

J

jeffb

United States

Pranjal

Noida, Kenya

V

vidarlil

Sandefjord, Norway

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

K

Kondonassis

Bridgton, United States

G

GalantnostS

Hong Kong, Hong Kong

X

xander

Plainfield, Vermont, United States

neffe

Berlin, Germany

J

Jon

United States

B

bodilwDK

Brabrand, Denmark

M

marvin24

Giessen, Germany

N

neuber

Leipzig, Germany

S

Snick

Halle, Germany

A

alfredo

Bremen, Germany

W

wmonroe

Paris, France

jmeyer

Hamilton, Canada

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