To expand my electrical supplies & hardware store

James Chege

Irigu-ini, Kenya

Funds disbursed

$0 to go

100% funded of $2,218 goal

0

days left

Entrepreneur

Name

James Chege

Location

Irigu-ini, Kenya

On-time repayments

267 weekly installments  •  95%

About Me

I am the second born son in a family of four. My younger two siblings are girls whom we used to cook for with my older brother as our parents went to work.
I was brought up in a tiny village Central Kenya, Mount Kenya region.I started basic education in a local school and cotinued to primary education. As young boys i recall as we went swimming in a river that flows down deep ridges and our parents got worried very much.
Later i went to Thika town for my secondary education at Thika High School.
Later i went to study Aircraft Maintenance course in our city Nairobi at Wilson Airport and got a certificate in engine & airframe.While there i also studied Electrical science. I got employment in a local maintenance firm that later collapsed. From there i started vending fresh vegetables at Wangige Market near our city Nairobi.
At Nairobi life wasn't easy at all. At some point i decided to live in the slums because good rooms were so expensive to rent. So i moved to Dandora slums. I even went a step further to walking half distance to work and half by bus to save some cash.
In early year 2015 i felt it was time to be an entrepreneur because i was still struggling for my needs. I had enough skills so retreated back to the village where my Mum gave me a small room to establish a workshop at home. Life was so hard trying to establish myself until ZIDISHA came to my rescue where i got a loan to rent a big workshop in our local shopping center where i have grown steadly. Thanks to all Lenders.
Every year i pay 70 USD to our local county authority for business licence and a monthly rent of 70 USD. I also pay 170 USD per week to wages of my employees.
I do re-invest my profits in my business, support to my parents and my siblings,also community projects contributions and also buying construction materials for a rental house i keep on developing and adding more units. I also support two elderly women who are about 100 yrs old by visiting them regularly. Of late am also supporting an old Man, a war Veteran through food stuff. I love caring for the needy.

My Business

My business operates under the name Jaycobs Electric & Building Services. I operate a workshop and a sales section where we sell electrical fittings, lightings, conduits, electronics repair, and offer consultations.
In the workshop we do electrical and electronics repair, mechanical repairs and installations.
In average we make a monthly profit of 700 to 900 USD.

Project Proposal

I have been able to grow in business since i started my supplies store by the help of your funding.
I wish to expand further and achieve more. Hardware materials are in much demand and my plan is to stock different construction materials and sell per piece and also in kilograms according to customer demand. My plan includes taking orders and supplying to small construction sites to start with.
This expansion will increase my profits and savings and also with time an extra job to a delivery person.
With the loan i will stock the following;
CEMENT 50BAGS 250USD
WELDING RODS 5PKTS 45USD
BUILDING NAILS 5BAGS 300USD
WHEEL BARROWS 3PCS 75USD
CUTTING DISCS 5DZN 100USD
GRINDING DISCS 5DZN 120USD
ROOFING NAILS 2BAGS 200USD
ASSORTED PPR PIPES 450USD
ELECTRICAL CONDUITS 200USD
PRESSURE PIPES 250USD
ELECTRICAL CABLES 500USD.

I humbly request for your funding so i may be able to achieve higher goals.
Thank you.

Feedback

2

None

None

  • Mary    Nov 14, 2018

    James is an excellent Zidisha Borrower. He sets a clear business plan and strives to fulfill the needs of his community. I recommend lending for his future loans!

    Log in to reply • Share
  • camilberlin    Mar 19, 2017

    Paid back full and on time, and let us know how he is doing. On top of it he is a volunteer mentor. Will lend again any time. Recommended!

    Log in to reply • Share
    • James Chege    Mar 24, 2017

      Thank you very much for making my dreams come true. Am aiming higher.

      Log in to reply • Share


Loading...

Project Info

Project Type

Pay It Forward

Disbursed amount

$2,218.32

Date disbursed

Nov 30, 2021

Cost to entrepreneur

Service fee: $443.66

Backers

Joseph Mugo

Nakuru, Kenya

Tavin

Ottawa, Canada

Joseph Kamau Muriithi

Rongai Town, Kenya

Cloudways

Malta, Malta

WormaldTSG

Rydalmere, Australia

J

JonMichael

Winnipeg, Canada

Arnold Charo Katana

Kaloleni, Kenya

Treesforpeople

Oxfordshire, United Kingdom

dmirpuri

Bangkok, Thailand

Samuel Kuria

Nairobi, Kenya

Aaron Mackenzie

Nairobi, Kenya

Rahab Nyambura

Kizito, Kenya

Mary Nyambura Thuo

Bangladesh, Kenya

Isaiah Githaiga

Nairobi, Kenya

M

mbarbier

United States

Tanya

Nelson, New Zealand

Franmiguel

Perth, Australia

Hellen Muthoni Tharao

Kayole Estate,nairobi City County,, Kenya

Framework Eyewear

Utrecht, Netherlands

Angela Kwofie

Bonwire, Ghana

Kipruto Kiptarus

Kabarnet, Kenya, Kenya

James Orina

Kereba Village, Kenya

E

EABF

Netherlands

Ronald Kimutai

Eldoret, Kenya

Koskei Isaac

Olenguruone, Kenya

Hellen Karimi

Meru, Kenya

Dancan Ndonye

Kikuyu, Kenya

JH

Joseph Hwang

Houston, United States

George Kiio

Muthwani, Kenya

Enid Rachael

Kericho, Kenya

Nicholas Mungai

Nairobi, Kenya

Timothy Kinyua

Ongata Rongai, Kenya

Rayton Kulavi

Kangemi, Kenya

Emmanuel Chileshe

Mindolo Miseshi, Zambia

Ann Gichuki

Nyeri, Kenya

Pamela Ochieng

Kisumu, Kenya

Erastus Omil

Nairobi, Kenya

Susan Kahu

Nyahururu, Kenya

Edwin Macharia

Embakasi, Kenya

Enoch Affum

Diaso, Ghana

Kelvin Gaitho

Nairobi, Kenya

Isahaku Abdulai

Pankrono , Ghana

Peter Collins

Darmstadt, Germany

Sarah Mageto

Nairobi, Kenya

Eliud Kimani

Ongata Rongai, Kenya

Iris Clottey

Accra, Ghana

Prince Santiago

Koforidua, Ghana

Anani Deadan

Makueni , Kenya

Dennis Maina

Nairobi, Kenya

Arnold Ndungu

Mwea, Kenya

Geoffeey Wahu

Nairobi, Kenya

Jeremiah Wanyonyi

Nairobi, Kenya

Emmanuel Aluya

Lagos, Nigeria

Edward Oppong

Goaso, Ghana

Samuel Mshellia

Jos,, Nigeria

Olumide Adebayo

Badagry, Nigeria

JB

Juan Busco

United States

Moses Afwande

Diani , Kenya

Nana Iwediuno

Lagos , Nigeria

Oluwole Ayomide

Abeokuta, Nigeria

Harry Somuah

Kasoa, Ghana

Sunday Akinrinola

Lagos, Nigeria

Ekpereamaka Okeke

Nnewi, Nigeria

Joseph Agadaga

Jos, Nigeria

Uduakobong J Umoren

Surulere, Nigeria

H

HJ

Switzerland

Agnes Chepkorir

Bomet, Kenya

Collines Too

Nakuru, Kenya

Babbitt Family Foundation

Sioux Falls, SD, United States

Ezekiel Amisoh

Nyinahin, Ashanti Region, Ghana

KM

Kirk Moore

Cerdanyola del Vallès, Spain

Isaac Awere

Assin Jakai, Ghana

Daniel Ajulu

Nairobi, Kenya

Linda Ansah

Awutu Senya East, Ghana

Kofi Opoku

Accra, Ghana

Solomon Odiero

Nairobi, Kenya

Yeboah Obed

Techiman, Ghana

Yegor

Victoria, Canada

W Phil Ratcliff

Columbus, United States

Mary Buahin

Accra, Ghana

John Barimah

Kumasi, Ghana

Laura Nyangeri

Nairobi, Kenya

Musonda Banda

Lusaka, Zambia

Sandra Owusu

Cape Coast, Ghana

Francis Awuni

Accra, Ghana

Hayford Gyamfi

Accra, Ghana

Richard Boadu

Cape Coast, Ghana

Eric Krampah

Accra, Ghana

Angles Mulenga

Mongu, Zambia

Victor Ochieng

Bungoma, Kenya

Chinedu Ewulu

Lagos, Nigeria

Mavis Amanua Ankrah

Greater Accra, Ghana

Jasmine Mercy Ankomah

Accra Ghana, Ghana

Diana Adzamani

Nkwanta, Ghana

Evans Ocloo

Greater Accra, Ghana

Charity Kyeraa

Kumasi, Ghana

Urom Godwin

Afikpo North, Nigeria

Gabriella Sackey

Accra Kokomlemle, Ghana

Yaa Opoku

Takoradi, Ghana

Matthew Akwettey

Techiman, Ghana

Ruth Bosoku

Kpando, Ghana

Asante Emmanuel

Akropong Akuapem, Ghana

Eunice Kamau

Maragua, Kenya

Samuel Anarfi Jo

Dua Nkwatan, Ghana

Nduati Maina

Kikuyu, Kenya

A

Anonymous

United States

Ask James a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • James Chege    Nov 30, 2021

    My loan has been disbursed immediately after acceptance and i thank you all and the Zidisha team for this far you have enabled me grown in business.
    I will work extra hard to go to higher heights.
    I thank you all.

    Log in to reply • Share
  • James Chege    Nov 30, 2021

    Thank you very much dear Lenders and Backers for contributing towards the funding of my loan. I can't hide my joy and appreciation. Am really grateful.
    I will implement my electrical and hardware supplies business. This will give me much more profit and i promise to continue supporting the needy and also make my P.I.F. to other members.
    Thank you very much.

    Log in to reply • Share
  • Edwin Macharia    Nov 30, 2021

    all the best

    Log in to reply • Share
  • Isaiah Githaiga    Nov 29, 2021

    All the best

    Log in to reply • Share
  • Nduati Maina    Nov 23, 2021

    All the best chege

    Log in to reply • Share
  • Agnes Chepkorir    Nov 23, 2021

    Congrats for your business keep it up.

    Log in to reply • Share
  • Laura Nyangeri    Nov 23, 2021

    I wish you success

    Log in to reply • Share
  • Adu Boahen Collins    Nov 18, 2021

    Keep it up

    Log in to reply • Share
  • Ren    Nov 14, 2021

    James - I am not sure why your loan isn't funding - sometimes this happens with larger loan requests. If it doesn't fully fund, I encourage you to try again! Good luck!

    Log in to reply • Share
    • James Chege    Nov 15, 2021

      Hello Ren, Thank you for your concern.
      I made my loan application under private funding instead of crowd funding. I will try again and again till am able to achieve my dream.
      Am really humbled by your kindness, much blessings to you.

      Log in to reply • Share
  • Ren    Nov 5, 2021

    James, if your loan doesn’t fund I encourage you to try again! Sometimes this happens on Zidisha.

    Log in to reply • Share
    • James Chege    Nov 6, 2021

      Dear Ren, thanks for your encouragement i have applied again and i humbly request for your funding so i may be able to expand and create some more employment.
      Thank you.

      Log in to reply • Share
  • Evans Too    Nov 5, 2021

    i wish you the best for your project James.

    Log in to reply • Share
  • Ren    Nov 3, 2021

    Dear James, If your loan doesn't fund, I encourage you to try again! Sometimes this happens on Zidisha when there are many good loans. Good luck!

    Log in to reply • Share
    • James Chege    Nov 4, 2021

      Dear Ren, thanks for your encouragement and i promise to try again if not fully funded.

      Log in to reply • Share
  • Dickson Kimutai Kosgei    Nov 2, 2021

    Wishing you all the best james

    Log in to reply • Share
  • Dorothy Ngosa Tembo    Oct 31, 2021

    Good luck

    Log in to reply • Share
  • Nancy Andiema    Oct 31, 2021

    Wishing you the best of luck in your project.

    Log in to reply • Share
  • Christian Golo    Oct 27, 2021

    You are doing great, a member of Zidisha from Dec 2015 to date and your on-time repayment score of 95%, very good. It's an indication of hard work, commitment and honesty. I wish you good luck in this your fund raising period.

    Log in to reply • Share
  • James Chege    Oct 25, 2021

    Hello my Dear Lenders.
    Here am doing good. The weather though has changed to being very hot even after the start of the short rain season last week.
    I have since managed to post a new loan application. I humbly wish to requet for your funding so i may take my business another step higher and get to employ more people and that will be quite great to see more people get jobs.
    Thank you in advance.

    Log in to reply • Share
  • James Chege    Oct 20, 2021

    Hi my dear lenders,
    Am doing good as i await to post a new loan funding so i may achieve more and become a big entrepreneur.
    Here we good and happy in central Kenya, the short rain season started last night a big hope to the farmers.
    Looking forward to your support, Thank you.

    Log in to reply • Share
  • James Chege    Oct 7, 2021

    Hello my Dear Lenders,
    Am doing just fine here in Central Kenya region. The weather is quite hot as we await the rain season to begin later this month. Avocado trees have already flowered and many farmers are expecting a good harvest come next year.
    Business is good and am happy to have completed my loan repayment. Am really looking forward for your funding as I prepare to apply for my next loan. I thank you all for this far my business has come.
    Thank you in advance.

    Log in to reply • Share
  • James Chege    Sep 16, 2021

    Hi My Dear Lenders,
    Am making good progress in my business and morever in life thanks for you funding my business expansion.
    Today i visited an elderly man, a war veteran and he appreciated the food stuff i brought to him. Am happy to help the needy as you also help me in all my loans you have funded so far.

    Log in to reply • Share


Loading...

Loading...

Loading...