To expand my electrical supplies & hardware store

James Chege

Irigu-ini, Kenya

Funds disbursed

$0 to go

100% funded of $2,218 goal


days left



James Chege


Irigu-ini, Kenya

On-time repayments

267 weekly installments  •  95%

About Me

I am the second born son in a family of four. My younger two siblings are girls whom we used to cook for with my older brother as our parents went to work.
I was brought up in a tiny village Central Kenya, Mount Kenya region.I started basic education in a local school and cotinued to primary education. As young boys i recall as we went swimming in a river that flows down deep ridges and our parents got worried very much.
Later i went to Thika town for my secondary education at Thika High School.
Later i went to study Aircraft Maintenance course in our city Nairobi at Wilson Airport and got a certificate in engine & airframe.While there i also studied Electrical science. I got employment in a local maintenance firm that later collapsed. From there i started vending fresh vegetables at Wangige Market near our city Nairobi.
At Nairobi life wasn't easy at all. At some point i decided to live in the slums because good rooms were so expensive to rent. So i moved to Dandora slums. I even went a step further to walking half distance to work and half by bus to save some cash.
In early year 2015 i felt it was time to be an entrepreneur because i was still struggling for my needs. I had enough skills so retreated back to the village where my Mum gave me a small room to establish a workshop at home. Life was so hard trying to establish myself until ZIDISHA came to my rescue where i got a loan to rent a big workshop in our local shopping center where i have grown steadly. Thanks to all Lenders.
Every year i pay 70 USD to our local county authority for business licence and a monthly rent of 70 USD. I also pay 170 USD per week to wages of my employees.
I do re-invest my profits in my business, support to my parents and my siblings,also community projects contributions and also buying construction materials for a rental house i keep on developing and adding more units. I also support two elderly women who are about 100 yrs old by visiting them regularly. Of late am also supporting an old Man, a war Veteran through food stuff. I love caring for the needy.

My Business

My business operates under the name Jaycobs Electric & Building Services. I operate a workshop and a sales section where we sell electrical fittings, lightings, conduits, electronics repair, and offer consultations.
In the workshop we do electrical and electronics repair, mechanical repairs and installations.
In average we make a monthly profit of 700 to 900 USD.

Project Proposal

I have been able to grow in business since i started my supplies store by the help of your funding.
I wish to expand further and achieve more. Hardware materials are in much demand and my plan is to stock different construction materials and sell per piece and also in kilograms according to customer demand. My plan includes taking orders and supplying to small construction sites to start with.
This expansion will increase my profits and savings and also with time an extra job to a delivery person.
With the loan i will stock the following;

I humbly request for your funding so i may be able to achieve higher goals.
Thank you.





  • Mary    Nov 14, 2018

    James is an excellent Zidisha Borrower. He sets a clear business plan and strives to fulfill the needs of his community. I recommend lending for his future loans!

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  • camilberlin    Mar 19, 2017

    Paid back full and on time, and let us know how he is doing. On top of it he is a volunteer mentor. Will lend again any time. Recommended!

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    • James Chege    Mar 24, 2017

      Thank you very much for making my dreams come true. Am aiming higher.

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Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Nov 30, 2021

Cost to entrepreneur

Service fee: $443.66


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  • James Chege    Nov 30, 2021

    My loan has been disbursed immediately after acceptance and i thank you all and the Zidisha team for this far you have enabled me grown in business.
    I will work extra hard to go to higher heights.
    I thank you all.

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  • James Chege    Nov 30, 2021

    Thank you very much dear Lenders and Backers for contributing towards the funding of my loan. I can't hide my joy and appreciation. Am really grateful.
    I will implement my electrical and hardware supplies business. This will give me much more profit and i promise to continue supporting the needy and also make my P.I.F. to other members.
    Thank you very much.

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  • Edwin Macharia    Nov 30, 2021

    all the best

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  • Isaiah Githaiga    Nov 29, 2021

    All the best

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  • Nduati Maina    Nov 23, 2021

    All the best chege

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  • Agnes Chepkorir    Nov 23, 2021

    Congrats for your business keep it up.

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  • Laura Nyangeri    Nov 23, 2021

    I wish you success

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  • Adu Boahen Collins    Nov 18, 2021

    Keep it up

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  • Ren    Nov 14, 2021

    James - I am not sure why your loan isn't funding - sometimes this happens with larger loan requests. If it doesn't fully fund, I encourage you to try again! Good luck!

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    • James Chege    Nov 15, 2021

      Hello Ren, Thank you for your concern.
      I made my loan application under private funding instead of crowd funding. I will try again and again till am able to achieve my dream.
      Am really humbled by your kindness, much blessings to you.

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  • Ren    Nov 5, 2021

    James, if your loan doesn’t fund I encourage you to try again! Sometimes this happens on Zidisha.

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    • James Chege    Nov 6, 2021

      Dear Ren, thanks for your encouragement i have applied again and i humbly request for your funding so i may be able to expand and create some more employment.
      Thank you.

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  • Evans Too    Nov 5, 2021

    i wish you the best for your project James.

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  • Ren    Nov 3, 2021

    Dear James, If your loan doesn't fund, I encourage you to try again! Sometimes this happens on Zidisha when there are many good loans. Good luck!

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    • James Chege    Nov 4, 2021

      Dear Ren, thanks for your encouragement and i promise to try again if not fully funded.

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  • Dickson Kimutai Kosgei    Nov 2, 2021

    Wishing you all the best james

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  • Dorothy Ngosa Tembo    Oct 31, 2021

    Good luck

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  • Nancy Andiema    Oct 31, 2021

    Wishing you the best of luck in your project.

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  • Christian Golo    Oct 27, 2021

    You are doing great, a member of Zidisha from Dec 2015 to date and your on-time repayment score of 95%, very good. It's an indication of hard work, commitment and honesty. I wish you good luck in this your fund raising period.

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  • James Chege    Oct 25, 2021

    Hello my Dear Lenders.
    Here am doing good. The weather though has changed to being very hot even after the start of the short rain season last week.
    I have since managed to post a new loan application. I humbly wish to requet for your funding so i may take my business another step higher and get to employ more people and that will be quite great to see more people get jobs.
    Thank you in advance.

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  • James Chege    Oct 20, 2021

    Hi my dear lenders,
    Am doing good as i await to post a new loan funding so i may achieve more and become a big entrepreneur.
    Here we good and happy in central Kenya, the short rain season started last night a big hope to the farmers.
    Looking forward to your support, Thank you.

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  • James Chege    Oct 7, 2021

    Hello my Dear Lenders,
    Am doing just fine here in Central Kenya region. The weather is quite hot as we await the rain season to begin later this month. Avocado trees have already flowered and many farmers are expecting a good harvest come next year.
    Business is good and am happy to have completed my loan repayment. Am really looking forward for your funding as I prepare to apply for my next loan. I thank you all for this far my business has come.
    Thank you in advance.

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  • James Chege    Sep 16, 2021

    Hi My Dear Lenders,
    Am making good progress in my business and morever in life thanks for you funding my business expansion.
    Today i visited an elderly man, a war veteran and he appreciated the food stuff i brought to him. Am happy to help the needy as you also help me in all my loans you have funded so far.

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