Loan for expanding my home-supplies business

Francis

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Francis

Member since

February 2016

On-time repayments

216 installments  •  76%

About Me

my name is Francis Barasa , I was born in Western part of Kenya a place called Bungoma. I schooled at Machwele primary school and went to Bukembe Friends secondary school , after that I joined Sang'alo institute of science and technology but I I did not complete my education due to lack of school fees.
I am married to my beloved wife and we are blessed with two kids.
I later decided to start a small business that would enable me to provide for my family and our younger brothers and sisters from both sides. my aunt supported me with 3000 kenyan shillings of which I began small grocery that have finally grown in to a retail shop for the last five years. I am a christian by religion and I teach my kids how to grow and walk in the fear of the lord.

My Business

i sell home supplies like branded food vegetables and other retail shop accessories that are useful to the people living in my area. I buy on whole sale and sell them at retailled price. the business is good for you have to walk a long distance for you to get a nother shop. I sell my goods at a cheaper price and tha't;s why i have more customers. to some poor people i give them on credits and they faith fully pay during the a greed time.
So if supported with a loan then my area will develop properly thanks even as you prepare to fund my loan

Loan Proposal

I have many customers that am not able to satisfy them. Therefore am looking forward to expand my business. I need the finance to add my inventory. This means that i have to add one employee to my staff. I hope you will support me. Thanks in advance

Feedback

2

None

None

  • guenter    Jan 26, 2019

    Francis payed back very well!

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  • Mary    Jan 25, 2019

    Hello Francis,
    thanks for repaying your previous loan. It was a pleasure supporting you again. Best wishes for continued success.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,497.00

Date disbursed

Feb 9, 2019

Repayment status

On Time

Projected term

7 months

Lenders

J

jeffb

United States

M

marycb

United States

N

nani

austin, United States

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

G

GalantnostS

Hong Kong, Hong Kong

Brian

Midhurst, Canada

S

snowcrystal86

New York, United States

EricDWalters

Rochester, Mn, Usa, United States

B

BRWorthington

San Francisco, United States

investor

Candiac, Canada

V

vamPierchen

Luxembourg, Luxembourg

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

C

cgrumboski

Atlanta, United States

O

Oxfall

Gothenburg, Sweden

Tilius

Oslo, Norway

S

soren

Göteborg, Sweden

Straetman

Kaarst, Germany

ErikN

Stockholm, Sweden

T

Tec69200

Jacksonville, United States

KyRoamer

Louisville, Kentucky, United States

artnking

College Place, United States

LA

United States

MarktheMormon

Sandy, Utah, United States

korben

VILLENAVE D'ORNON, France

Z

zako316

Chicago, United States

P

pcooney

barrie, Canada

L

ldron7

Utah, United States

Martin

Manama, Bahrain

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

G

guenter

Bremen, Germany

D

DRSZ73

Portsmouth, United Kingdom

H

HappythroughHelp

Torrance, United States

C

cjmenchaca

Austin, United States

BrianHibbs

South Bend, United States

E

elkbrett

Bradenton, United States

Jeff and Marcie

Portland, OR, United States

H

Halli

Bottrop, Germany

A

AlexCheng

Seattle, United States

S

Senryu91

caldogno, Italy

I

imcmanus

Sayville, United States

B

briansedz

Canton, Ohio, United States

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

airvillepa

Airville, Pennsylvania, United States

J

jasonbronowitz

Tempe, United States

A

anonymous123

United States

indeh

London, United Kingdom

athomas

Chevy Chase, United States

Sundstroms

Falun, Sweden

Elaine123

Philadelphia, United States

ElWal

Kirn, Germany

M

mattandrike

Arlington, United States

B

BTaylor

Colorado Springs, CO, United States

DLarson

Morris, United States

SeeMeeFi

Ontario, Canada

Erica

Caledon, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Ellwood

Richelieu, France

IA

Ismini and Jerry

Stamford, USA, United States

P

pillepalle

Osnabrück, Germany

WormaldTSG

Rydalmere, Australia

C

Colesmiths

Sevenoaks, United Kingdom

A

Austrian

Graz, Austria

N

nicknz

Wellington, New Zealand

lorello

Vicopisano, Italy

Jouni

Finland

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

McJulio

New Jersey, United States

ads68

Melbourne, Australia

N

NicolaG

Mantova, Italy

D

Ddimov

Sofia, Bulgaria

MillerClark

London, United Kingdom

Bhayl

Stavanger, Norway

Andreas Kiss

Vienna, Austria, Austria

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

B

BillyJ

McKinney, United States

G

GrandmaMae

Wausau, United States

doflynn

Dublin, Ireland

M

mkellerman

Shanghai, China

P

PatB.

Alameda, CA, United States

A

Andy

Berlin, United States

nakamura

United States

fairspirit

Utrecht, Netherlands

camilberlin

Berlin, Germany

T

teepo

Espoo, Finland

joaoferraz

RINCHOA, Portugal

J

Jamie

Vancouver, United States

H

HomesteadSchool

Glen Spey, United States

Lauren

Altamonte Springs, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

indrayudha

Jakarta, Indonesia

Anto82

Eraclea, Italy

K

Krish

Dubai, United Arab Emirates

C

Colmena

Chicago, United States

DVM1417

Seaford, United States

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

G

gradient

KFAR SABA, Israel

gseletko

South Perth, Australia

JFais

Atlanta, United States

A

ask21900

Cedar Rapids, United States

P

Pavane

Kungsbacka, Sweden

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

J

JulCam

Montreal, Canada

thomas2666

Brisbane, Australia

dmirpuri

Bangkok, Thailand

D

DelapierceD

New York, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

ShaneHeneghan

Galway, Ireland, Belgium

O

OrientExpress

Tokyo, Japan

lizandsteve

guelph, Canada

J

jinx83

Brisbane, Australia

NedRyerson

Munroe Falls, United States

Freewolf

Salt Lake City, United States

Jamesaubrey

Norman, United States

mikeice

Kohler, United States

Evan Lamos

Brussels, Belgium

D

Deback

Denver, United States

mole333

Brooklyn, United States

sderickson

Berkeley, CA, United States

A

andrewpbrett

United States

G

GoughGirl

Washington, Dc, United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

D

drorm

United States

T

thegreek1020

San Jose, United States

T

tlbtlbtlb

United States

M

Mcohan21

United States

M

moodystreet1

United States

C

ColoradoEmac

United States

Kamil

Lidzbark Warminski, Poland

D

dcktdjc

United States

R

rossgarlick

United States

T

theironbank

United States

M

Marko

Helsinki, Finland

M

Mal57

Australia

F

FSO

Canada

S

stuartxyz

Denver, Colorado, United States

K

karthich

Austin, United States

B

bugdaniel

Switzerland

bb4dogs

United States

L

leftyoctober

Minneapolis, United States

smastermind

Jerusalem, Israel

A

awtroia

United States

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

A

angelapeat01

United States

P

PeterDG

United Kingdom

TyWee

Manila, Philippines

T

tmarkus

Netherlands

B

bscent

Hong Kong

belvi

Hoogeveen, Netherlands

D

DStateDDB

United States

Laparo

Dusseldorf, Germany

J

JonAlec

United States

H

HLCharityFund

United Kingdom

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

J

jdelaporte

United States

Suman

Gold Coast, Australia

DennisM

Netherlands

T

Tim47

United States

J

Joggele

Austria, Austria

Jamal Hamou

Cascadia, Canada

C

ColoradoSkier

Denver, United States

SV

sven vdk

Twickenham, United Kingdom

D

ddm08

United States

TheGoodData

London, United Kingdom

PolarBearCapital

United States

reluck

Marseille, France, France

T

thehigginsons

United Kingdom

M

mbarbier

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

V

vasco27

Portugal

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

K

Kristiina

All Countries

Haim Si

Mexico, Mexico

ZH

zoe henley

United Kingdom

S

Sven

Netherlands

DR

Daniel R

Berlin, Germany

E

Erich

Zurich, Switzerland

MJ

Matt Jenkins

United Kingdom

Dave Bogard

New York, United States

AA

Adam Atlas

Montreal, QC, Canada, Canada

Robert

Sweden

R

Robert

Berlin, Germany

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

FJ

Fe Jones

United States

Benni

Stuttgart, Germany

Jake Badger

Roskilde, Denmark

anne

Cologne, Germany

PR

peter reibold

United States

Craig

Memphis, TN, United States

E

erica

antwerpen, Belgium

Kristin Rhodes

Kansas City, Kansas, United States

RM

Roxane Milot

Gatineau, Québec, Canada

Kevin

San Francisco, United States

JC

JD Conley

United States

John Prendiville

Portland, United States

ME

Manaal Eisa

Washington DC, United States

PT

Paul T

Amsterdam, Netherlands

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

Mattie Shaw

Seattle, United States

Arend Thorp

Brooklyn, NY, United States

H

hedy

United States

AH

ajay hampapur

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

Rosario von Li

San Jose, Ca, United States

Amanda Orson

Stamford, Ct, United States

A

Andrei

United States

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

Eugen Stamm

Zurich, Switzerland

AO

Ahana Ogle

United Kingdom

JH

Julia Hermann

United States

Elise E

United States

WS

william smith

United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

EthicalHost

Toronto, Canada

KE

Karen Epolito

Syracuse, NY, United States

GG

Gituru Gitumbi

Seattle, United States

YV

Yuri Vanin

United States

V

Vidar

Oslo, Norway

R

Richard

Netherlands

Remo

Lucerne, Switzerland

I

isaac

United Kingdom

DK

Danny Kelly

United States

GW

Gregory Wilkie

Halifax, Nova Scotia, Canada

RC

Rudi Chen

United States

Carla

United States

E

Elynne

United States

Myria

New Mexico, United States

Jes-c

United States

AL

Adam Larkin

United States

V

Vasil

Belarus

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

SM

Sachet Marion

United States

SA

Shar Alamdari

Los Angeles, United States

Peggy Evans Wise

Memphis, TN, United States

MP

Matt Patton

United States

SP

Stephanie P

United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

Benjamin Kniaz

Boston, United States

RR

Rory Rohloff

United States

WS

Warren Shen

United States

JA

Joshua Axtell

United States

Donald

United States

Grégoire

Zurich, Switzerland

KL

Karen L Brown

United States

V

VJ

Canberra, Australia

BP

Bill Piper

United States

Ellen

Michigan, United States

K

Kyle

Durban, United Kingdom

Ken

Mequon, WI, United States

MB

Mimi Botkin

United States

M

Mark

Toulouse, France, France

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

Betsy

United States

Melissa K

Portland, Oregon, United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

A

anna

Sacramento, California, United States

JU

jeremy upsal

United States

DH

D hollingworth

United Kingdom

E

eleni

United Kingdom

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

BB

Ben Breen

United States

W

Will

United States

S

SD

Japan

CY

Carly Yoshida

United States

L

Liam

New Zealand

J

James

Los Angeles, United States

Tyler Metcalf

Utah, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

S

Symballesthai

United States

F

Florian

Netherlands

S

Sarah

Arlington, United States

BN

Bence Nagy

Czech Republic

ZS

Zach Silveira

Asheville, Nc, United States

D

dsf

United States

JH

Jane Hanford

United Kingdom

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

B

Bartl

United States

AB

Ashira Blazer

United States

BA

Burf and Patsy

St. John's, Canada

L

Laea

Canada

SL

Sue L

Singapore

SS

Sam Smith

United States

MP

Michael Poley

United States

H

Haley

United States

Mai Phuong Nguyen

Nashville, United States

A

Alex

United States

RD

Roel De Meester

Antwerpen, Belgium

Adam Öhman

Norrköping, Sweden

LW

Liz Wanjiku

United States

PA

Peter A

New York City, United States

GP

Giacomo Poderi

Copenhagen, Denmark

MH

Matt Hodges

United Kingdom

CH

Christian Holck

United Kingdom

Genuine Interest

Singapore, Singapore

Alisha Gallini

United States

Remo

Switzerland

Shervin

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

MH

Michael Herrick

California, United States

I

Ivan

New York, United States

We Not Me

St. Paul, Minnesota, United States

KC

Karen Case

United States

C

Cyril

Belgium

Francesca

Scotch Plains - New Jersey, United States

M

MFarrell2008

United States

The Krugers

NY NY, United States

EA

Eric Ayers

Atlanta, United States

S

Sulekha

United States

BS

Brian Schmidt

United States

J

Jim

Canada

KA

Kate and Tom

United States

BS

Brendan Scanlon

Troy, United States

M

Mika

Switzerland

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

CE

Christopher Engleright

Stafford, United States

C

chellepaningbatan

United Arab Emirates

B

Bram

Germany

Nathan

Columbus, United States

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

S

Shayla

United States

United Kingdom

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

RD

Regan Dishon

United States

Noel Hamill

Halifax, Canada

S

Sam

New Zealand

Ask Francis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Shellemiah    Dec 15, 2021

    dear readers
    mr Barraza has promised to submit some payment by the weekend to his account.

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  • Daniel    Sep 16, 2021

    Dear Lenders,
    I have spoke to Mr Barasa and he is currently experiencing some challenges but he has promised to make the payment in due coarse

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  • Lewish    Jun 21, 2021

    Her business recorded massive losses, he will however Start payments at the end of the month.

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  • Francis    Jun 8, 2021

    Am jobless and am relying on manual worker to feed my children.

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  • Lewish    May 17, 2021

    I've spoken to Francis and he's agreed to pay the required balance as as early as next week.

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  • Francis    Mar 15, 2021

    The business that i was servising the loan with collapsed due to covid 19. I can't be able to pay above that, also you deducting money that I didn't know the guarantees. But thanks God will help pay.

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  • Daniel    Jan 27, 2021

    Hello Lenders,
    Have spoke to Francis but he claims he has a problem with zidisha as somebody hacked his account and guarantee some people loan which they never paid and every time he makes the payment,it goes to this defaulted loan guaranteed through his account.Have advised him to write to zidisha with all the detailles

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  • Francis    Jan 11, 2021

    Due to covid 19 am out of business

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  • Francis    Nov 10, 2020

    This pandemic covid 19 ,lock down in my country forced my business to collapse

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  • Francis    Sep 17, 2020

    My business collapsed during this pandemic, covid 19

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  • Francis    Sep 2, 2020

    The business is very low

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  • Francis    Jul 1, 2020

    Due to covid 19,the business is down we can't even afford to pay the rent

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  • Francis    Apr 15, 2020

    Due to covid 19 the business is very low I'm not able pay the loan as required. Thanks

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  • Francis    Feb 23, 2020

    The business is not doing well

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  • Francis    Jan 6, 2020

    The business is doing well but I have to pay school fees for my late sisters childrens

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  • Francis    Dec 1, 2019

    People have shifted to preparing of Christmas so the business is down

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  • Francis    Oct 19, 2019

    I invested all the amount money given but have not sold the goods

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  • Francis    Sep 14, 2019

    Good afternoon? I don't have any single word that can express how happy I am at the moment. Thank you for your contributions towards my life by supporting my business though this loan.

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  • Francis    Sep 13, 2019

    good morning zidisha members? thank you very much for the loan. i have received almost 100 % within one week this is fantastic.

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  • Francis    Sep 7, 2019

    morning lenders i am happy today to inform you that i have been able to complete my loan. this year the business was tough. i tried to sale at less price compared to my competitors. thanks for the loan once more.i purchased mattresses and blankets with the previous loan but unfortunately the foam companies reduced the prices and was difficult to make sales. the most important point is that i want to thank you because you made my life standard improved .

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