Add kitchen tools, farm inputs and animal feeds to my shop

Jane Kajuju

Meru, Kenya

100% repaid

Entrepreneur

Name

Jane Kajuju

Member since

February 2014

On-time repayments

319 installments  •  24%

About Me

My name is jane kajuju from meru county. am a single mum of one daughter. I work on a contract basis with American University Abroad kenya exchange program as a meru county representative. Besides i do business in clothing both new brand and second hand clothing also i have a small consumer shop at home katheri which i run myself since am near.the one for clothes i have someone who runs it as i send the commodities and i visit the place at least twice a month, The business is based in Mikinduri market 30kilometers from Meru town. I chose the place due to rapid economic growth, good infrastructure, a little bit secure and a conducive business environment the inhabitants are welcoming and friendly.
I have a diploma in social work from a recognized institution. i started the business because i needed extra income to cater for my needs.
Currently the business is able to cater for itself, fund my small scale farm which is located at mikinduri area, it caters for two rental houses that is my employee residence and business premises. it also caters for our basic needs and pays fees for my daughter

My Business

the business is capable of repaying the loan because its doing well, it keeps improving as time goes and i have not experienced any loses for the last four years. currently these are some of the running cost and expenditures from the business
1. rent both for residential and business premises-150 us dollars per month
2. basic needs-200 dollars per month
3.school fees-200 dollars per term equivalent to three months
Other sources of income i get from the small scale farm
the goods as i said earlier are new and second hand clothes and shoes. i get them from Nairobi to the business place at mikinduri. i chose both the new and second hand in order to meet the needs of all customers irrespective of their social status.
my business is profitable because i stock a variety which is affordable to all my clients. i excel in the competition because i chose what is trending latest in the market, i have goods of high quality and at affordable price.i have not incurred any risk so far but the most common is fire and theft.
i shall use the loan to invest in my business by opening up more branches in different parts in Kenya.
about my small consumer shop which i run at home i will post its picture here its very new and that's why i need to run it on myself so that i may get to understand how its doing,the capital i started it with was from my small scale farming at home.so far the shop is doing good,which am planing to add the stock once i get this funds from zidisha this being my second loan.

Loan Proposal

be with zidisha once again
This my third loan,have a reason to be happy since I joined zidisha because my business started with little commodities
Now am planning to add some kitchen tools as you can see on my profile photo,as I move on hopping to add some farm inputs and animal feeds.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$358.41

Date disbursed

Nov 10, 2014

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Lender interest: $358.41 at 10.41% annual rate over 8 months = $26.45

Service fee: $9.28

Lenders

Dianne

Maryville, United States

investor

Candiac, Canada

F

FHult

Stockholm, Sweden

Universal1

Melbourne, Australia

J

Jaslogic

Castle Rock, United States

Cloudways

Malta, Malta

ads68

Melbourne, Australia

VALEK

Canberra, Australia

fairspirit

Utrecht, Netherlands

joaoferraz

RINCHOA, Portugal

Stefano Bertolo

Luxembourg, Luxembourg

T

TVandenbosch

Brussels, Belgium

markpearson

Portsmouth, United Kingdom

E

E

Marin county, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

ColinHicks

Chichester, United Kingdom

trincowski

Vilar, Vila do Conde, Portugal

T

ThomasS

United Kingdom

Vesa

Helsinki, Finland

SunnyB28

Somerset, United Kingdom

S

satheajay

United States

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

Ask Jane a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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