11 monthly installments • 0%
my name is Joyce Thoya from mtwapa Mtomondoni in kenya,i went to Ganze primary school in the year 2000.am now married with two children,a boy and a girl who are now in school within mtwapa.am a dressmaker by profession having been trained at the kisauni polytechnic in kenya.i also sell potatoes and bay porridge to children centres within mtwapa.i started this business to edyycate my children as education is the only key to success.the earnings obtained is used to p[ay fees for my kids.
My business include dressmaking,selling of porridge and potatoes to the mtwapa residents.there is demand for these services becayse of cleanliness in my work place and too i uphold professionalism.Risks include lack of customers due to low tourism since this is a tourist hub.My monthly revenue is kshs 15,000 from all business less kshs 6000 expenses.the balance will be used to pay for my loan and other expenses.please consider this request.
the loan shall be used to add more stock for my three businesses,these include Tailoring and dress making,here i will add more clothes for sell and one sewing machine of reasonable price.I expect this to generate about kshs 9,000 in a month.I will also buy more potatoes and wheat flour for my potatoes business,this would coast about kshs 5,000 and finally my porridge business is also good enough.This will ill add more wheat flour and margarine for this business.I expect this to generate about kshs 3000 in a good month.
Nov 5, 2012
Cost to entrepreneur
Lender interest: $497.99 at 7.81% annual rate over 12 months = $39.65
Service fee: $25.39
Upon joining Zidisha, Joyce paid a lifetime membership fee of $8.86.