To buy a chaff-cutter

Ambrose

Borborwet, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Ambrose

Member since

February 2015

On-time repayments

266 installments • 73%

About Me

I was born in the year 1993 on 7th of January in the village of Borborwet Kapsuser ward Belgut constituency, Kericho county in the western part of Kenya. I grew up in a family of six I am the third born and I have two sisters and three brothers. Education wise, I completed in the year 2010, I joined a tertiary institution and studied diploma in business management. My life has been surrounded by all manner of challenges and opportunities. Coming from a middle level family with the less resources available to sustain me and my fellow brothers and sisters. We had to struggle in many ways like lack of fees and constantly out of school looking for fees. This made me to venture into business that can lift me with the little brothers and sisters. School fees was of a big problem that made our parents really struggle hard (going to pluck tea leaves for neighbors so that they get fees for my education) and with the current situation in our country right now that it needs a lot of funds for someone to take a step. I completed my tertiary institution just after two years and search for a job but unluckily jobs are not such easy to get one, I choose to employ myself. And started by being a cowboy for my neighbor. This brought me up venture into my own business of dairy farming.

My Business

I have been in farming industry(dairy farming) for the last two years, I started dairy farming with a small calf that I bought from the money that I got from the building contract that I served as the man of hand (watu wa mkono). And savings from the being a cowboy bought me one goat. I later sold the goat when the calf was sick so that I got the vets attention. I was also motivated by my fellow friends and volunteer mentors that they have the experience and with the opportunities currently present. The calf which I bought grew very well and gave birth to a heifer which and produced four litres of milk daily. Challenges in this business is that when it comes to seasons like drought mainly in my area the feeds are not easily to be found so it forces me to buy from far grass like boma rods, hay and sometimes go far distance looking for dairy meal, also during this seasons the milk produce is of low quantity leading to the loss. Even though with the previous challenges I can get a profit during good seasons that is when the quantity of the milk is high. And currently we have new kcc that is an industry that buys milk produce from us in high quantity and pays very wells.

Loan Proposal

the request of the loan is to buy a chaff cutter machine which will help me in cutting grass very fast hence making my work easier and quality grass for my cow and her calf which i have been blessed with, than before or normally i have been using a panga and my hand manually to cut the grass for my cow,the cost of the chaff cutter is 350 usd and the 20 usd will sort transport and installation,18 usd to purchase dairy meal for my cows.