344 installments • 67%
I am a young self motivated, passionate, focused, trustworthy and hardworking businessman, I am a Kenyan living in Nairobi, passionate about job creation to the young people. I see a great future in entrepreneurship in the very near future.
Professionally: I am a Licensed Pharmaceutical Technologist, Passionate for my profession and always striving to achieve excellent pharmaceutical practice. I am a key leader for our pharmacy professional body as the National S.G.
The Practice: I am honored to serve patients from all walks of life and facilitate their access to life saving treatment and interventions at the job-level and Interactive/social-level. I got an all-round experience from Community Pharmacy Practice, Mission Hospital based Practice, Private Hospital Based Practice and Institutional Pharmacy Practice.
I enjoy meeting people and making new friends. I am a mentor too, I love inspiring others. My dream is to grow my businesses and offer more meningful job opportunities to many.
I run a cybercafe, two microbuses and two three-wheeler tuk-tuks for public service transportation which are all doing well now. I have 9 employees now and hope to expand more with this loan.
The Cybercafe business has been there since February 2014 and really shot up income-wise since investing my last zidisha loan amount in a Konica Minolta Bizhub C360 Printer and camera and after I got a strategic location that has higher customer traffic. This gives me the enthusiasm to equip it further.
Having excelled in Tuk Tuk public transport service and the spare parts garage kicking on well, I am now venturing into microbus transport services. I intend to buy one more second hand Suzuki Every which costs USD 4,500. It's a seven-seater with a daily net return of USD 15.
Zidisha can currently give me USD 2,985. I will raise the difference. (I have it ready)
I intend to use the loan to fully finance this transport business portfolio expansion venture.
In addition to my other businesses in the public transport industry and the IT/Cyber sector, the new investment in a Suzuki Every vehicle will bring in an estimated average net income of USD 15 per day at the onset.
I have repaid Zidisha Loans before and I can confirm that I will be able to repay back the loan funding in good time.
There's a great demand for graphic designs and branding services in my area of business. This printer will be filling a current need for this business and the localities surrounding my business premise. Every day we get clients inquiring about bulk printouts of colored graphic designs such as Posters, wedding cards, events programmes, fliers, brochures, magazines, eulogies, business cards, calendars, gift cards, report cards and many others.
There are many learning institutions around my business location and this loan will help me tap into new levels of revenue.
I need a total loan of USD1,015 to actualize expansion dream; this printer is available in Nairobi Kenya at an asking price of USD1,100, I will raise the small difference and/or negotiate for a discount on cost.
I will use the loan to fully finance the cost of this printer so as to maximize the profit margins.
My current monthly net profit margins from the cyber cafe are between USD180 - USD250 per month, the new investment will bring in estimated average income of atleast USD3 per day.
Through previous Zidisha loans I have grown this cyber cafe and been able to make savings (Many Thanks to my Lenders) wit which I have invested in a three wheeler Tuk Tuk - tvs) for public transport business and that has created one extra job. The daily gross revenue from the tuk tuk is USD10
With this I can confirm that I will be able to repay back the loan in time, I also have a permanent job that can cater for the repayments in the event of business challenges or eventualities.
Nov 1, 2017