90 installments • 0%
Greetings to you all,My names are Annastacia Kanyiva Kituli,being born in Kitui District,Yatta Divison,Ilika Sub-location in Kenya.Being brought up in a humble family of Mr James Kituli & Mrs Magdaline Kituli ,I am the 3rd born in the family.Academically i am a holder of Diploma in Marketing from Kenya Polytechnic.I am married to a humble and loving man George Musyoka and we are blessed with two children a boy and a girl.I am a Christian by religion and my church is full gospel church of Kenya here in Nyahururu,we moved here in Nyahururu about Ten years back where I started a retail shop about 5 years ago.
During my own free time i love to in the church where we normally meet with other women to involve ourselves in matters of empowering each other through forums and merry go rounds money,i love singing and i am member of church choir.
In the year 2010 I opened a retail shop in Nyahururu in a place called maili nne because the surrounding has a good population which makes my services to be of high demand .
Since I started this business, I opted to be buying my commodities from the reputable wholesalers and the ones whom offer a good price and the vegetables from the farmers direct.
To make my business to run smoothly without any interference from the local authorities ,I have registered my business under the local authority act ,which mandates all the businesses to be permitted by the issuance of the legal annual licenses to operate legally.In my shop I sell all types of household commodities such as sugar ,tea leaves,cooking oil/fat,rice,tissue papers,matchboxes,salt,bread,maize flour,wheat flour and also vegetables among many more varieties of house hold commodities.
For the average sales of the month ,I make upto 1,294 USD,their after I restock for the goods that are first moving and out of stock, and pay for my bills and expenses,and I manage to remain with 435 USD as my Net profit after all expenses are catered for .
For the loan Zidisha Team is going to offer to my business ,I am planning to extend my shop to be abit bigger and spacious to accommodate for more commodities to be stocked in as the shop now is becoming squeezed and goods as vegetables I sell them from outside the shop . I am looking forward to make it a mini-supermarket in the future so that to meet the demand and the needs of my customers ,targeting more sales and in the process to have a profit.It is with humble request that Zidisha Team will consider my application and approve it for the loan pledge.Thank you all.
Thank you so much the Zidisha family for allowing me to benefit from your loan platform,for this particular loan that i have requested ,i am going to utilize in the following ways ,Buying of two blockboard ,four by two timber 20feet to be used to build the extension shelves at a cost of 100 USD,Nails at a cost of 20 USD other materials that comes along with the kind of work that is going to be done on my shop plus the labour cost i have allocated it 75 USD,the total cost of it all at 195 USD which means that i will also cheap in with my savings of 50USD to realise this dream,for as now goods as vegetables am selling them from outside the shop.Thank you so much as i welcome lenders to support me in realization of this goal.
Aug 27, 2014
Cost to entrepreneur
Lender interest: $150.52 at 9.06% annual rate over 21 months = $23.60
Service fee: $9.31