Timber and iron sheets for construction of a rental house

Barnabas    Jun 23, 2019

Hello Zidisha team!

I hope this mail finds you well. I am sorry for having defaulted the loan you granted me. My business totally collapsed. That is what made me not repay my loan as scheduled. I have been making efforts to clear my loan, which has made my amount due to be around Kshs. 19,000. It is not my wish that I fail to clear my loan. It really helped me at the time of need and I still need it in future. Kindly allow me to look for money and clear amount due of about Kshs. 19,000, then you remove me from the Credit Reference Bureau so that I can access a bank loan and clear my Zidisha loan. In case I fail to honor that, then return me to Credit Reference Bureau.

• Lotus Flower    Jun 24, 2019

  Barnabas, lenders don't report anyone to or clear anyone from the CRB; the Staff does that.
  
  To reach the Staff, a/k/a Team (www.zidisha.org/team),
  please click on the HELP link in your account.
  
  Please note that your borrower-lender Discussion page isn't the correct place to try to reach the Staff, because they almost never visit these pages. Thank you.

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Barnabas    Aug 25, 2017

Hello lenders! Due to the recently concluded elections in Kenya, I have been a little been disorganized. Kindly allow me to reschedule my loan. I will definitely revise upwards soon. Regards.

Barnabas    Jul 19, 2017

Dear lenders,
Thank you so much for the continued support. I used the loan I was given to repair my car which I was using as a taxi. I bought a new engine and paid the mechanic. That made my car to be in a good condition. I was able to sell the car at a higher price due to its better condition (Kshs. 250,000) and start a hardware business. I added some money from my savings and also started a barber shop. My earnings have increased as I am able to make Kshs. 25,000 per month. My family is happy because they view me as a visionary and responsible family head. I take them around especially in the neighbouring Republic of Uganda. Busia is at the border of Kenya and Uganda, and this makes business even better across the two countries.

Barnabas    Jun 18, 2017

Dear zidisha team. I would like to adjust my repayment rate upwards because currently am doing well. I have been able to open two more businesses (hardware and berber shop). Thanks a lot for working with me.

Barnabas    Aug 21, 2016

Hello lenders! Kindly allow me to reduce my installments because my business has gone down following the time I have taken to repair my car. Thanks.

Barnabas    Aug 1, 2016

Dear lenders!

Am grateful my loan has been fully funded. Thanks a lot. I will comfortably repair my taxi , and my business will be more successful.

Barnabas    Jul 23, 2016

Dear lenders! The last loan was of great benefit to me. I was able to roof my house, though I am still doing finishes as seen in the photo.

Barnabas    Jun 2, 2016

Hi lenders! I would like to readjust my repayment downwords because my current installment amount is past half of the principle loan. Thanks.

Barnabas    May 25, 2016

Hi lenders and the team at large! I am really enjoying being part of this team as a beneficiary. I have stretched my loan for sometime now, and would like to increase my repayment. My business is doing good, though with few challenges which are manageable. Thanks.

• WE

  Wendy Emlyn    May 26, 2016

  Thank you, Barnabas!

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Wendy Emlyn    Sep 23, 2015

Hello Barnabas. You've been on this much lower payment amount for three months now - are you able to adjust to a higher amount yet? When I lent you the money, I didn't expect it to be tied up for five years!
God bless you,
Wendy

• Barnabas    Jan 11, 2016

  Hello Wendy! Sorry for the late response. I am almost stabilizing and soon I will readjust my payment. Thanks.

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  • WE

    Wendy Emlyn    Jan 12, 2016

    I'm glad things are going better for you at last, Barnabas.
    God bless you,
    Wendy

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    • WE

      Wendy Emlyn    Apr 4, 2016

      Hello Barnabas - are you able to increase your payments yet to clear the loan quicker?
      God bless you,
      Wendy

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      • Barnabas    May 25, 2016

        Hi Wendy! I can now confidently say that I will be able to clear my loan quicker. Thanks for your support and for many others. God bless you,
        Barnabas.

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Barnabas    Jun 27, 2015

Dear lenders,

Thanks you a lot for the loan you funded me. It helped me much. I was able to buy timber and iron sheets. However, the cost exceeded the amount I had which forced me to take additional loan from another source, so I have another soft loan I am servicing. Once I accumulate savings from my profit, I will readjust my repayment upwards. Thanks.

Wendy Emlyn    Jun 22, 2015

Thank you for your first repayment on this loan, Barnabas.
God bless you,
Wendy

• Barnabas    Jul 20, 2015

  Good Morning Wendy,
  I am requesting for your assistance towards a friend by the name SERAPHINE AMUKULON OTWANI of ID No. 24474953. She has been member and as taken 2 loans so far. She is unable to access her account and wishes for assistance to be able to get her Username and password. She has also lost her Email and by getting it, she will be able to access her Zidisha about and pay the outstanding balance. Kindly help her.

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Barnabas    Jun 12, 2015

Dear lenders,

Thank you so much for funding my loan. I have received Kshs. 56773 through Mpesa payment. I have already made an order of iron sheets and will post a photo soon. Thanks so much.

Barnabas    Jun 10, 2015

Thank you lenders for funding my loan. I am going to buy timber and iron sheets for roofing the house. The house, when complete, will make me generate revenue for school fees. God bless you.

Barnabas    Jun 9, 2015

Thanks a lot lenders for the support towards my loan. I still hope for the best.

Barnabas    Jun 6, 2015

Thanks for your contributions up to now.

Barnabas    Jun 3, 2015

Dear Zidisha team,

Am having a challenge uploading my photo. I hope it will be clear with time. I look forward to your support.

Thanks.

Barnabas    May 30, 2015

Dear lenders!
I would like to appreciate so much because before Zidisha, I used to fear taking loans, but I have realized that loans lead to success, especially the comfortably that comes with Zidisha loan. The last loan was used to purchase a new pool table and repair the old one. The pool tables have kept several youths busy, particularly my brother and cousin together with their friends. They are in a position to cater for their daily bread, and also make them come together to listen to advice especially on drug abuse. Good news is that they are changing behavior. The income has enabled me to add more money to it and now I have purchased a taxi, and have also started constructing a rental house. Since I bought the new pool table, my income doubled to approximately Kshs. 15000 a month.

Barnabas    Apr 25, 2015

Dear Zidisha lenders,
Once again thanks so much for the continued support. I am really enjoying being a member of Zidisha. I have learn't so many things among them prompt loan repayment. Iwould wish to say that I have been blessed from my business and other financial sources. I have been able to buy a taxi, which I am running. It gives me good returns, and this has enabled me to reschedule my loan upwards so that other people can also benefit. Thanks a lot.

• calvero    Apr 27, 2015

  I'm really happy to hear that your business is going well! Thank you for the update and I can promise you that your repayments will be put to good use.

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  • Barnabas    Jun 3, 2015

    Thanks a lot

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Barnabas    Jul 12, 2014

Dear Zidisha team! Today has been a great day to me. I have been privilleged to be visited by David from Zidisha team. He comes from Norway. He is a very jovial gentle man. We have shared a lot about my business. We interacted so much and he also met my family. I take this opportunity to wish him and the entire Zidisha family success in all their
endevours. God bless.