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Carolyne

Nakuru, Kenya

100% repaid

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Entrepreneur

Name

Carolyne

Member since

July 2013

On-time repayments

41 installments • 80%

About Me

Am based in Nakuru town. I am married with with one child. I stay in Shabab estate . I run a small business in town (Cyber), located at Highway Towers.Am an I.C.T specialist, having undergone the training at Data2information college in Eldoret .I have always wanted to work for myself, hence the need to start my own business.i have been able to purchase household goods and am in the process of buying land. I am a hard working person and i know given the loan i can expand my business.Business is so crucial in our country. There is no way one can expand her business without capital thus why i believe this program must be a God sent services to us here in Kenya.

My Business

I run a personal business. I run it myself but occasionally hire people when the work is too much. I run a cyber cafe in town. I deal in ICT services , printing , photocopying,KRA services, Exam registrations , Helb Forms and i also typeset . Nakuru town has seen the expansion of tertiary and higher level colleges , hence the need for the students to do research work on the net. Hence the demand is so high that i need more computer machines which are faster for efficient services,binding machines,photocopier.
I always want to be a head of my competitors , hence the need to get the loan so that i can expand.
The business is profitable in that , i get an income of Ksh.25,000 after paying my bills.So far the only risk is my competitors improving their computer machines to be better than mine.
I will use my profits to repay the loan.

Loan Proposal

The loan i am requesting i will use it to increase the stock of my printing papers,buy a Binding machine and i also want to stock some Flash drives that wil sell to my customers .Most of my clients request for flash drives of which i don't have but if i manage to get the stock then it will increase the profit of my business . I also want to add memory to 2 of my computers for better performance of the machines and that will attract more customers and don't disappoint them by hanging .