To add more stock of clothing in my shop
Esther
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Esther
Member since
August 2014
On-time repayments
164 installments • 55%
About Me
My name is Esther Nyadiri Kuria, I was born on 26th may 1982 at Nakuru in nakuru county being the first born in a family of 4. I joined St Xavier’s primary school for my basic education up to standard 8.after sitting for my final exam I did well and joined Moi forces academy, a high school which is a national school. After school I joined rift valley institute for a secretarial course for two years. I was later employed by a metal factory in Nairobi as a secretary where I worked for 6 years. I decided to quit and start self employment. With my little savings I settled on a business of buying and selling carefully selected second hand clothes. I started this kind of business after i realized I could not get good money to improve my livelihood in employment. I look forward to be a zidisha member.
My Business
I relocated to the city of Nairobi in the year,2009 I ventured into business of selling carefully selected second hand clothes which is commonly known as "camera" here in Kenya, I usually wake up at 4 o’clock in the morning to go to the market of Gikomba so that I may catch up with the retailers who open up the second hand clothes bales where I select the clothes that looks like new ones and are matching the current fashion. After selecting them I take them straight for ironing to look good and nit. The ironing is usually done at fee. By 9 o’clock everyday the clothes are ready for sale. I sell my clothes from a stall located at Mfagano Street outside sunbeam supermarket. I decided this location because I target the shoppers who come to the supermarket. Nairobi is a very busy city which makes my business a thriving one. Most people prefer to buy clothes from me because they are cheaper than those of my competitors. On a good day I am able to get a turnover of USD$ 60 to 100 which gives me a profit of USD$ 40. Out of this I pay USD$ 3 to the local government as my everyday’s rent to my stall. I also spend another USD$8 for my everyday travel and food that means I am left with about USD$ 25 as my profit. This money helps me to pay my house rent which is approx USD$ 120 and a further USD$ 50 to my bills. There a number of challenges that I encounter but the major one is luck of enough capital to stock more varieties of clothes to suit the ever increasing demand. I believe with zidisha plat form I will be able to overcome the same.
Loan Proposal
Thanks to all my lenders for your continued support, my business is now doing well through your helping hand. i have been able to increase my stock three fold. for this loan i am proposing to add more stock of clothing in my shop, i am intending to spend US$ 200 to buy new cloths, i will also spend another US$200 on carefully selected second hand cloths, the remaining US$100 will go to renovate my shop to have a better show case for my merchandise. this will help me in attracting more business as we head towards this years Christmas shopping spree. to look forward to your generous contribution towards filling my Bids. Thanks.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$503.00
Date disbursed
Oct 6, 2015
Repayment status
On Time
Projected term
12 months
Lenders
Cobham, United Kingdom
Nanaimo, Canada
Waterloo, Canada
San Francisco, United States
Saskatoon, Canada
[email protected], United States
Toronto, Canada
46244 Bottrop, Germany
Anaheim, United States
San Jose, United States
Montgomery Village, United States
Richmond, United States
Ridgefield, United States
Port Jefferson Station, United States
Elwood, United States
Bangkok, Thailand
Arlington, United States
London, Ontario, Canada
London, United Kingdom
Doha, Qatar
Lake Elsinore, United States
CHAPEL HILL, United States
Brighton, United States
Orlando, Florida, United States
Melbourne, Australia
Ghent 9000, Belgium
Portland, United States
Eke, Belgium
College Station, United States
Stamford, USA, United States
Heber City, United States
torra pallavicina, Italy
United States
Germany
United States
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Summary
Amount repaid
$525.62
Amount remaining
$0.00
Date repaid
Jun 4, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 18, 2015 | $10.00 | Oct 19, 2015 | $10.00 |
| Oct 25, 2015 | $10.00 | Oct 31, 2015 | $10.00 |
| Nov 1, 2015 | $10.00 | Oct 31, 2015 | $10.00 |
| Nov 8, 2015 | $10.00 | Nov 10, 2015 | $10.00 |
| Nov 15, 2015 | $10.00 | Nov 16, 2015 | $10.00 |
| Nov 22, 2015 | $10.00 | Nov 28, 2015 | $10.00 |
| Nov 29, 2015 | $10.00 | Dec 4, 2015 | $10.00 |
| Dec 6, 2015 | $10.00 | Dec 4, 2015 | $10.00 |
| Dec 13, 2015 | $10.00 | Dec 19, 2015 | $10.00 |
| Dec 20, 2015 | $10.00 | Jan 4, 2016 | $10.00 |
| Dec 27, 2015 | $10.00 | Jan 4, 2016 | $10.00 |
| Jan 3, 2016 | $10.00 | Jan 9, 2016 | $10.00 |
| Jan 10, 2016 | $10.00 | Jan 9, 2016 | $10.00 |
| Jan 17, 2016 | $10.00 | Jan 16, 2016 | $10.00 |
| Jan 24, 2016 | $10.00 | Jan 24, 2016 | $10.00 |
| Jan 31, 2016 | $10.00 | Jan 30, 2016 | $10.00 |
| Feb 7, 2016 | $10.00 | Feb 7, 2016 | $10.00 |
| Feb 14, 2016 | $10.00 | Mar 1, 2016 | $10.00 |
| Feb 21, 2016 | $10.00 | Mar 1, 2016 | $10.00 |
| Feb 28, 2016 | $10.00 | Mar 1, 2016 | $10.00 |
| Mar 6, 2016 | $10.00 | Mar 14, 2016 | $10.00 |
| Mar 13, 2016 | $10.00 | Mar 19, 2016 | $10.00 |
| Mar 20, 2016 | $10.00 | Mar 23, 2016 | $10.00 |
| Mar 27, 2016 | $10.00 | Mar 30, 2016 | $10.00 |
| Apr 3, 2016 | $10.00 | Apr 4, 2016 | $10.00 |
| Apr 10, 2016 | $10.00 | Apr 16, 2016 | $10.00 |
| Apr 17, 2016 | $10.00 | Apr 16, 2016 | $10.00 |
| Apr 24, 2016 | $10.00 | Apr 30, 2016 | $10.00 |
| May 1, 2016 | $10.00 | May 11, 2016 | $10.00 |
| May 8, 2016 | $10.00 | May 25, 2016 | $10.00 |
| May 15, 2016 | $10.00 | Jun 1, 2016 | $10.00 |
| May 22, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| May 29, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jun 5, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jun 12, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jun 19, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jun 26, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jul 3, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jul 10, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jul 17, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jul 24, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Jul 31, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Aug 7, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Aug 14, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Aug 21, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Aug 28, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Sep 4, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Sep 11, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Sep 18, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Sep 25, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Oct 2, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Oct 9, 2016 | $10.00 | Jun 4, 2016 | $10.00 |
| Oct 16, 2016 | $5.62 | Jun 4, 2016 | $5.62 |
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