Rent a town location for my shop

Angela

Bonwire, Ghana

100% repaid

Entrepreneur

Name

Angela

Member since

June 2015

On-time repayments

355 installments  •  50%

About Me

I started my education at bonwire in the Ashanti Region of Ghana. I was living with my grand mum. She used to sell kente before she could help me out. I also used to help her to go round after school to sell kente cloth.Bonwire is where I come from . Weaving of kente is due main occupation at my hometown.

My Business

At first I used to sell provisions and baby clothesin other to help me out in my education. The income I earn was sometimes good and also bad. In my area people cannot afford to go to the city to buy those kind of stuffs.

Loan Proposal

I will use this loan to be added to an amount I have saved to rent a room at a certain town where I will get more customers to achieve my goal of expanding my business by getting a shop. Thank you.

Income Source

I want to be at a town( Ejisu) in the Ashanti Region of Ghana where I will get more customers to buy my products. A town with many people will help boost my business and this will help me gain more profit to repay my loan.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$179.00

Date disbursed

Jul 31, 2020

Repayment status

On Time

Projected term

7 months

Lenders

S

snowcrystal86

New York, United States

Elinor

Maple Lake, MN, United States

M

m_dennis

Toronto, Canada

R

rcmssr

Woodbury, United States

mheloin

Shepperton, United Kingdom

M

mikebrownmwb

Vancouver, Canada

thomas2666

Brisbane, Australia

E

Esukken

Göteborg, Sweden

markpearson

Portsmouth, United Kingdom

lizandsteve

guelph, Canada

fransk

Culemborg, Netherlands

D

Dianatalk

Netherlands

BuckeyeBob

Ohio, United States

L

Lender59

United States

adrianz

United States

S

Sven

Netherlands

PP

Pasi Paajanen

Helsinki, Finland

BS

Bart Sturm

Amsterdam, Brazil

R

Ryan

United States

TH

tom hd

United Kingdom

Pedro R-C

Cambridge, United States

Mark Grey

Redding, CT, United States

YK

Yonghwan Kim

Republic of Korea

Aran Dunlop

United States

Jennifer

Berlin, Germany

Paul Buchheit

Mountain View, United States

E

EJOBIV

United States

Matt Weight

Los Angeles, United States

GA

Gal Ashuach

רעננה, Israel

H

hayeswmiller

United States

KV

Kelly Vinsant

United States

Ask Angela a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Angela    Aug 20, 2022

    Please, things are not smooth these .Business is slow nowadays and this has made me to change decisions on my repayments that is adjusting my repayments. Hoping for the best within these upcoming days.
    Please, do well to accept my adjustment.
    Thank you

    Log in to reply • Share
  • Benjamin    Oct 31, 2021

    I have called Angela kwofie to discuss her missed loan payments and she has promised to pay her loan, she said she financially not stable, so I have advised her to reschedule the repayment amount to lower amount so she can repay

    Log in to reply • Share
  • Benjamin    Aug 12, 2021

    I have talked with Angela kwofie and she has promised to pay her loan, she said she in crisis financially so as advised her to reschedule the repayment amount to lower amount she can pay.

    Log in to reply • Share
  • (Comment deleted by author)

    • Lotus Flower    Aug 1, 2021

      Re: "As a newly posted teacher, I was thinking I might receive my salary... but that is not so..."

      This seems to be a common issue in Ghana. I wonder what the labor laws are there? I mean, I've heard of this from several people in your country even before the pandemic, that seemingly reputable schools and other organizations fail to pay their employees faithfully each month, sometimes month after month, and then people have to quit their job because they're spending what little money they had saved or borrowed before on transportation to and from work and on food during lunch break if there's no refrigerator at work and if they don't live close enough to work to be able to go home for lunch. Obviously, nobody can afford to keep doing that indefinitely. People have to get paid for the work they do, but many Ghanaian employers apparently just do not pay reliably. Unless you know you're signing up for a volunteer job, someone agreeing to pay you for your work but then not paying you is a form of slavery. Employers who do that should be ashamed, at the very least, and should be held legally accountable, IMHO, especially since there seem to be no governmental funding programs to be able to apply for survival assistance, and oftentimes the family of the employee is in the same or worse situation and can't be relied upon for help because they can't help with what they don't have, themselves.

      I'm sure that your lender (Craig) understands that it's difficult for you to repay your loan on time, as intended. Please just do the best that you can to pay at least a little something on each installment payment-due date (or within the ten-day grace-period that follows that date, keeping in mind that payment dates and times are according the U.S. Eastern Time-Zone), so that the system wouldn't automatically report you to a credit-reporting bureau in your country, which gets done automatically according to algorithms programmed into the system... when a loan is fully paid, and as long as there are no technical glitches [which always should be reported through the HELP page in your account], the system also then automatically would send a report that the loan has been paid in full). I wish that I had unlimited funds as I would help you and everyone in your same boat to survive and also to have enough to hire a good labor-law attorney to take the deadbeat employers to court to get you every cedi they owe you, plus penalty damages for the suffering they cause! At least when this life is over, if not before, they will have to answer to God for their shameful behavior!!

      You are in my prayers.

      Log in to reply • Share
      • Christian    Aug 2, 2021

        Hello Laurie,

        Re: " This seems to be a common issue in Ghana. I wonder what the labor laws are there?" ….. You are perfectly right, my sister. The labor laws are only in our books, they only work for the rich in society. From 1984 when I was in basic school till today, newly posted teachers go through this shameful and hardship thing. I have even heard several news of some of these newly posted teachers who were so frustrated about this type of system and have committed suicide. This is the type of system/nation we are living in.
        Currently, I'm doing a community work in the western region of Ghana, a cocoa growing communities, a well fertile rain forest land area, and it would surprise you how companies, governmental agencies have bought bags of cocoa from these poor rural farmers for about year or more and are not paying these farmers. Some of these farmers have deplorable living conditions and this is how our institutions are treating them. Some of them who have taken loans from rural banks, savings & loans companies and bought fertilizers and agrochemicals are more frustrated. The list goes on and on and on, my sister. Sometimes person responsible for these things intentionally created these problems so as to extort money from the suffering poor victims. I can only wish them God's judgement one day.

        The day all of us in developing countries would notice that INTEGRITY is the only difference between developed and the developing nations, that day things would start to change for the better.

        Thank you, always grateful to you for your care and insightful writings on these issues. God richly bless you.

        Angela, I wish you well. You can contact me if you so wish. May be I may be of any assistance.

        Log in to reply • Share
        • Angela    Aug 8, 2021

          Hi , dear thank you so much for your comment. This my contact 0549786604
          Or you can send me your contact too.

          Log in to reply • Share
  • Angela    Jun 23, 2020

    Thank you very much for the loan and I know it will help me buy additional bags and shoes to sell

    Log in to reply • Share
  • Angela    Oct 23, 2015

    Thanks to you my lenders for your support. I have been able to purchase a laptop for education .

    Log in to reply • Share
  • Angela    Jul 4, 2015

    Thanks Sooooo much , I got my loan hurray. I am so excited. Thank you my lenders and the Zidisha.

    Log in to reply • Share


Loading...

Loading...

Loading...