To buy computers and printers for new cyber cafe

John Macharia

Gilgil, Kenya

100% repaid



John Macharia


Gilgil, Kenya

On-time repayments

340 weekly installments  •  26%

About Me

Am a young man principled and always eager to succeed in life.I reside in Gilgil town. My business involve computer services (cybercafe) I started this business after my college education in order to cater for my expenses and to utilize my education fully in real life situation.the other reason as to why I started this business is after tarmacking for so looking for a job but unfortunately or fortunately I did not manage to get one long time am able to many things using the money i get from this business including paying my bills.I have also managed to buy myself a plot of land which I tend to start building soon.

My Business

My business comprise of cyber cafe.the services that I do offer to my client involve internet services,typesetting, photocopy,programming filing returns and many other computer and internet related services.The demand for this service is very high due to change in technology of modern days so the circumstance force people to use the service.My client prefer my business because of the availability and reliable services hat I do offer to them.Customer Satisfaction is my motto.The business is very profitable to me as it does everything I need .The only risk that my business encounter is may find at times power goes off and later flash and destroy the computers.But regardless and despite all those challenges I love my business and I do it passionately.

Loan Proposal

Hi lenders ,thank you very for the support .MY business is growing day by day and i also managed to open a new cafe downtown where the service is required most .i want use the money to buy printer and computers in order to enable me work efficiently and serve more client .I believe i will make it through .
Thank you lenders





  • yoyo    May 1, 2017

    No payments. No explanations.

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  • Mike and Jacqui    Sep 12, 2015

    Paid off ahead of schedule. Well done.

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  • camilberlin    Sep 6, 2015

    Paid back steadily and finished repaying the loan early (but not unreasonably early), aside from his duties as a volunteer member. Highly recommended! I am happy to get the opportunity to lend again, and just did so now.

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  • MindMuse    Sep 1, 2015

    Almost done paying off a large loan very early. Hope to hear how this one worked for you, John. Always a pleasure funding your efforts.

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  • RochelleSpencer    Jul 2, 2015

    He is repaying the loan early. I support John and will loan to him again.

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  • Hope2012    Mar 3, 2015

    All good, an honest man who repaid in full and kept good communications. Deserves to succeed.

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  • camilberlin    Mar 1, 2015

    Repaid steadily and was always able to catch up when falling a bit behind - much better than the "73% on time repayments" suggest.
    I would lend again. (In fact I just did.)

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  • McDermotts    Feb 25, 2015

    Outstanding! A true gem on Zidisha. Thank you John.

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  • MichaelOsburg    Sep 12, 2014

    Full repayment, with a steady flow of smaller repayments and information when needed.

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  • guenter    Jun 8, 2014

    Finally payed back 100%. Not always on schedule, but he kept us always informed. If he is in need of another loan, I'll support him

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    • John Macharia    Jun 23, 2014

      HI guenter .I always appreciate your generous support towards me.thank you very very much .i will never fail you

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  • NedRyerson    Jun 7, 2014

    John is a very impressive young man. I would definitely lend to him again.

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    • John Macharia    Jun 23, 2014

      Thank you very much Nedryerson for your continued support. MAY YOU BE BLESSED

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  • Mårten    Jun 6, 2014

    John always comes through AOK - 3rd loan for me, and here's hoping for his continued success (or maybe ours, if he needs another loan?)

    Thank you !

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    • John Macharia    Jun 23, 2014

      Morten ,i Don't know how exactly i should thank you ,you have been with me since the start to date and days comes i know you will continue supporting me .thank you very much .i will never fail you .that's a promise

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  • Hedwich    Jun 6, 2014

    Loan was repaid in full. Final repayment was made on schedule. During the repayment period, not always on schedule, but kept us updated and kept make small repayments.

    Thank you!

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    • John Macharia    Jun 23, 2014

      Hedwich i take this moment to say a word of thanks or your continued support .i will always be a honest borrower to you.

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  • Krtecek    Feb 8, 2014

    A pleasure! :)

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    • John Macharia    Jun 23, 2014

      hi Krtecek i appreciate your support and patient .will never fail you .thank you very much for your help

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  • Withnail    Jan 11, 2014

    I enjoyed reading your updates, John. It was a pleasure to be able to lend to you.

    Best of luck for the future of your business.

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  • MillerClark    Dec 19, 2013

    Repaid early, thanks. Many updates on progress. Mr Macharia is a hard working Volunteer Mentor as well as a very reliable borrower - an outstanding Zidisha member. Best wishes for the continued success of your business.

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  • Brian    Dec 19, 2013

    A great performance on this loan - paid back in full, 6 months early! John, I really appreciate your frequent comments on how your business is doing, and the hard work that you do as a volunteer mentor. I hope your business continues to prosper. And Merry Christmas!

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  • Austrian    Jul 9, 2013

    The best of my investments!

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  • Sundstroms    Jun 23, 2013

    We love his updates! Very fast repayment. We really want to lend him again if he needs!

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  • korben    Jun 20, 2013

    With many news about him and his business John made the experience human and cheerfull!

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Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 14, 2015

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: 5% of $1,996.14 = $99.81

John opted to pay $119.61 into the Zidisha Members Loan Fund in return for a higher starting credit limit.



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