Joseph
Salgaa Rongai, Kenya
100% repaid
Name
Joseph
Member since
April 2012
On-time repayments
402 installments • 70%
I am 60 years of age married with 6 children, a boy and 5 girls. I reached in class seven of primary education. After school I involve myself in casual labor for quite a long time but finally I managed to start a small business of the famous mutumba( secondhand clothes)business.I also practice farming of maize and beans,where my wife is involved.am doing well with my business all along. i really thank God for the great effort that he has blessed me my business is increasing in size day after the other and all thanks is to zidisha team for there great support.In salgaa all is well with my mitumba business since it has assisted me do well with life time after the other.
My business is selling second hand clothes business. It is in Salgaa town about 35km from Nakuru town on the way to Eldoret. People like second hand clothes because it is cheaper than new ones.I used to negotiate with my costumers very quietly,that is why they like my business.my business is in an open place where people use to pass-bye.Some times i do an offer to my business,by sellingng if a customers buy ten cloth, i will give him/her two handkerchief.My only focus now is to expand the business and ensure that with my that forth and other loans from zidisha makes me grow and not a shame this organization at large.in short my mutumba business is simple,measurable,archievable,reliable and timely.(SMART)
The loan will be of great help to me because my business is already in operational. I will be expanding my business by adding new fashion of clothes. This will cost 200 usd for a bale of socks, and the new clothes of assorted varieties which will cost more 900USD. The sell of these items will increase the profit because I have the customers already since I started the business 20 years ago.
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,405.00
Date disbursed
Jan 31, 2016
Repayment status
On Time
Projected term
17 months
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