David Karanja

Nairobi, Kenya

1% repaid



David Karanja

Member since

August 2012

On-time repayments

196 installments  •  22%

About Me

I live in Nairobi Buruburu Estate with my family, one child in standard one in a nearby private school, am a Pastor at Kenya Assemlies of God Pumwani Slums in Nairobi and I started this business early this year - 2012 with the aim of improving the life of vulnerable women, youth and children infected and affected with HIV &AIDS in Tumaini NGO -website (www.tumainifund.org) . I am tyring to improve tumaini members to join zindisha microfinance to empower their business through borrowing loans. zindisha has helped me to think out of the box and also aidded in my future growth, in my family we have seen changes though zindisha financial aid which has improved our living standards. the second loan will help me expand my business to another level.

My Business

I sell hand-made bags that are currently on high demand as we now approach chrtismas period since more tourists are visiting the country; this makes it a very profitable business need to expand.When all factors are favourable for business i make a profit of close to 40% per month.
Challenges among others are, lack of huge stock due to shortage of finance, Transportation cost to the factory and also sometimes lack of stability in the country as this makes the tourists fear visiting the country.

Loan Proposal

the loan will be used to boost my new business of car transport and the profit will be used to pay the loan and to pay the works also to sustain me and my family also to pay school fees of my son and to meet other need in the family also the loan will make me to think how to expand my busness and to create employment to the youth Thank you and God bless you all Pastor David Karanja






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 16, 2017

Repayment status


Projected term

24 months

Cost to entrepreneur

Service fee: $100.63


Paul Buchheit

Mountain View, United States

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