Lucy
Gilgil Town, Kenya
100% repaid
Name
Lucy
Member since
September 2013
On-time repayments
68 installments • 88%
my name is lucy wachera njoki,njoki is my mother name as i was raise by single parent who was very serious in her children education as she knows ,only education is the only thing that will enable her children to develop in life.i was born third of a family of seven children,so after completing my education in form four , i was employed by a neighbor who was having an mpesa stall in our village.after about two year i was able to join a local lending group which was only for woman in the area and after a shot while i talk to my mum about starting my own business,and because the only business i was understanding well is this mpesa,my mother add me some cash from his business and look for me a better place where i can open the business and also help me to get business permit.i started the business in 2009 till then i have been doing this business which because of good relationship with people it is profitable.now i am planing to open another business that why i need the support from this organization.if i will be granted this loan i will open another one which will be running by my younger sister.
my name is lucy wachera njoki,i am an mpesa agent in gilgil town,in this business is where i get my daily bread for me and my son who is 6 year,also in my shop i sell soft drinks because sometime people wait for their money because sometime,network became low.my business is profitable because it is located in a secured place,also my profit is driven by my excellent service and good location. this make me to have many customers and because i am near the matatu stage where people who want to travel wait for the transportation.my monthly earning is 28,000,when i deduct my monthly cost which is 10,000 i remain with 18,000 which i deduct 8,00 because i help my mother in my brother education fees and also my kid,so i can save 10,000 every month,last month i was able to buy a plot not far from where i have this shop,so if thing go well i think i will build my house there for me.
Thank you lenders for your support . This loan you will give me I will use it to add more stock to my business especialy things I will be able to sell in wholesale because I only sell in retail . I will buy wines, spirit , soft-drinks, sweets, chewing-gums and mineral water. This stock will enable my business became bigger and more profitable enabling me to pay loan on time and also save for the future. Thank you once again Zidisha for giving me this opportunity.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$291.00
Date disbursed
Oct 27, 2014
Repayment status
On Time
Projected term
8 months
Other loans
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Amount repaid
$320.81
Amount remaining
$0.00
Date repaid
Aug 3, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 9, 2014 | $8.67 | Nov 9, 2014 | $8.67 |
Nov 16, 2014 | $8.67 | Nov 16, 2014 | $8.67 |
Nov 23, 2014 | $8.67 | Nov 23, 2014 | $8.67 |
Nov 30, 2014 | $8.67 | Nov 30, 2014 | $8.67 |
Dec 7, 2014 | $8.67 | Dec 7, 2014 | $8.67 |
Dec 14, 2014 | $8.67 | Dec 14, 2014 | $8.67 |
Dec 21, 2014 | $8.67 | Dec 22, 2014 | $8.67 |
Dec 28, 2014 | $8.67 | Dec 28, 2014 | $8.67 |
Jan 4, 2015 | $8.67 | Jan 5, 2015 | $8.67 |
Jan 11, 2015 | $8.67 | Jan 12, 2015 | $8.67 |
Jan 18, 2015 | $8.67 | Jan 18, 2015 | $8.67 |
Jan 25, 2015 | $8.67 | Jan 26, 2015 | $8.67 |
Feb 1, 2015 | $8.67 | Feb 1, 2015 | $8.67 |
Feb 8, 2015 | $8.67 | Feb 8, 2015 | $8.67 |
Feb 15, 2015 | $8.67 | Feb 15, 2015 | $8.67 |
Feb 22, 2015 | $8.67 | Feb 22, 2015 | $8.67 |
Mar 1, 2015 | $8.67 | Mar 1, 2015 | $8.67 |
Mar 8, 2015 | $8.67 | Mar 8, 2015 | $8.67 |
Mar 15, 2015 | $8.67 | Mar 15, 2015 | $8.67 |
Mar 22, 2015 | $8.67 | Mar 22, 2015 | $8.67 |
Mar 29, 2015 | $8.67 | Mar 30, 2015 | $8.67 |
Apr 5, 2015 | $8.67 | Apr 6, 2015 | $8.67 |
Apr 12, 2015 | $8.67 | Apr 13, 2015 | $8.67 |
Apr 19, 2015 | $8.67 | Apr 19, 2015 | $8.67 |
Apr 26, 2015 | $8.67 | Apr 27, 2015 | $8.67 |
May 3, 2015 | $8.67 | May 4, 2015 | $8.67 |
May 10, 2015 | $8.67 | May 12, 2015 | $8.67 |
May 17, 2015 | $8.67 | May 18, 2015 | $8.67 |
May 24, 2015 | $8.67 | May 30, 2015 | $8.67 |
May 31, 2015 | $8.67 | Jun 15, 2015 | $8.67 |
Jun 7, 2015 | $8.67 | Jun 21, 2015 | $8.67 |
Jun 14, 2015 | $8.67 | Jun 29, 2015 | $8.67 |
Jun 21, 2015 | $8.67 | Jul 6, 2015 | $8.67 |
Jun 28, 2015 | $8.67 | Jul 13, 2015 | $8.67 |
Jul 5, 2015 | $8.67 | Jul 19, 2015 | $8.67 |
Jul 12, 2015 | $8.67 | Jul 28, 2015 | $8.67 |
Jul 19, 2015 | $8.67 | Aug 3, 2015 | $8.67 |
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