Victor
Mombasa, Kenya
17% repaid
Name
Victor
Member since
June 2013
On-time repayments
139 installments • 16%
My name is Victor Ndaro Zuma, I was born in Mombasa County the coastal region of Kenya in the year 1987. I come from a very humble background being a third born in our family my ambition is to make sure I achieve what I have set to do. I am a graduate of Information technology all did up to certificate level. I am an Information Technology Consultant. I own a cybercafé in the suburb of Mtwapa town which is the fastest growing town in the east and central Africa. The main aim of starting this cyber business was to create know how of Information Communication Technology to the common mwananchi through service and training. As an IT personnel I focus on acquiring new softwares and upgrading my machines by the earnings I get from my business day by day.
Digital Communication Centre is the name of the business. Services offered in my organization are as follows:-
Internet, printing, video production, typesetting, international calls, scanning, chat service and Webcam chatting.
It is a spacious, customer friendly Computer Centre located 15 km from city of Mombasa in a Suburb called Mtwapa. We are at the heart of the suburb at the town centre. We work on 5 workstations plus the main server.
My targeted clients are the three generations that is the young, medium aged and the old.
My business is profitable because the services I offer are compulsory to the residents and as a Digital era everything has been computerized hence giving me gains in terms of finance.
Any business has challenges and in this cyber business they are many. Frequent power blackouts are many and as it is known no computer turns on without electricity hence if it goes for a whole day then no business for that day, one must have a generator.
Total monthly sales – 26,000
Rent – 6000
Power – 2800
Internet – 5000
Profit after deduction of expenses 12,200/=
The funds will help me bu a good camera and a photocopier /printer/scanner in the photo studio that i want to set up due to the demand in my area. Why?
1. Customers have been walking in with their memory cards asking for printing services and i have not been delivering because i have a photocopier only.
2.Others have come asking for their pictures to be taken and printed while other have been asking for passport photos.
3.Since i do video shooting and editing other people have asked me to go and be their camera man at a fee and i have turned them down because i lack the two above.
4.A school came and asked me to do photography work for their year book and that s when i decided to act on this demand.
Dear lenders, these are just but a few examples of how i can use the two equipments to serve my God and humanity apart from gaining an income for me and also support my family that in one way or the other need my support.
A good camera will cost me around 40,000-45,000 shillings and a good scanner/printer/photocopier will cost 6,000-8,000 shillings.
The good thing with this investment is that its returns are instant so it doesn't take long to see its fruits.To add on since i already have a reputation in this business it shouldn't be had for it to pick.
I promise to be faithful in my work and remittance as i know through that then other people will be helped too.Be blessed as you consider my humble request.
Regards
Victor Zuma
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$592.00
Date disbursed
Feb 3, 2014
Repayment status
Late
Projected term
31 months
Other loans
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Amount repaid
$130.06
Amount remaining
$630.62
Expected completion
Aug 26, 2016
Status
Repaying late
Installment amount
$5.88
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 13, 2014 | $0.00 | ||
Feb 20, 2014 | $0.00 | ||
Feb 27, 2014 | $0.00 | ||
Mar 6, 2014 | $5.88 | Mar 6, 2014 | $5.88 |
Mar 14, 2014 | $5.88 | Mar 6, 2014 | $5.88 |
Mar 21, 2014 | $5.88 | Mar 20, 2014 | $5.88 |
Mar 28, 2014 | $5.88 | Mar 20, 2014 | $0.06 |
Mar 28, 2014 | $5.82 | ||
Apr 4, 2014 | $5.88 | Mar 28, 2014 | $0.06 |
Apr 5, 2014 | $5.59 | ||
Apr 12, 2014 | $0.24 | ||
Apr 11, 2014 | $5.88 | Apr 12, 2014 | $5.65 |
Apr 16, 2014 | $0.24 | ||
Apr 18, 2014 | $5.88 | Apr 16, 2014 | $5.65 |
Apr 26, 2014 | $0.24 | ||
Apr 25, 2014 | $5.88 | Apr 26, 2014 | $5.65 |
May 3, 2014 | $0.24 | ||
May 2, 2014 | $5.88 | May 3, 2014 | $5.88 |
May 9, 2014 | $5.88 | May 3, 2014 | $5.88 |
May 16, 2014 | $5.88 | May 3, 2014 | $5.65 |
Jun 3, 2014 | $0.24 | ||
May 23, 2014 | $5.88 | Jun 3, 2014 | $5.71 |
Jun 15, 2014 | $0.18 | ||
May 30, 2014 | $5.88 | Jun 15, 2014 | $5.71 |
Jun 30, 2014 | $0.18 | ||
Jun 6, 2014 | $5.88 | Jun 30, 2014 | $2.76 |
Jul 5, 2014 | $3.12 | ||
Jun 13, 2014 | $5.88 | Jul 5, 2014 | $5.88 |
Jun 20, 2014 | $5.88 | Jul 5, 2014 | $5.88 |
Jun 27, 2014 | $5.88 | Jul 5, 2014 | $5.88 |
Jul 4, 2014 | $5.88 | Jul 5, 2014 | $2.76 |
Jul 24, 2014 | $0.59 | ||
Aug 4, 2014 | $2.53 | ||
Jul 11, 2014 | $5.88 | Aug 4, 2014 | $5.88 |
Jul 18, 2014 | $5.88 | Aug 4, 2014 | $5.88 |
Jul 25, 2014 | $5.88 | Aug 4, 2014 | $5.88 |
Aug 1, 2014 | $5.88 | Aug 4, 2014 | $3.35 |
Sep 14, 2014 | $1.18 | ||
Sep 18, 2014 | $1.35 | ||
Aug 8, 2014 | $5.88 | Sep 18, 2014 | $0.65 |
Aug 15, 2014 | $5.88 | ||
Aug 22, 2014 | $5.88 | ||
Aug 29, 2014 | $5.88 | ||
Sep 5, 2014 | $5.88 | ||
Sep 12, 2014 | $5.88 | ||
Sep 19, 2014 | $5.88 | ||
Sep 26, 2014 | $5.88 | ||
Oct 3, 2014 | $5.88 | ||
Oct 10, 2014 | $5.88 | ||
Oct 17, 2014 | $5.88 | ||
Oct 24, 2014 | $5.88 | ||
Oct 31, 2014 | $5.88 | ||
Nov 6, 2014 | $5.88 | ||
Nov 13, 2014 | $5.88 | ||
Nov 20, 2014 | $5.88 | ||
Nov 27, 2014 | $5.88 | ||
Dec 4, 2014 | $5.88 | ||
Dec 11, 2014 | $5.88 | ||
Dec 18, 2014 | $5.88 | ||
Dec 25, 2014 | $5.88 | ||
Jan 1, 2015 | $5.88 | ||
Jan 8, 2015 | $5.88 | ||
Jan 15, 2015 | $5.88 | ||
Jan 22, 2015 | $5.88 | ||
Jan 29, 2015 | $5.88 | ||
Feb 5, 2015 | $5.88 | ||
Feb 12, 2015 | $5.88 | ||
Feb 19, 2015 | $5.88 | ||
Feb 26, 2015 | $5.88 | ||
Mar 5, 2015 | $5.88 | ||
Mar 13, 2015 | $5.88 | ||
Mar 20, 2015 | $5.88 | ||
Mar 27, 2015 | $5.88 | ||
Apr 3, 2015 | $5.88 | ||
Apr 10, 2015 | $5.88 | ||
Apr 17, 2015 | $5.88 | ||
Apr 24, 2015 | $5.88 | ||
May 1, 2015 | $5.88 | ||
May 8, 2015 | $5.88 | ||
May 15, 2015 | $5.88 | ||
May 22, 2015 | $5.88 | ||
May 29, 2015 | $5.88 | ||
Jun 5, 2015 | $5.88 | ||
Jun 12, 2015 | $5.88 | ||
Jun 19, 2015 | $5.88 | ||
Jun 26, 2015 | $5.88 | ||
Jul 3, 2015 | $5.88 | ||
Jul 10, 2015 | $5.88 | ||
Jul 17, 2015 | $5.88 | ||
Jul 24, 2015 | $5.88 | ||
Jul 31, 2015 | $5.88 | ||
Aug 7, 2015 | $5.88 | ||
Aug 14, 2015 | $5.88 | ||
Aug 21, 2015 | $5.88 | ||
Aug 28, 2015 | $5.88 | ||
Sep 4, 2015 | $5.88 | ||
Sep 11, 2015 | $5.88 | ||
Sep 18, 2015 | $5.88 | ||
Sep 25, 2015 | $5.88 | ||
Oct 2, 2015 | $5.88 | ||
Oct 9, 2015 | $5.88 | ||
Oct 16, 2015 | $5.88 | ||
Oct 23, 2015 | $5.88 | ||
Oct 30, 2015 | $5.88 | ||
Nov 5, 2015 | $5.88 | ||
Nov 12, 2015 | $5.88 | ||
Nov 19, 2015 | $5.88 | ||
Nov 26, 2015 | $5.88 | ||
Dec 3, 2015 | $5.88 | ||
Dec 10, 2015 | $5.88 | ||
Dec 17, 2015 | $5.88 | ||
Dec 24, 2015 | $5.88 | ||
Dec 31, 2015 | $5.88 | ||
Jan 7, 2016 | $5.88 | ||
Jan 14, 2016 | $5.88 | ||
Jan 21, 2016 | $5.88 | ||
Jan 28, 2016 | $5.88 | ||
Feb 4, 2016 | $5.88 | ||
Feb 11, 2016 | $5.88 | ||
Feb 18, 2016 | $5.88 | ||
Feb 25, 2016 | $5.88 | ||
Mar 3, 2016 | $5.88 | ||
Mar 10, 2016 | $5.88 | ||
Mar 18, 2016 | $5.88 | ||
Mar 25, 2016 | $5.88 | ||
Apr 1, 2016 | $5.88 | ||
Apr 8, 2016 | $5.88 | ||
Apr 15, 2016 | $5.88 | ||
Apr 22, 2016 | $5.88 | ||
Apr 29, 2016 | $5.88 | ||
May 6, 2016 | $5.88 | ||
May 13, 2016 | $5.88 | ||
May 20, 2016 | $5.88 | ||
May 27, 2016 | $5.88 | ||
Jun 3, 2016 | $5.88 | ||
Jun 10, 2016 | $5.88 | ||
Jun 17, 2016 | $5.88 | ||
Jun 24, 2016 | $5.88 | ||
Jul 1, 2016 | $5.88 | ||
Jul 8, 2016 | $5.88 | ||
Jul 15, 2016 | $5.88 | ||
Jul 22, 2016 | $5.88 | ||
Jul 29, 2016 | $5.88 | ||
Aug 5, 2016 | $5.88 | ||
Aug 12, 2016 | $5.88 | ||
Aug 19, 2016 | $5.88 | ||
Aug 26, 2016 | $1.86 |
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