Entrepreneur
Name
Jane
Member since
February 2014
On-time repayments
319 installments • 24%
About Me
My name is jane kajuju from meru county. am a single mum of one daughter. I work on a contract basis with American University Abroad kenya exchange program as a meru county representative. Besides i do business in clothing both new brand and second hand clothing also i have a small consumer shop at home katheri which i run myself since am near.the one for clothes i have someone who runs it as i send the commodities and i visit the place at least twice a month, The business is based in Mikinduri market 30kilometers from Meru town. I chose the place due to rapid economic growth, good infrastructure, a little bit secure and a conducive business environment the inhabitants are welcoming and friendly.
I have a diploma in social work from a recognized institution. i started the business because i needed extra income to cater for my needs.
Currently the business is able to cater for itself, fund my small scale farm which is located at mikinduri area, it caters for two rental houses that is my employee residence and business premises. it also caters for our basic needs and pays fees for my daughter
My Business
the business is capable of repaying the loan because its doing well, it keeps improving as time goes and i have not experienced any loses for the last four years. currently these are some of the running cost and expenditures from the business
1. rent both for residential and business premises-150 us dollars per month
2. basic needs-200 dollars per month
3.school fees-200 dollars per term equivalent to three months
Other sources of income i get from the small scale farm
the goods as i said earlier are new and second hand clothes and shoes. i get them from Nairobi to the business place at mikinduri. i chose both the new and second hand in order to meet the needs of all customers irrespective of their social status.
my business is profitable because i stock a variety which is affordable to all my clients. i excel in the competition because i chose what is trending latest in the market, i have goods of high quality and at affordable price.i have not incurred any risk so far but the most common is fire and theft.
i shall use the loan to invest in my business by opening up more branches in different parts in Kenya.
about my small consumer shop which i run at home i will post its picture here its very new and that's why i need to run it on myself so that i may get to understand how its doing,the capital i started it with was from my small scale farming at home.so far the shop is doing good,which am planing to add the stock once i get this funds from zidisha this being my second loan.
Loan Proposal
Thanks again for this grate opportunity to have my fourth loan.am happy that my third loan enabled me to grow my businesses at a high profit,now I want to buy some cereals and keep a stock since the harvest is taking place at the moment till mid feb and from then there will be scarcity of food and the food price will hick in the stores,where by sometimes it doubles the current buying price.in fact that is where I made my big magine profite from my third loan.Thank you all
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,128.00
Date disbursed
Jan 20, 2015
Repayment status
Late
Projected term
66 months
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Summary
Amount repaid
$377.13
Amount remaining
$1,400.74
Expected completion
Jul 12, 2020
Status
Repaying late
Installment amount
$2.81
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 1, 2015 | $26.84 | Feb 1, 2015 | $26.84 |
| Feb 8, 2015 | $26.84 | Feb 1, 2015 | $0.12 |
| Feb 8, 2015 | $26.72 | ||
| Feb 15, 2015 | $26.84 | Feb 8, 2015 | $1.03 |
| Feb 15, 2015 | $25.81 | ||
| Feb 22, 2015 | $1.72 | Feb 15, 2015 | $1.72 |
| Mar 1, 2015 | $11.24 | Mar 1, 2015 | $11.24 |
| Mar 8, 2015 | $11.24 | Mar 8, 2015 | $11.24 |
| Mar 15, 2015 | $11.24 | Mar 15, 2015 | $11.24 |
| Mar 22, 2015 | $11.24 | Mar 22, 2015 | $11.24 |
| Mar 29, 2015 | $11.24 | Mar 29, 2015 | $11.24 |
| Apr 5, 2015 | $11.24 | Apr 5, 2015 | $11.24 |
| Apr 12, 2015 | $11.24 | Apr 12, 2015 | $11.24 |
| Apr 19, 2015 | $11.24 | Apr 19, 2015 | $11.24 |
| Apr 26, 2015 | $11.24 | Apr 19, 2015 | $0.51 |
| Apr 26, 2015 | $10.73 | ||
| May 3, 2015 | $11.24 | Apr 26, 2015 | $0.84 |
| May 4, 2015 | $10.39 | ||
| May 10, 2015 | $11.24 | May 4, 2015 | $0.84 |
| May 10, 2015 | $10.39 | ||
| May 17, 2015 | $11.24 | May 10, 2015 | $1.40 |
| May 24, 2015 | $9.83 | ||
| May 24, 2015 | $11.24 | May 24, 2015 | $2.53 |
| Jun 7, 2015 | $8.43 | ||
| Jul 12, 2015 | $0.28 | ||
| May 31, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jun 7, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jun 14, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jun 21, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jun 28, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jul 5, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jul 12, 2015 | $11.24 | Jul 12, 2015 | $11.24 |
| Jul 19, 2015 | $5.34 | Jul 12, 2015 | $5.34 |
| Jul 26, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Aug 2, 2015 | $2.81 | Jul 27, 2015 | $0.22 |
| Jul 27, 2015 | $2.58 | ||
| Aug 9, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Aug 16, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Aug 23, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Aug 30, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Sep 6, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Sep 13, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Sep 20, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Sep 27, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Oct 4, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Oct 11, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Oct 18, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Oct 25, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Nov 1, 2015 | $2.81 | Jul 27, 2015 | $2.81 |
| Nov 8, 2015 | $2.81 | Jul 27, 2015 | $0.22 |
| Nov 19, 2015 | $2.58 | ||
| Nov 15, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Nov 22, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Nov 29, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Dec 6, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Dec 13, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Dec 20, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Dec 27, 2015 | $2.81 | Nov 19, 2015 | $2.81 |
| Jan 3, 2016 | $2.81 | Nov 19, 2015 | $0.22 |
| Jan 10, 2016 | $2.81 | ||
| Jan 17, 2016 | $2.81 | ||
| Jan 24, 2016 | $2.81 | ||
| Jan 31, 2016 | $2.81 | ||
| Feb 7, 2016 | $2.81 | ||
| Feb 14, 2016 | $2.81 | ||
| Feb 21, 2016 | $2.81 | ||
| Feb 28, 2016 | $2.81 | ||
| Mar 6, 2016 | $2.81 | ||
| Mar 13, 2016 | $2.81 | ||
| Mar 20, 2016 | $2.81 | ||
| Mar 27, 2016 | $2.81 | ||
| Apr 3, 2016 | $2.81 | ||
| Apr 10, 2016 | $2.81 | ||
| Apr 17, 2016 | $2.81 | ||
| Apr 24, 2016 | $2.81 | ||
| May 1, 2016 | $2.81 | ||
| May 8, 2016 | $2.81 | ||
| May 15, 2016 | $2.81 | ||
| May 22, 2016 | $2.81 | ||
| May 29, 2016 | $2.81 | ||
| Jun 5, 2016 | $2.81 | ||
| Jun 12, 2016 | $2.81 | ||
| Jun 19, 2016 | $2.81 | ||
| Jun 26, 2016 | $2.81 | ||
| Jul 3, 2016 | $2.81 | ||
| Jul 10, 2016 | $2.81 | ||
| Jul 17, 2016 | $2.81 | ||
| Jul 24, 2016 | $2.81 | ||
| Jul 31, 2016 | $2.81 | ||
| Aug 7, 2016 | $2.81 | ||
| Aug 14, 2016 | $2.81 | ||
| Aug 21, 2016 | $2.81 | ||
| Aug 28, 2016 | $2.81 | ||
| Sep 4, 2016 | $2.81 | ||
| Sep 11, 2016 | $2.81 | ||
| Sep 18, 2016 | $2.81 | ||
| Sep 25, 2016 | $2.81 | ||
| Oct 2, 2016 | $2.81 | ||
| Oct 9, 2016 | $2.81 | ||
| Oct 16, 2016 | $2.81 | ||
| Oct 23, 2016 | $2.81 | ||
| Oct 30, 2016 | $2.81 | ||
| Nov 6, 2016 | $2.81 | ||
| Nov 13, 2016 | $2.81 | ||
| Nov 20, 2016 | $2.81 | ||
| Nov 27, 2016 | $2.81 | ||
| Dec 4, 2016 | $2.81 | ||
| Dec 11, 2016 | $2.81 | ||
| Dec 18, 2016 | $2.81 | ||
| Dec 25, 2016 | $2.81 | ||
| Jan 1, 2017 | $2.81 | ||
| Jan 8, 2017 | $2.81 | ||
| Jan 15, 2017 | $2.81 | ||
| Jan 22, 2017 | $2.81 | ||
| Jan 29, 2017 | $2.81 | ||
| Feb 5, 2017 | $2.81 | ||
| Feb 12, 2017 | $2.81 | ||
| Feb 19, 2017 | $2.81 | ||
| Feb 26, 2017 | $2.81 | ||
| Mar 5, 2017 | $2.81 | ||
| Mar 12, 2017 | $2.81 | ||
| Mar 19, 2017 | $2.81 | ||
| Mar 26, 2017 | $2.81 | ||
| Apr 2, 2017 | $2.81 | ||
| Apr 9, 2017 | $2.81 | ||
| Apr 16, 2017 | $2.81 | ||
| Apr 23, 2017 | $2.81 | ||
| Apr 30, 2017 | $2.81 | ||
| May 7, 2017 | $2.81 | ||
| May 14, 2017 | $2.81 | ||
| May 21, 2017 | $2.81 | ||
| May 28, 2017 | $2.81 | ||
| Jun 4, 2017 | $2.81 | ||
| Jun 11, 2017 | $2.81 | ||
| Jun 18, 2017 | $2.81 | ||
| Jun 25, 2017 | $2.81 | ||
| Jul 2, 2017 | $2.81 | ||
| Jul 9, 2017 | $2.81 | ||
| Jul 16, 2017 | $2.81 | ||
| Jul 23, 2017 | $2.81 | ||
| Jul 30, 2017 | $2.81 | ||
| Aug 6, 2017 | $2.81 | ||
| Aug 13, 2017 | $2.81 | ||
| Aug 20, 2017 | $2.81 | ||
| Aug 27, 2017 | $2.81 | ||
| Sep 3, 2017 | $2.81 | ||
| Sep 10, 2017 | $2.81 | ||
| Sep 17, 2017 | $2.81 | ||
| Sep 24, 2017 | $2.81 | ||
| Oct 1, 2017 | $2.81 | ||
| Oct 8, 2017 | $2.81 | ||
| Oct 15, 2017 | $2.81 | ||
| Oct 22, 2017 | $2.81 | ||
| Oct 29, 2017 | $2.81 | ||
| Nov 5, 2017 | $2.81 | ||
| Nov 12, 2017 | $2.81 | ||
| Nov 19, 2017 | $2.81 | ||
| Nov 26, 2017 | $2.81 | ||
| Dec 3, 2017 | $2.81 | ||
| Dec 10, 2017 | $2.81 | ||
| Dec 17, 2017 | $2.81 | ||
| Dec 24, 2017 | $2.81 | ||
| Dec 31, 2017 | $2.81 | ||
| Jan 7, 2018 | $2.81 | ||
| Jan 14, 2018 | $2.81 | ||
| Jan 21, 2018 | $2.81 | ||
| Jan 28, 2018 | $2.81 | ||
| Feb 4, 2018 | $2.81 | ||
| Feb 11, 2018 | $2.81 | ||
| Feb 18, 2018 | $2.81 | ||
| Feb 25, 2018 | $2.81 | ||
| Mar 4, 2018 | $2.81 | ||
| Mar 11, 2018 | $2.81 | ||
| Mar 18, 2018 | $2.81 | ||
| Mar 25, 2018 | $2.81 | ||
| Apr 1, 2018 | $2.81 | ||
| Apr 8, 2018 | $2.81 | ||
| Apr 15, 2018 | $2.81 | ||
| Apr 22, 2018 | $2.81 | ||
| Apr 29, 2018 | $2.81 | ||
| May 6, 2018 | $2.81 | ||
| May 13, 2018 | $2.81 | ||
| May 20, 2018 | $2.81 | ||
| May 27, 2018 | $2.81 | ||
| Jun 3, 2018 | $2.81 | ||
| Jun 10, 2018 | $2.81 | ||
| Jun 17, 2018 | $2.81 | ||
| Jun 24, 2018 | $2.81 | ||
| Jul 1, 2018 | $2.81 | ||
| Jul 8, 2018 | $2.81 | ||
| Jul 15, 2018 | $2.81 | ||
| Jul 22, 2018 | $2.81 | ||
| Jul 29, 2018 | $2.81 | ||
| Aug 5, 2018 | $2.81 | ||
| Aug 12, 2018 | $2.81 | ||
| Aug 19, 2018 | $2.81 | ||
| Aug 26, 2018 | $2.81 | ||
| Sep 2, 2018 | $2.81 | ||
| Sep 9, 2018 | $2.81 | ||
| Sep 16, 2018 | $2.81 | ||
| Sep 23, 2018 | $2.81 | ||
| Sep 30, 2018 | $2.81 | ||
| Oct 7, 2018 | $2.81 | ||
| Oct 14, 2018 | $2.81 | ||
| Oct 21, 2018 | $2.81 | ||
| Oct 28, 2018 | $2.81 | ||
| Nov 4, 2018 | $2.81 | ||
| Nov 11, 2018 | $2.81 | ||
| Nov 18, 2018 | $2.81 | ||
| Nov 25, 2018 | $2.81 | ||
| Dec 2, 2018 | $2.81 | ||
| Dec 9, 2018 | $2.81 | ||
| Dec 16, 2018 | $2.81 | ||
| Dec 23, 2018 | $2.81 | ||
| Dec 30, 2018 | $2.81 | ||
| Jan 6, 2019 | $2.81 | ||
| Jan 13, 2019 | $2.81 | ||
| Jan 20, 2019 | $2.81 | ||
| Jan 27, 2019 | $2.81 | ||
| Feb 3, 2019 | $2.81 | ||
| Feb 10, 2019 | $2.81 | ||
| Feb 17, 2019 | $2.81 | ||
| Feb 24, 2019 | $2.81 | ||
| Mar 3, 2019 | $2.81 | ||
| Mar 10, 2019 | $2.81 | ||
| Mar 17, 2019 | $2.81 | ||
| Mar 24, 2019 | $2.81 | ||
| Mar 31, 2019 | $2.81 | ||
| Apr 7, 2019 | $2.81 | ||
| Apr 14, 2019 | $2.81 | ||
| Apr 21, 2019 | $2.81 | ||
| Apr 28, 2019 | $2.81 | ||
| May 5, 2019 | $2.81 | ||
| May 12, 2019 | $2.81 | ||
| May 19, 2019 | $2.81 | ||
| May 26, 2019 | $2.81 | ||
| Jun 2, 2019 | $2.81 | ||
| Jun 9, 2019 | $2.81 | ||
| Jun 16, 2019 | $2.81 | ||
| Jun 23, 2019 | $2.81 | ||
| Jun 30, 2019 | $2.81 | ||
| Jul 7, 2019 | $2.81 | ||
| Jul 14, 2019 | $2.81 | ||
| Jul 21, 2019 | $2.81 | ||
| Jul 28, 2019 | $2.81 | ||
| Aug 4, 2019 | $2.81 | ||
| Aug 11, 2019 | $2.81 | ||
| Aug 18, 2019 | $2.81 | ||
| Aug 25, 2019 | $2.81 | ||
| Sep 1, 2019 | $2.81 | ||
| Sep 8, 2019 | $2.81 | ||
| Sep 15, 2019 | $2.81 | ||
| Sep 22, 2019 | $2.81 | ||
| Sep 29, 2019 | $2.81 | ||
| Oct 6, 2019 | $2.81 | ||
| Oct 13, 2019 | $2.81 | ||
| Oct 20, 2019 | $2.81 | ||
| Oct 27, 2019 | $2.81 | ||
| Nov 3, 2019 | $2.81 | ||
| Nov 10, 2019 | $2.81 | ||
| Nov 17, 2019 | $2.81 | ||
| Nov 24, 2019 | $2.81 | ||
| Dec 1, 2019 | $2.81 | ||
| Dec 8, 2019 | $2.81 | ||
| Dec 15, 2019 | $2.81 | ||
| Dec 22, 2019 | $2.81 | ||
| Dec 29, 2019 | $2.81 | ||
| Jan 5, 2020 | $2.81 | ||
| Jan 12, 2020 | $2.81 | ||
| Jan 19, 2020 | $2.81 | ||
| Jan 26, 2020 | $2.81 | ||
| Feb 2, 2020 | $2.81 | ||
| Feb 9, 2020 | $2.81 | ||
| Feb 16, 2020 | $2.81 | ||
| Feb 23, 2020 | $2.81 | ||
| Mar 1, 2020 | $2.81 | ||
| Mar 8, 2020 | $2.81 | ||
| Mar 15, 2020 | $2.81 | ||
| Mar 22, 2020 | $2.81 | ||
| Mar 29, 2020 | $2.81 | ||
| Apr 5, 2020 | $2.81 | ||
| Apr 12, 2020 | $2.81 | ||
| Apr 19, 2020 | $2.81 | ||
| Apr 26, 2020 | $2.81 | ||
| May 3, 2020 | $2.81 | ||
| May 10, 2020 | $2.81 | ||
| May 17, 2020 | $2.81 | ||
| May 24, 2020 | $2.81 | ||
| May 31, 2020 | $2.81 | ||
| Jun 7, 2020 | $2.81 | ||
| Jun 14, 2020 | $2.81 | ||
| Jun 21, 2020 | $2.81 | ||
| Jun 28, 2020 | $2.81 | ||
| Jul 5, 2020 | $2.81 | ||
| Jul 12, 2020 | $738.04 | ||
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