Kundu
Mumias Town, Kenya
15% repaid
Name
Kundu
Member since
December 2014
On-time repayments
252 installments • 10%
I am a 33 year old man married with six children, three boys and three girls.I grew up with my grandmother after my parents passed away. Me and my two young brothers and our smallest sister were left with my grandmother.I dropped out of primary school but later finished all the way to secondary school with the sponsorship of a local Christian church. After I finished secondary school I started selling charcoal by the roadside to charcoal dealers who would stop by with lorries headed for different towns like Busia and Bungoma. My grandmother passed away and we were left alone but I had gotten used to taking care of my siblings so we planted and grew food for sale on the one acre that she left us with and we saved enough money to buy a second hand motorbike. After I got married we decided to lease part of my grandmothers land while living on the rest of it in order to save the money for the bike. Now my two brothers are in secondary school, and I pay their fees while my small sister Maria is in primary school and should finish in 2016. And now because i am married i also have to feed and pay fees for my six children.My wife sells vegetables at the market and it helps our expenses.
I am a boda boda rider, i.e a motorbike rider that carries people at a fee to different locations. I do day and night shifts and since i live in a town that has a major sugar company Mumias Sugar company, I make around 600 kshs/7$ daily .I always try and do the night and the day shifts especially towards end of the month when many of the company workers in the have been paid. Mumias is a place where many sugarcane cutters live and so I get a lot of work transporting people to and from the company and to the various cane fields where they cut the cane or fertilize it or i may also transport the cane cutters and other staff to their residences in the many estates that have grown around the large company.
My first Zidisha loan helped me to buy and improve my motorbike with additional changes like sprockets and i was even able to make more loads and eventually raised my savings.
I will buy four Raleigh bicycles each worth 5000kshs (55$) and lent them out at 100Kshs (2$) per day.There are low income earners who hire regular bicycles commonly known as "boda bodas" or "pay-a-ride bicycles" for moving short distances within the main town.Many of these people have their own bicycles but those who dont hire bicycles at an average of 1 to 2$ per day and the money they make is their profit.They usually return the bicycles to the owners every day.I can safely make enough profit in order to save into an account for my small sisters education and to pay the loan.Of course i have made great strides after the first Zidisha loan and even have savings i made to raise for buying a new motorcycle which i am about to do in about two months.I plan to raise the weekly installment payments i am making to a higher amount after i get this bicycles because with the proceeds i make i plan to buy a new bicycle every month to add to the ones i will buy with the loan plus the earnings from my already strengthened and serviced motorbike.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$232.00
Date disbursed
Mar 9, 2015
Repayment status
Late
Projected term
56 months
Other loans
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Amount repaid
$42.31
Amount remaining
$245.26
Expected completion
Nov 3, 2019
Status
Repaying late
Installment amount
$1.10
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 22, 2015 | $4.37 | Mar 29, 2015 | $4.37 |
Mar 29, 2015 | $4.37 | Apr 5, 2015 | $4.37 |
Apr 5, 2015 | $4.37 | Apr 12, 2015 | $4.37 |
Apr 12, 2015 | $4.37 | Apr 19, 2015 | $4.37 |
Apr 19, 2015 | $4.37 | Apr 26, 2015 | $4.37 |
Apr 26, 2015 | $4.37 | May 10, 2015 | $4.37 |
May 3, 2015 | $4.37 | May 10, 2015 | $4.37 |
May 10, 2015 | $0.59 | May 10, 2015 | $0.59 |
May 17, 2015 | $1.65 | May 17, 2015 | $1.65 |
May 24, 2015 | $1.65 | May 25, 2015 | $1.65 |
May 31, 2015 | $1.65 | May 25, 2015 | $0.11 |
May 31, 2015 | $1.54 | ||
Jun 7, 2015 | $1.65 | May 31, 2015 | $0.11 |
Jun 7, 2015 | $1.54 | ||
Jun 14, 2015 | $1.65 | Jun 7, 2015 | $0.11 |
Jun 15, 2015 | $1.54 | ||
Jun 21, 2015 | $1.65 | Jun 15, 2015 | $0.11 |
Jun 22, 2015 | $1.54 | ||
Jun 28, 2015 | $1.21 | Jun 22, 2015 | $0.11 |
Jun 29, 2015 | $1.10 | ||
Jul 5, 2015 | $0.00 | ||
Jul 12, 2015 | $0.00 | ||
Jul 19, 2015 | $0.00 | ||
Jul 26, 2015 | $0.00 | ||
Aug 2, 2015 | $1.10 | ||
Aug 9, 2015 | $1.10 | ||
Aug 16, 2015 | $1.10 | ||
Aug 23, 2015 | $1.10 | ||
Aug 30, 2015 | $1.10 | ||
Sep 6, 2015 | $1.10 | ||
Sep 13, 2015 | $1.10 | ||
Sep 20, 2015 | $1.10 | ||
Sep 27, 2015 | $1.10 | ||
Oct 4, 2015 | $1.10 | ||
Oct 11, 2015 | $1.10 | ||
Oct 18, 2015 | $1.10 | ||
Oct 25, 2015 | $1.10 | ||
Nov 1, 2015 | $1.10 | ||
Nov 8, 2015 | $1.10 | ||
Nov 15, 2015 | $1.10 | ||
Nov 22, 2015 | $1.10 | ||
Nov 29, 2015 | $1.10 | ||
Dec 6, 2015 | $1.10 | ||
Dec 13, 2015 | $1.10 | ||
Dec 20, 2015 | $1.10 | ||
Dec 27, 2015 | $1.10 | ||
Jan 3, 2016 | $1.10 | ||
Jan 10, 2016 | $1.10 | ||
Jan 17, 2016 | $1.10 | ||
Jan 24, 2016 | $1.10 | ||
Jan 31, 2016 | $1.10 | ||
Feb 7, 2016 | $1.10 | ||
Feb 14, 2016 | $1.10 | ||
Feb 21, 2016 | $1.10 | ||
Feb 28, 2016 | $1.10 | ||
Mar 6, 2016 | $1.10 | ||
Mar 13, 2016 | $1.10 | ||
Mar 20, 2016 | $1.10 | ||
Mar 27, 2016 | $1.10 | ||
Apr 3, 2016 | $1.10 | ||
Apr 10, 2016 | $1.10 | ||
Apr 17, 2016 | $1.10 | ||
Apr 24, 2016 | $1.10 | ||
May 1, 2016 | $1.10 | ||
May 8, 2016 | $1.10 | ||
May 15, 2016 | $1.10 | ||
May 22, 2016 | $1.10 | ||
May 29, 2016 | $1.10 | ||
Jun 5, 2016 | $1.10 | ||
Jun 12, 2016 | $1.10 | ||
Jun 19, 2016 | $1.10 | ||
Jun 26, 2016 | $1.10 | ||
Jul 3, 2016 | $1.10 | ||
Jul 10, 2016 | $1.10 | ||
Jul 17, 2016 | $1.10 | ||
Jul 24, 2016 | $1.10 | ||
Jul 31, 2016 | $1.10 | ||
Aug 7, 2016 | $1.10 | ||
Aug 14, 2016 | $1.10 | ||
Aug 21, 2016 | $1.10 | ||
Aug 28, 2016 | $1.10 | ||
Sep 4, 2016 | $1.10 | ||
Sep 11, 2016 | $1.10 | ||
Sep 18, 2016 | $1.10 | ||
Sep 25, 2016 | $1.10 | ||
Oct 2, 2016 | $1.10 | ||
Oct 9, 2016 | $1.10 | ||
Oct 16, 2016 | $1.10 | ||
Oct 23, 2016 | $1.10 | ||
Oct 30, 2016 | $1.10 | ||
Nov 6, 2016 | $1.10 | ||
Nov 13, 2016 | $1.10 | ||
Nov 20, 2016 | $1.10 | ||
Nov 27, 2016 | $1.10 | ||
Dec 4, 2016 | $1.10 | ||
Dec 11, 2016 | $1.10 | ||
Dec 18, 2016 | $1.10 | ||
Dec 25, 2016 | $1.10 | ||
Jan 1, 2017 | $1.10 | ||
Jan 8, 2017 | $1.10 | ||
Jan 15, 2017 | $1.10 | ||
Jan 22, 2017 | $1.10 | ||
Jan 29, 2017 | $1.10 | ||
Feb 5, 2017 | $1.10 | ||
Feb 12, 2017 | $1.10 | ||
Feb 19, 2017 | $1.10 | ||
Feb 26, 2017 | $1.10 | ||
Mar 5, 2017 | $1.10 | ||
Mar 12, 2017 | $1.10 | ||
Mar 19, 2017 | $1.10 | ||
Mar 26, 2017 | $1.10 | ||
Apr 2, 2017 | $1.10 | ||
Apr 9, 2017 | $1.10 | ||
Apr 16, 2017 | $1.10 | ||
Apr 23, 2017 | $1.10 | ||
Apr 30, 2017 | $1.10 | ||
May 7, 2017 | $1.10 | ||
May 14, 2017 | $1.10 | ||
May 21, 2017 | $1.10 | ||
May 28, 2017 | $1.10 | ||
Jun 4, 2017 | $1.10 | ||
Jun 11, 2017 | $1.10 | ||
Jun 18, 2017 | $1.10 | ||
Jun 25, 2017 | $1.10 | ||
Jul 2, 2017 | $1.10 | ||
Jul 9, 2017 | $1.10 | ||
Jul 16, 2017 | $1.10 | ||
Jul 23, 2017 | $1.10 | ||
Jul 30, 2017 | $1.10 | ||
Aug 6, 2017 | $1.10 | ||
Aug 13, 2017 | $1.10 | ||
Aug 20, 2017 | $1.10 | ||
Aug 27, 2017 | $1.10 | ||
Sep 3, 2017 | $1.10 | ||
Sep 10, 2017 | $1.10 | ||
Sep 17, 2017 | $1.10 | ||
Sep 24, 2017 | $1.10 | ||
Oct 1, 2017 | $1.10 | ||
Oct 8, 2017 | $1.10 | ||
Oct 15, 2017 | $1.10 | ||
Oct 22, 2017 | $1.10 | ||
Oct 29, 2017 | $1.10 | ||
Nov 5, 2017 | $1.10 | ||
Nov 12, 2017 | $1.10 | ||
Nov 19, 2017 | $1.10 | ||
Nov 26, 2017 | $1.10 | ||
Dec 3, 2017 | $1.10 | ||
Dec 10, 2017 | $1.10 | ||
Dec 17, 2017 | $1.10 | ||
Dec 24, 2017 | $1.10 | ||
Dec 31, 2017 | $1.10 | ||
Jan 7, 2018 | $1.10 | ||
Jan 14, 2018 | $1.10 | ||
Jan 21, 2018 | $1.10 | ||
Jan 28, 2018 | $1.10 | ||
Feb 4, 2018 | $1.10 | ||
Feb 11, 2018 | $1.10 | ||
Feb 18, 2018 | $1.10 | ||
Feb 25, 2018 | $1.10 | ||
Mar 4, 2018 | $1.10 | ||
Mar 11, 2018 | $1.10 | ||
Mar 18, 2018 | $1.10 | ||
Mar 25, 2018 | $1.10 | ||
Apr 1, 2018 | $1.10 | ||
Apr 8, 2018 | $1.10 | ||
Apr 15, 2018 | $1.10 | ||
Apr 22, 2018 | $1.10 | ||
Apr 29, 2018 | $1.10 | ||
May 6, 2018 | $1.10 | ||
May 13, 2018 | $1.10 | ||
May 20, 2018 | $1.10 | ||
May 27, 2018 | $1.10 | ||
Jun 3, 2018 | $1.10 | ||
Jun 10, 2018 | $1.10 | ||
Jun 17, 2018 | $1.10 | ||
Jun 24, 2018 | $1.10 | ||
Jul 1, 2018 | $1.10 | ||
Jul 8, 2018 | $1.10 | ||
Jul 15, 2018 | $1.10 | ||
Jul 22, 2018 | $1.10 | ||
Jul 29, 2018 | $1.10 | ||
Aug 5, 2018 | $1.10 | ||
Aug 12, 2018 | $1.10 | ||
Aug 19, 2018 | $1.10 | ||
Aug 26, 2018 | $1.10 | ||
Sep 2, 2018 | $1.10 | ||
Sep 9, 2018 | $1.10 | ||
Sep 16, 2018 | $1.10 | ||
Sep 23, 2018 | $1.10 | ||
Sep 30, 2018 | $1.10 | ||
Oct 7, 2018 | $1.10 | ||
Oct 14, 2018 | $1.10 | ||
Oct 21, 2018 | $1.10 | ||
Oct 28, 2018 | $1.10 | ||
Nov 4, 2018 | $1.10 | ||
Nov 11, 2018 | $1.10 | ||
Nov 18, 2018 | $1.10 | ||
Nov 25, 2018 | $1.10 | ||
Dec 2, 2018 | $1.10 | ||
Dec 9, 2018 | $1.10 | ||
Dec 16, 2018 | $1.10 | ||
Dec 23, 2018 | $1.10 | ||
Dec 30, 2018 | $1.10 | ||
Jan 6, 2019 | $1.10 | ||
Jan 13, 2019 | $1.10 | ||
Jan 20, 2019 | $1.10 | ||
Jan 27, 2019 | $1.10 | ||
Feb 3, 2019 | $1.10 | ||
Feb 10, 2019 | $1.10 | ||
Feb 17, 2019 | $1.10 | ||
Feb 24, 2019 | $1.10 | ||
Mar 3, 2019 | $1.10 | ||
Mar 10, 2019 | $1.10 | ||
Mar 17, 2019 | $1.10 | ||
Mar 24, 2019 | $1.10 | ||
Mar 31, 2019 | $1.10 | ||
Apr 7, 2019 | $1.10 | ||
Apr 14, 2019 | $1.10 | ||
Apr 21, 2019 | $1.10 | ||
Apr 28, 2019 | $1.10 | ||
May 5, 2019 | $1.10 | ||
May 12, 2019 | $1.10 | ||
May 19, 2019 | $1.10 | ||
May 26, 2019 | $1.10 | ||
Jun 2, 2019 | $1.10 | ||
Jun 9, 2019 | $1.10 | ||
Jun 16, 2019 | $1.10 | ||
Jun 23, 2019 | $1.10 | ||
Jun 30, 2019 | $1.10 | ||
Jul 7, 2019 | $1.10 | ||
Jul 14, 2019 | $1.10 | ||
Jul 21, 2019 | $1.10 | ||
Jul 28, 2019 | $1.10 | ||
Aug 4, 2019 | $1.10 | ||
Aug 11, 2019 | $1.10 | ||
Aug 18, 2019 | $1.10 | ||
Aug 25, 2019 | $1.10 | ||
Sep 1, 2019 | $1.10 | ||
Sep 8, 2019 | $1.10 | ||
Sep 15, 2019 | $1.10 | ||
Sep 22, 2019 | $1.10 | ||
Sep 29, 2019 | $1.10 | ||
Oct 6, 2019 | $1.10 | ||
Oct 13, 2019 | $1.10 | ||
Oct 20, 2019 | $1.10 | ||
Oct 27, 2019 | $1.10 | ||
Nov 3, 2019 | $1.31 |
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