Catherine
Berekum, Ghana
100% repaid
Name
Catherine
Member since
January 2015
On-time repayments
117 installments • 32%
I am named Catherine Asimah Pelletier, I live in Berekum in the Brong Ahafo Region of Ghana with House Number NTE 006, Newtown in Berekum municipality. I had my senior high education at Notre Dame Girls Senior High School and continue at Sunyani Polytechnic and pursued Diploma in Business Studies (Accounting) certificate. I am first born of my families. I am currently teaching at St. Augustine Senior High School, Berekum in the Brong Ahafo Region of Ghana while I am also pursing my distance learning at Catholic University, Fiapre. I have my own Hardware shop also in Berekum Municipality. My hobbies are; Movies, Reading and Playing volleyball.
After completing Polytechnic, I decided to further my education at the University without any delay. But I couldn’t get it so due to financial problem. My parents who will take all my responsibility also tried their best after completing Polytechnic. So I soon realized that, if I may work and get money to support a little amount I have, it will surely help me as well and also take care of my parents. So I went for a job at one of the Rural Bank in the Berekum Municipality and work for about one and half 1 ½ years. So I saved part of my monthly salary in order to support my education. After that, I got another chance at St. Augustine Senior High School as a teacher. And I also soon realized that, if I may open Hardware shop in my community it will surely patronize as well as there is no any hardware shop at that area. So I started the Hardware shop with a few items including; Wheel barrow, Paint, Shovel, Hammer, Screw driver, Saw blade, Nails, Padlock, Carpet, Paint brush, and many more. Now I can say that, my shop is always busy and well improving. Because now people are putting up their block house, so they always request for the items to use for their work. I hope this business will help for my education and my parents’ daily meals. I am currently teaching, so I will be able to pay this loan back, even if I couldn’t use the profit of this business, I will use my monthly salary to re-pay this loan.
In my first loan, I requested the amount to purchase paints and nails to stock my shop. This has eventually increased the number of customers who come to my shop to buy because they are always able to buy various kinds of paints they want to have.
I have requested another loan to be able to buy more of the paints, especially the various types I don't have in my shop, to always make them available for customers. 177 dollars will be used to purchase the paints. I will also use the remaining 100 dollars of the loan to buy additional roofing sheets, which are at a high demand in my area. With this, more people will come in to buy, which will again increase my profit margin to GHc 1000 per month. I will then be able to pay back the loan with the profits I will be making.
I am named Catherine Asimah Pelletier, I live in Berekum in the Brong Ahafo Region of Ghana with House Number NTE 006, Newtown in Berekum municipality. I had my senior high education at Notre Dame Girls Senior High School and continue at Sunyani Polytechnic and pursued Diploma in Business Studies (Accounting) certificate. I am first born of my families. I am currently teaching at St. Augustine Senior High School, Berekum in the Brong Ahafo Region of Ghana while I am also pursing my distance learning at Catholic University, Fiapre. I have my own Hardware shop also in Berekum Municipality. My hobbies are; Movies, Reading and Playing volleyball.
After completing Polytechnic, I decided to further my education at the University without any delay. But I couldn’t get it so due to financial problem. My parents who will take all my responsibility also tried their best after completing Polytechnic. So I soon realized that, if I may work and get money to support a little amount I have, it will surely help me as well and also take care of my parents. So I went for a job at one of the Rural Bank in the Berekum Municipality and work for about one and half 1 ½ years. So I saved part of my monthly salary in order to support my education. After that, I got another chance at St. Augustine Senior High School as a teacher. And I also soon realized that, if I may open Hardware shop in my community it will surely patronize as well as there is no any hardware shop at that area. So I started the Hardware shop with a few items including; Wheel barrow, Paint, Shovel, Hammer, Screw driver, Saw blade, Nails, Padlock, Carpet, Paint brush, and many more. Now I can say that, my shop is always busy and well improving. Because now people are putting up their block house, so they always request for the items to use for their work. I hope this business will help for my education and my parents’ daily meals. I am currently teaching, so I will be able to pay this loan back, even if I couldn’t use the profit of this business, I will use my monthly salary to re-pay this loan.
In my first loan, a requested for the amount to purchase paints and nails to stock my shop. This has eventually increased the number of customers who come to my shop to buy because they are always able to buy various kinds of paints they want to have. I have requested for another loan to be able to buy more of the paints especially the various types i don't have in my shop to always make it available for customers . 177 dollars will be used to purchase the paints. i will also use the remaining 100 dollars of the loan to buy additional roofing sheets which is at a high demand in my area. with this more people will come in to buy which will again increase my profit margin to GHc 1000 per month. i will then be able to pay back the loan with the profits i will be making.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$278.00
Date disbursed
Apr 7, 2015
Repayment status
On Time
Projected term
4 months
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Amount repaid
$274.50
Amount remaining
$0.00
Date repaid
Aug 30, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 19, 2015 | $10.75 | Apr 19, 2015 | $10.75 |
Apr 26, 2015 | $10.75 | Apr 26, 2015 | $10.75 |
May 3, 2015 | $10.75 | May 3, 2015 | $10.75 |
May 10, 2015 | $10.75 | May 10, 2015 | $10.75 |
May 17, 2015 | $10.75 | May 17, 2015 | $10.75 |
May 24, 2015 | $10.75 | May 24, 2015 | $10.75 |
May 31, 2015 | $10.75 | May 31, 2015 | $10.75 |
Jun 7, 2015 | $10.75 | Jun 7, 2015 | $10.75 |
Jun 14, 2015 | $10.75 | Jun 14, 2015 | $10.75 |
Jun 21, 2015 | $10.75 | Jun 21, 2015 | $10.75 |
Jun 28, 2015 | $10.75 | Jun 28, 2015 | $10.75 |
Jul 5, 2015 | $10.75 | Jul 5, 2015 | $10.75 |
Jul 12, 2015 | $10.75 | Jul 13, 2015 | $10.75 |
Jul 19, 2015 | $10.75 | Jul 21, 2015 | $10.75 |
Jul 26, 2015 | $10.75 | Jul 28, 2015 | $10.75 |
Aug 2, 2015 | $10.75 | Aug 3, 2015 | $10.75 |
Aug 9, 2015 | $10.75 | Aug 9, 2015 | $10.75 |
Aug 16, 2015 | $10.75 | Aug 17, 2015 | $10.75 |
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $81.00 | Aug 30, 2015 | $81.00 |
Sep 6, 2015 | $0.00 |
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