To add the foat of m-pesa business

Jane

Naivasha, Kenya

15% repaid

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How it Works

Entrepreneur

Name

Jane

Member since

November 2013

On-time repayments

315 installments • 11%

About Me

my name is Jane Njoroge .Am married with children .Am 45 years old.I started my primary education at St Marys Primary School in kinangop in Nyandarua County in 1970 to 1977.In 1978 i joined St Marys Secondary school and finished form 4 in 1981.I did not proceed with education.
Since then,I have been doing various business until i come up doing various business until i came up with an idea of starting an M-pesa business in Naivasha town.I started it with Ksh70,000 which i had saved from previous business as a green grocer.I started it in 2010 it .took some months for it to peak but later peaked.I do get my income from the commission i get from the safari com company.My aim is to add some other stock to increase the income I also sell stationary.Am thinking on how i can start selling phones from different companies .That is why am requesting for a loan from you.

My Business

my business is CLYDON HOLDINGS located in Naivasha at Kabati estate near Naivasha high school.It is located in a premises called Consolata house.I started it in 2010 as an m-pesa.M-pesa is a money transfer product offered by Safari com,a leading telecommunication company affiliated to Vodafone.We are paid commission according to the volume of business one transact.With the help of loans give by zidisha ,my profit has increase from about ksh10000 to ksh20000 per month since i now have more capital.Of rate i have been able to start a cyber cafe with two computers where i get extra ksh8000.I also have started selling mobile phone accessories and expect to make more profit from them.I also cell air time scratch cards.
All is is possible cartesy to zidisha and and generous lenders.I hope to add more computers and stock of accessories with tour future loans.This will make my business thrive even more

Loan Proposal

when i get the loan i will use sh20000 to increase the money for operations of m-pesa.This might increase my m-pesa income by about sh7000 per month.I will and one computer worth sh10000 to my cyber cafe.This will increase the number of customers and i expect to have farther income of about sh6000.I will add air time for sale with sh5000 which will bring farther sh2000 in profit monthly.The rest of the money i will buy mobile phone accessories for sale which will bring farther profit of sh1000.My business will have more profit of sh15000 which is enough to pay monthly installments of zidisha loan