Entrepreneur

About Me

My name is Jones Crispus Muruga; I come from Amagoro location, Teso north district, Busia County, Western Kenya. I am the first born child in a family of one girl and four boys. My home town Amagoro is the headquarters of Teso north district a moderately growing town that is 5 km from the busy Malaba boarder town. I am CPA graduate from GTI Mombasa. I managed to register an Organization by the name JCM investments that deals with computer services, event organization, financial consultancy and property. Within the office I have a cyber café that serves the environs of Amagoro. My main aim of opening the cyber was to create awareness to the community on the fast moving information and technological world at affordable rate. Currently my focus is to create one stop information centre in Amagoro town, by doing that I will improve on my web page, add more computers and a copier. This will be possible through my earning and external financing.

My Business

JCM Investments is a locally owned firm organized into two broad department consisting of five enterprises reflecting its appreciation of complexities of its niche market vis-a-vis its expertise and professional network including individual consultants so uniquely combine to provide such a holistic capability as is needed in the emerging global trends in provision of such a products as it offers its clientele.

These network relationships is derived from successful personal careers in the fields associated with premier institutions and good personal inter-relationship skills that enables JCM to operate as specialists with a lean core structure and utilizing the broad support of such network linked institutions. This gives the firm the ability to operate with broad freedom in areas such as: Business Planning, Research (market research/feasibility studies,) and Data management, Financial management and Investment advisory, Auditing, Real Estate, Event planning, ICT and Procurement
I spend an average of 28,000 per month on rent, electricity, internet personal and logistics, my arrange income is 45,000 per month.

Loan Proposal

The Loan will help me procure additional equipment to my cyber café thus enhance service delivery. The equipment in plan is a Scanner. This is so as the number of persons in need of this particular service of scanning has increased. The Government of Kenya is currently improving the Government Human Resource Information System (GHRIS) and the Teachers Service Commission (TSC).All the employees of the Government and the TSC are required to upload original scanned academic and professional certificates in the Human resource website. The number of the government employees and the teachers is overwhelming in Amagoro which is the headquarters of Government in the district. With the Scanner I will be able to provide the services to the GOK and TSC Employees at affordable costs thus enhance my business and client business relationship.

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