Emmanuel
Berekum, Ghana, Ghana
100% repaid
Name
Emmanuel
Member since
August 2015
On-time repayments
89 installments • 55%
I belong to a large polygamous family who grew up with all my other siblings in the same house. My childhood was quite and interesting one eating together with my other siblings who used to cheat we the young ones. What a nostalgic reminiscence.
I schooled at Presbyterian elementary school and continued to Berekum Secondary school and furthered to University of Ghana. My school days was not an easy one but my with my mum's assistance and God's mercy upon my life, things are turning around for my good.
I am a teacher by profession presently at Methodist JHS where I handle Mathematics.
I am married to an angel, the love of my life. Just became a Dad four months ago. I love kids a lot. My hobbies include browsing, reading, listening to music etc
I operate a shop alongside my teaching in which I deal in mobile phone accessories like screen guard, batteries, chargers, phone housing, handsfree etc. at a prominent location at Berekum around the main Lorry park. The start up capital was financed by a bank salary loan I took about two and a half years ago from a local bank.
The mobile phone accessories business is a very lucrative venture which is thriving a lot in Ghana now returning a profit of at least 40%.
I thus want to expand my inventory and supply to other dealers. My last loan was helpful but inadequate. I hope I would be able to raise something substantial to boost my business.
I want to begin to directly place orders and import from China to stock my shop and supply to others. Doing so would help increase my profit margin and be able to finance any loan I am granted.
I need the assistance of zidisha to raise a loan to finance my project. Part of the loan would go into shop expansion and the rest for inventory. This mobile phone business is very good and yields returns in a very short time at an appreciable margin. So paying back any loan facility granted to me would not be a problem at all.
I am thus counting on the kind consideration of Zidisha to help realize my dreams. Thank you.
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Project Type
Classic Loan
Disbursed amount
$149.00
Date disbursed
Sep 9, 2015
Repayment status
On Time
Projected term
3 months
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