To boost my milk shop and garbage collection service

Joseph

Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

April 2016

On-time repayments

237 installments  •  78%

About Me

My name is joseph ,first born in a family of two siblings brought up by single parent. Our mother struggled with us so much so I end up to finish my education in class eight. After primary school thirteen years later i was called in by several secondary school to join. My mother couldn't afford school fees so end up not joining secondary. Two years later i was hunting job to Ketter for myself . After searching i got one ,I was employed as a turn boy in a truck of garbage collectors. I worked there for years and was able to feed my family and I .In Kenya there is one tribe known by their principal of hard working is where I come from.
Am blessed with one child, a son I do work hard to make sure that he have a better future. When I observe him doing things I see him as a engineer.
When am at home I like reading novels, traveling with my family to rural home.

My Business

Am a transporter of goods, employed in as driver.my small shop of milk and eggs is of demand in our neighborhood and profitable. Putting the business was an idea with my wife, she manage there. We do earn sweetable incomes both side, we able to run things in my home.my son is about to join baby class next year and we feel we are capable .

Loan Proposal

If I get this loan will be able to finance my businesses well. This money i will divide by two one will go to my shop and other to my garbage collection. To the shop I will add stocks up worth $400 this will enable me not to mix both businesses.The rest will continue to pay the truck owner which every week do pay $80. This will enable me to calculate my income well and raise money to buy my own truck one day.

My Videos

Apr 26, 2023: Garbage collection

Feedback

4

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$959.00

Date disbursed

Jul 7, 2019

Repayment status

On Time

Projected term

4 months

Lenders

J

jeffb

United States

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

JB

James Broderick

Cobham, United Kingdom

G

GalantnostS

Hong Kong, Hong Kong

E

Errol

Bradenton, FL, United States

S

slevon

Hemsbach, Germany

R

Raabo

Rungsted, Denmark

Ishaque

New Jersey, United States

J

jgpryor

Williamsport, PA, United States

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

C

chkuo

Taipei, Taiwan

Umair Mahmood

Raleigh, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

G

Gastao

Covilhã, Portugal

E

erozlum

Istanbul, Turkey

O

okane

Espoo, Finland

S

SarahJoy

Peterborough, Canada

E

Ehaffey

Washington D.C., United States

José Antonio

Carapicuíba, Brazil

DeanDropshot

Oslo, Norway

aarongabrielson

Heber City, United States

S

soren

Göteborg, Sweden

Rocketdrive

Eugene, Oregon, United States

J

jozua

Delft, Netherlands

evinpa

United States

W

Withnail

Reading, United Kingdom

MarktheMormon

Sandy, Utah, United States

P

Puffnstuff

Auckland, New Zealand

C

czeisler

Hochheim, Germany

P

pcooney

barrie, Canada

C

Coyote137

Portland, OR, United States

L

ldron7

Utah, United States

Martin

Manama, Bahrain

J

jjcharlie

chicago, United States

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

spthoennes

Orlando, United States

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

ScottSavage

Las Vegas, NV, United States

G

giaco

madrid, Spain

AWeber

Washington, DC, United States

J

juhan6811

East Point, United States

Pere

Barcelona, Spain

M

MichaelCausey

Camarillo, Ca, United States

G

guenter

Bremen, Germany

dsmart978

Bondurant, United States

T

ToddK

Indianapolis, IN, USA, United States

J

JakeA

Wellington, New Zealand

G

GLWall

Iowa, United States

quozl

Dublin, Ireland

H

HappythroughHelp

Torrance, United States

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

BJ

Brandon Joz

North Carolina, United States

C

codairem

Berkeley, United States

Jeff and Marcie

Portland, OR, United States

E

Elisa

Espoo, Finland

TK

Tim Koppel

WOLLONGONG, Australia

C

CrazyCanuck

Nepean, Canada

B

briansedz

Canton, Ohio, United States

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

G D Export

Kolkata, India

T

tmsaddress

Orlando, Florida, United States

B

Bavarian

Bavaria, Germany

TheMoonDuster

Brisbane, Australia

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

C

cyrilleberger

Gammalkil, Sweden

dajawein

Gladstone, Australia

indeh

London, United Kingdom

athomas

Chevy Chase, United States

J

Jaslogic

Castle Rock, United States

DEWANDELAAR

westouter, Belgium

andreasol

Bielefeld, Germany

rasmus

Bern, Switzerland

B

BTaylor

Colorado Springs, CO, United States

J

JandC

Watsonville, United States

Quentin

Toronto, Canada

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

element

Trondheim, Norway

IA

Ismini and Jerry

Stamford, USA, United States

Walter86

Napoli, Italy

J

jzidi

Los Angeles, United States

P

pillepalle

Osnabrück, Germany

T

the0bauman

Hillsboro, United States

K

Kevincleary

Omaha, United States

A

Austrian

Graz, Austria

E

EnhanceLife

Heber City, United States

M

mkfiddler

Santa Barbara, United States

lorello

Vicopisano, Italy

I

Ilona

St Catharines, Canada

Jouni

Finland

S

SvenWaage

Stavanger, Norway

dcorbetta

Carate Brianza, Italy

J

JoeSolar

Virginia, United States

southcentral

Zürich, Switzerland

juliemartha

Lake Mary, United States

peanut

Halifax, Canada

W

wildnis

Seattle, United States

zphelj

Dallas, United States

ads68

Melbourne, Australia

K

katykoo

New York, NY, United States

D

DThirteen

Miami, United States

Christopher

Copenhagen, Denmark

dhulsterwim

LIER, Belgium

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

Alina

Amsterdam, Netherlands

Bhayl

Stavanger, Norway

Cadwah

Barcelona, Spain

Y

Yevrahs

Dallas, Texas, United States

P

Peksa

Espoo, Finland

M

mkellerman

Shanghai, China

T

Tui1974

nuenen, Netherlands

V

Valis

Singapore, Singapore

C

cngilkd

gaithersburg, United States

D

dweiner

Madison, United States

D

dannimw

Victoria BC, United Kingdom

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

nakamura

United States

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

rhagen

New York, United States

GH

Gav H

Langley, Canada

Z

zhihanchew1234

Tampin, Malaysia

camilberlin

Berlin, Germany

I

ianb723

ROCHESTER, United States

Marktwain

Telford, United Kingdom

nmatpt

Lisboa, Portugal

Cricketca

San Jose, United States

joaoferraz

RINCHOA, Portugal

Immanuel

Darwin, Australia

TimK01

gfhj, Moldova

H

HomesteadSchool

Glen Spey, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

M

Marod

Edmonton, Canada

neocodesoftware

vancouver, Canada

N

Navigator

Alavus, Finland

numbat

Perth, Australia

K

Krish

Dubai, United Arab Emirates

C

Colmena

Chicago, United States

B

b_plok

Granada, Spain

N

nk786

Dubai, United Arab Emirates

M

mlepisto

Florida, United States

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

Generaal

Antwerp, Belgium

gseletko

South Perth, Australia

mojobob

Hayward, United States

S

Spelbreker

Zwijnaarde, Belgium

O

Ohio

Ohio, United States

Lambie

Perth, Australia

soniad

Dubai, United Arab Emirates

D

doublehelix

Philadelphia, United States

S

seikatsu

Palo Alto, CA, United States

GuillaumeTeissier

Montréal, Canada

90803

Long Beach, United States

dmirpuri

Bangkok, Thailand

G

Galbania

Toowoomba, Australia

D

DelapierceD

New York, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

somuchjackson

Boston, United States

M

Mountainmanduy

San Jose, United States

Y

yunfangjuan

Palo Alto, United States

stanbogdanov

Sofia, Bulgaria

E

edgrr000

Dallas, United States

B

Budgie81

Norwalk, United States

M

More-Like-Them

orange, United States

E

emilys

Rochester, United States

E

E

Marin county, United States

H

happytrailsjpd

South Bend, United States

H

Haavard

Bergen, Norway

O

ormung13

Christchurch, New Zealand

fransk

Culemborg, Netherlands

mikeice

Kohler, United States

Evan Lamos

Brussels, Belgium

H

hambunny

Manchester, United Kingdom

S

scottpz

branford, United States

G

GanSatya

United States

D

dj9812

United States

B

BobHope

United States

L

liseman

United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

A

andrewpbrett

United States

N

nguyenlapq

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

H

HoseB

San Francisco, United States

D

drorm

United States

D

dcravenus

United States

O

osubucks45

United States

L

lenders

United States

M

mguenter

Switzerland

raychieng

Sibu, Malaysia

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

R

Reiners

Australia

F

FSO

Canada

M

Michi

Switzerland

J

jenda

Czech Republic

Pankratio

EastVan, Canada

M

merk85

United States

W

woozys

Glasgow, United Kingdom

bb4dogs

United States

M

maverick

United States

A

ApolloK

United States

R

RosieWatrs

United States

joshuacollinson

Vienna, Austria

Insomnus

Cheltenham, United Kingdom

L

leftyoctober

Minneapolis, United States

S

sarah4d2

Saint Louis, United States

C

charleen

United States

A

ajayhk

San Jose, United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

A

angelapeat01

United States

R

RonEddy

United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

A

AnnaLou

Switzerland

belvi

Hoogeveen, Netherlands

D

DStateDDB

United States

W

wesbh89

United States

D

Desteli

United States

P

pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

ThomasJosef

Berlin, Germany

T

Tim47

United States

M

Medagan

San Franciso, United States

H

Heath

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

Pascal Coyles

Ghent, Belgium

K

KiraDee

United States

S

satheajay

United States

C

ColoradoSkier

Denver, United States

SV

sven vdk

Twickenham, United Kingdom

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Michelle

Sydney, Australia

Alberto Cereser

Copenhagen, Denmark

P

Philip

Bremen, Germany

S

Sven

Netherlands

Frank Termathe

Frankfurt Main, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Robert

Sweden

Johannes Duerk

Bochum, Germany

R

Robert

Berlin, Germany

Cassian Opara

London / Dubai, United Arab Emirates

JL

Jindou Lee

United States

MD

Mikey DiLalo

United States

SMOICE

Berlin, Germany

Jon

Sweden

JD

Jo Dane

Melbourne, Australia

DN

Don Nichols

United States

Benni

Stuttgart, Germany

Haroldo Ramthun Junior

Pomerode - Santa Catarina - Brazil, Brazil

Jake Badger

Roskilde, Denmark

Mark Thumpston

Solihull, UK, United Kingdom

MA

Mary Art Hunt

United States

K

K

United States

roark22

Geneva, Switzerland

Paul Buchheit

Mountain View, United States

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Joseph    Sep 12, 2023

    Due to alot deduction from my business account, eg taking my children to school, rent, hire truck to collect garbage.

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  • Joseph    Jul 8, 2023

    Business is very low in terms of payment, due to so many requirements like licenses of business, income in not sufficient I have decided to adjust not to fail

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  • Joseph    May 9, 2023

    This fund i will use it first to apply 2 licenses to continue allowing me to collect Garbage. 1 county government requires everyone collecting Garbage have this license which cost $180 yearly. 2 environmental body which is nationally environment management authority (nema) also requires me to have the license which cost $88 yearly. To me and my two workers while at work we must have a pair of gumboot ×3 costs 15, pair of groves ×3 cost $9, overall each cost $20×3. This will allow allowing to work stress free because i have done all this at once. The rest i will hire a truck which cost weekly $100 a whole day going house to house. I Thank all who has funded my loan, especially jesus figueres and Alex barocas may God bless you. I promise to pay back.

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  • Jesus Figueres    May 6, 2023

    Go on!

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  • Joseph    May 6, 2023

    Progress of my Loan funding is good please continue funding my projects. This amount will boost my business very big. Everyone who has funded and the one who is willing to fund there is time please go on. God bless you.

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  • James    May 5, 2023

    Good work

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  • Alex Barocas    May 1, 2023

    Good luck, Joseph!

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    • Joseph    May 2, 2023

      Thank you Alex so much, i always appreciate your support. God bless you.

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  • Joseph    Mar 30, 2023

    Hi zidisha family, it long time since we usher new year. I and my family we are doing fine. Hope you are good too. I Thank God because this year we are blessed with new born baby boy. I have increased and i know that there be no wasting of time this year. I look forward to come to you for financial assistance to boost my business. May God BLESS you all.

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  • Joseph    Jan 1, 2023

    HAPPY NEW YEAR 2023, To all zidisha family .
    Looking forward to walk together this year.
    Intend to come to you for my project funding in humble request. GOD BLESS YOU ALL.

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  • Joseph    Dec 25, 2022

    Merry Christmas to all zidisha family. May God bless you all,see you next year 2023.

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  • Joseph    Dec 4, 2022

    My last conclude loan I used in starting garbage collection. I have managed to bring more landlords on board. To give them services in garbage collection in my area. This have made me to create jobs me and others 4 guys. Hiring truck a truck is still a bit challenging because the owner eats 65% income. But I still believe that I will own my truck.

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  • Joseph    Nov 30, 2022

    Hi, every one, Iam doing good and the business has resumed normal after the pandemic. Zidisha is still pilar of finance in my business. God bless you all.

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  • Joseph    Jan 9, 2022

    Hi lenders, hope all you are good? I Thank God for this far we have come. 2021 has been a tough year due to many challenges, But God has allowed us to see 2022 the year we are hoping of Good things. It the year am working hard to make sure I finish paying my loan.

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  • Joseph    Dec 22, 2021

    Hello my lenders, happy merry Christmas.

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  • Joseph    Nov 4, 2021

    Hi, Greetings from Kenya , I am doing good. Hope you are doing fine? My business of garbage collection is doing good. Hiring truck is a bit challenging but am still pressing on. Thank you.

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  • Joseph    Aug 8, 2021

    Due to slow in business. But hope to be good soon. Thank you my lenders.

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  • Joseph    Jul 28, 2021

    Thank you.

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  • Joseph    Jul 28, 2021

    Due to low income and business slowdown. I want to be faithful in the paying back my loan. Thank you my lender besides what happened in the year 2019 . But I reported to you the issue of my account that was hacked. Soon am going to do some changes in my account to avoid such thing to happen again ........The phone number in your Zidisha account was changed from 0723546687 to 0708622049. 0708622049 will now be able to receive your loan disbursements. If you did not authorize this change, please let us know immediately by sending a message from your account Help page. STOP*456*9*5#

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  • Joseph    Mar 24, 2021

    Covid 19 wave ,is still shacking my business, but I am still firm and sure I will manage.

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