Sell village-produced food in the capital city

Happy

Accra, Ghana

72% repaid

Entrepreneur

Name

Happy

Member since

February 2020

On-time repayments

71 installments  •  68%

About Me

I grew up in the town called Old Ningo and had my basic education there from primary 1 to 5. In times of hardship in growing, i had to do pretty trading in order to survive. I also tried to save any little money i have to be able to meet some basic needs.
One unique thing about my community is people are excited when quality products are sold to them and service is rendered to them is the best.
My unique hobby is watching videos on you tube to gain more knowledge which will be geared towards my goal of establishing a spa in the near future.

My Business

I realized the need for people in my community to be treated with especially in the area of skin problems, pedicure, hair do and makeup. My aim is to establish a high class spa to take very good care of people's skin, facial problems, hair do and above all be an expert make up artist. I will also make sure i retail good cosmetic products to my clients.

Loan Proposal

Now with COVID-19, things are hard for lots of people and businesses. With your support, I will be able to raise funds to buy foodstuff for resale for profit. Will go to nearby villages and buy food staff at a reduced price to sell them back in the city. I could possibly make a 100% profit for the sale ]and thus will help me manage my home.

Income Source

Well, it is very true of our current financial situation, but with the help of my husband who has his own business running will help me out from any depression. An my business is such a way that people will definitely buy because eat to live. Moreover, the food will be very cheap as compare to the prices in the city markets.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$660.00

Date disbursed

Sep 3, 2020

Repayment status

Late

Projected term

11 months

Lenders

C

Christian

Saarbruecken, Germany

valentin

Stockholm, Sweden

HI

Highly Improbable

Saskatoon, Canada

Straetman

Kaarst, Germany

KyRoamer

Louisville, Kentucky, United States

G

Gymeagary

Bangor, Australia

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

G

guenter

Bremen, Germany

rodcul

Altea, Spain

P

PeaceandLove

Morro Bay, United States

JimVandegriff

Trinidad, California, United States

Tavin

Ottawa, Canada

Scott Walker

Canmore, Canada

G D Export

Kolkata, India

T

tmsaddress

Orlando, Florida, United States

C

cyrilleberger

Gammalkil, Sweden

Limeleaf

Toronto, Canada

DEWANDELAAR

westouter, Belgium

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

A

aiban

Austin, United States

AdvancingCompassion

San Diego, United States

G

Goodwill

Oakland, United States

R

RealUtopia

San Diego, United States

S

Scodeb123

Huntsville, United States

R

ram1919

San Jose, United States

fairspirit

Utrecht, Netherlands

Sheena47

Ottawa, Canada

U

UTLonghorn

Lincoln, United States

RogierEpping

Amersfoort, Netherlands

A

AndrewC

London, United Kingdom

H

HobbyCollector

Beach City, United States

Lyssandra

Baltimore, United States

JonB

London, United Kingdom

ibc123

Seattle, United States

MrMichigander

Marquette, United States

mikeice

Kohler, United States

Evan Lamos

Brussels, Belgium

Scotts5320

New York, United States

sderickson

Berkeley, CA, United States

K

Kudrnova

Czech Republic

Kamil

Lidzbark Warminski, Poland

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Pascal Coyles

Ghent, Belgium

C

Crainster

Chapel Hill, United States

A

andreab

United States

M

mbarbier

United States

Mike and Jacqui

United Kingdom

JL

Joao Leal

United Kingdom

Tanya

Nelson, New Zealand

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

Anna Hoad

Toronto, Canada

PP

Pasi Paajanen

Helsinki, Finland

Craig

Memphis, TN, United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

KD

Kent Don

United States

MG

Meron Gribetz

United States

C

cota

United States

TH

tom hd

United Kingdom

TM

Tim Marvin

United States

F

Frits

Rotterdam, Netherlands

Mattie Shaw

Seattle, United States

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

N

Nick

United States

Aran Dunlop

United States

IH

Isaac Hileman

United States

SH

Steven Huntington

London, United Kingdom

I

isaac

United Kingdom

SB

Sue Bucholz

Sacramento, United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

N

Nancy

United States

W

Wim

Netherlands

K

Katharina

Germany, Germany

Vratik Krocik

Prague, Czech Republic

Christie Young

Boston, Ma, United States

AD

Amy Dinh

United States

D

Dalton

San Francisco, United States

hervey liu

United States

M

Mack

Harbor, Oregon, United States

JH

Joseph Hwang

Houston, United States

Tyler Metcalf

Utah, United States

A

Alex

United States

Nethanel Kohen

NYC, United States

MC

Melissa Corrigan

Richmond, California, United States

B

bburritt

San Diego, California, United States

Darren Jeppson

Denver, Colorado, United States

RW

Ronald Waite

United States

E

EJOBIV

United States

AA

Andrew and Kim

Nashville, TN, United States

PJ

Pike Juniors

Adelaide, Australia

Marcelo De Polli

São Paulo, Brazil

CH

Christian Holck

United Kingdom

Genuine Interest

Singapore, Singapore

Nick Studenski

Minneapolis, United States

Remo

Switzerland

Ryan Agnew

Australia

DO

Denis Ontiveros

Guildford, United Kingdom

BR

Brian Rickman

United States

We Not Me

St. Paul, Minnesota, United States

S

Simone

United States

C

Carol

Bayswater, WA, Australia

United States

R

RM

Australia

J

John

United States

EA

Eric Ayers

Atlanta, United States

BS

Brendan Scanlon

Troy, United States

KF

Kathy F

Memphis, TN, United States

Jeanette

Fort Worth, Texas, United States

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

P

PatrickZisha

United States

Outi

Finland

CE

Christopher Engleright

Stafford, United States

matthewstephen

Houston, United States

Tim

Utrecht, Netherlands

Kevin Akers

Colorado Springs, CO, United States

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

Angela Chu

Toronto, Canada

R

Rafael

Switzerland

S

Sam

New Zealand

Kevin Kong

San Francisco, CA, United States

AR

Arjun Ram

United States

C

Chris

United Arab Emirates

A

Anonymous

United States

A

Anonymous

United Kingdom

M

Melissa

United States

A

Anonymous

United States

A

Anonymous

United States

M

Maria

Germany

R

Ru

New York, United States

MC

Mike Cormack

Vancouver, Canada

MN

Mike Newhof

Grand Rapids, MI, United States

C

Chris

United States

B

Byron

Australia

AB

Angus Barkow

United States

A

Anonymous

United Arab Emirates

S

Stephen

United States

A

AM

United States

ebird23

Germany

S

Sarah

Manor, TX, United States

RR

Ryan Reslan

United Arab Emirates

H

HJ

Switzerland

N

Nicolas

United Kingdom

Black and White Zebra

Vancouver, Canada

M

Marc

Berlin, Germany

ZC

Zach Corum

United States

EG

Erik G

Switzerland

E

eelco

Netherlands

C

Cole

United States

A

Anonymous

United States

JS

Justice Stanton

Maryland, United States

Babbitt Family Foundation

Reno, United States

L

Luke

United States

K

Kieran

United Kingdom

Ask Happy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Christy Doh    Sep 1, 2021

    Happy assured me of paying back the loan

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  • Happy    Jun 28, 2021

    Due to hardship in business these days.

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  • Happy    Jun 19, 2021

    personal reason.

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  • Happy    May 29, 2021

    Business is very bad due to our economy. But will surely pay all my debt. I hate to be in debt.

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  • Alfred    May 29, 2021

    Dear Lenders,
    I was able to contact Happy and she promised having her repayment done soon.

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  • Happy    May 17, 2021

    Sales are bad these days.

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  • Happy    May 10, 2021

    Want to save some money to pay my cosmetology tuition. I started this course 2 weeks ago..

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  • Happy    May 10, 2021

    Want to save some to pay for my cosmetology tuition that I started 2 weeks ago.

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  • Happy    Apr 25, 2021

    Have stop the business for now.

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  • Alfred    Apr 14, 2021

    Dear Lenders,
    I couldn't reach Happy so I called Joseph Shelter who promised to talk to her so she can make repayments

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  • Alfred    Apr 14, 2021

    Dear Lenders,
    I couldn't reach Happy so I called Shelter Joseph who promised talk to her

    Log in to reply • Share
  • Happy    Mar 8, 2021

    Things are hard at my side, but promised to pay back faithfully.

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  • Happy    Feb 23, 2021

    Business is not moving as before. Therefore, there is a drastic fall in daily sales

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  • Erik G    Feb 1, 2021

    Hello Happy - how are you? Sorry to hear that you have financial challenges. Where are the issues? Not many customers? Despite this I see that you are continuing to keep to the commitment of making the loan repayments which will ensure that the Zidisha community continues to have the high confidence you have created with them. Just want to let you know how much this is appreciated. Hopefully things in the business also improve for you into this year. Best, Erik

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  • Happy    Jan 26, 2021

    FACED WITH FINANCIAL DIFFICULTIES

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  • Happy    Dec 9, 2020

    Things are hard and want to save for the coming X mas.

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  • Happy    Nov 9, 2020

    Thank you all my lenders. This too shall pass.

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  • Happy    Oct 30, 2020

    business has been very bad.

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  • Happy    Oct 1, 2020

    have no money.

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    • Erik G    Oct 13, 2020

      Hello Happy - what do you mean you have "now money"? Everything going OK? Erik

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      • Happy    Mar 26, 2021

        I had some challenges with my business, therefore, was forced to reduce my repayment. Covid 19 has stopped my projections for the year. But itis not too late hope things get better and the business parterns change.

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      • Happy    Mar 26, 2021

        I don't mean I have money I meant to say am going through some financial hardship so am forced to reduce my payment and paid late.

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  • Happy    Sep 11, 2020

    Amount Requested: 3,558 GHS
    Service Fee: 355 GHS
    Credit Risk Payment: 533 GHS
    Amount You Receive After Deductions: 2,670 GHS

    Thank you all so much for the loan. God bless you all.

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