To buy ricoh aficio mp 161spf fo my cyber cafe

Josphat Mwiti

Umoja 3 In Nairobi [mugunda], Kenya

100% repaid

Entrepreneur

Name

Josphat Mwiti

Member since

December 2014

On-time repayments

360 installments  •  98%

About Me

My names are Josphat mwiti from eastern side of Kenya in Meru county,I am 32 years now married with two children .I am first born in a family of five,my dad died 9 years ago after a short illness when i was in form 3 and my mum who is peasant farmer continued paying my school fees which was hard for her but we were assisted by my local Methodist church in the village.After i did my final exam, i came to Nairobi city to look for a job and i was employed as a loader and i was able to help my mum to cater for my 2 sisters and 2 brothers .I also saved small and bought 5 second hard computers and in July 2014 i bought a small hp desk jet printer 1551 a second hard as on my photo and a hp 3 in one printer 1512 and i started my small cyber and money transfer services (Mpesa )in the Estate[NE TECH CYBER CAFE AND PHOTO STUDIO ]the name of my cyber where i offer services like printing ,typing ,laminating,binding ,photo printing and PC games for children.I also offer computer packages training but under someone college name because i have not registered my cyber as a college but is in the process by June 2015.I my self love computers ,i went to a college and did an IT course ,from there i interacted with more learned peoples especially my mentor in business who teach me a lot including basic computer repair,formatting [software and hardware] and business management. I love children's ,that's why i gave them opportunity to play on my PC but in future i will buy play game station.I live a neighborhood being a slum (KOROGOCHO) where some peoples lives is not good.I want in future to see my children living a good live and be future business peoples.My vision is to teach people entrepreneurship through IT. . By that i think there will no cry of unemployment in Kenya and entire world.

My Business

My business is mostly MONEY TRANSFER SERVICES (MPESA) A PHOTO STUDIO AND CYBER CAFE where i offer COMPUTER SERVICES like typing ,printing ,games and internet services.I also offer computer basic training for both young and old by what one can afford to pay e.g one can pay through affordable installment as agreed.Other services include online government applications like payslips,ticketing ,k.r.a pin number,passport application and driving license and more.
Computer services ,training is in demand because schools are around and my cyber is at the entrance of the estate,also schools make photocopy more demand.I choose this business to help society and make profit to help my mum to educate by brothers.In the last nine months my profit has increased by40,000ksh[400 ($) US DOLLARS] per month which is 70% growth monthly . I have used this profit to expand my business with the help of loan i get from Zindisha lenders and pay school fees for my brother.For now want to introduce sponsorship for computer training in my cyber for less able like the slums boys and girls and also to the street children because i live within a slum.MY GOD HELP ME.

Loan Proposal

First i thank all lenders and zindisha as a team for the further they have helped my business,now it has grown enough and what i need is a big photocopy printer which is costing 380dollas here in Kenya to cater for the growing number of my customers.I am near schools and the exams are near another thing is that i have reduced the cost of photocopying for my clients.
If i get this money i will buy the printer and my profit will double and in this i think even in the future i will open a new branch to create an employment.
THANKS VERY MUCH ZINDISHA ( ASANTE SANA).

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$179.14

Date disbursed

Nov 7, 2015

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $7.82

Lenders

C

Christian

Saarbruecken, Germany

N

nsamberger

London, United Kingdom

COOPITALIST

Toronto, Canada

F

FHult

Stockholm, Sweden

Zidisha

Sterling, United States

O

OneSummer

Muenster/Westphalia, Germany

tasos

hove, United Kingdom

H

hanh352

Homosassa, United States

indeh

London, United Kingdom

E

erogers

Vancouver, Canada

B

BlackWolf

Lappeenranta, Finland

F

flaguy999

Tampa, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

Andrii

Kiev, Ukraine

C

cocokathy

Brisbane, Australia

D

Dutch_lender

Leiderdorp, Netherlands

P

Purplejeep

Moravia, United States

mygueye

Montreal, Canada

A

axienjii

Amsterdam, United Kingdom

J

JeffH

United States

Paul Buchheit

Mountain View, United States

P

plhughes

United States

J

jdallatezza

United States

K

Kber9156

North Parramatta, Australia

B

bigMo

United States

Y

Ycantha

United States

mepster

San Francisco, Ca, United States

M

Microfinance

United States

S

sarahb

United States

I

ident

Horsholm, Denmark

Kyle Hoback

Jersey City, NJ, United States

K

Kelly729

United States

SK

Sebastian Krohn

Amsterdam, Netherlands

M

Malte

Munich, Germany

Veeti

Helsinki, Finland

Villa Maria Outliers

Montreal, Canada

AA

Adam Atlas

Montreal, QC, Canada, Canada

Elias

Ulm, Germany

MW

Matt Willis

United States

T

Tarik

Ludwigshafen, Germany

Kate Courteau

United States

JJ

Jacob Jones

United States

E

erica

antwerpen, Belgium

KL

Kevin Law

United States

JR

John Ryabik

United States

MG

Meron Gribetz

United States

MM

Marshall M

United States

KL

Ket Lin

United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

DS

Donna Sbisa

United States

Oliver Hasenberg

Iserlohn, Germany

J

Jill

Republic of Korea

RR

Ria Rose

New Zealand

Penny

Victoria, Canada, Canada

Marcus M

San Antonio, Texas, United States

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

Anonymous

Ocoee, United States

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