Cover some of the costs of my university education

Hagan Golo

Teshie - Accra, Ghana

100% repaid

Entrepreneur

Name

Hagan Golo

Member since

January 2018

On-time repayments

199 installments  •  80%

About Me

Hagan Golo is my name born on 11th April, 1980. I am 41 years old and been the last among eight siblings. I was born in Dambai a farming and fishing community along the Volta lake. At age six I suffered polio attack and therefore had been with disability on one leg till today.

Even with my disability and being the last with almost my aged parent, I supported my parent in farming and fishing. I trek long distance with the use of crutches to have formal education. Against all the odds I was able to complete basic education and passed Basic Education Certificate Exams successfully. Since most of Secondary schools within the area lack facilities for kids with disability, I stayed home for two years without going to Secondary or Technical School. The fear for my parent was that I can’t cope with secondary school alone in the boarding house where washrooms, classrooms etc, were not disability friendly.

After staying home for two years, I managed to enter Technical and Vocational School to go and learn skills. My good academic performance and hard work earned me a school prefect at form two second term. In my third (final) year and in my final exams, I excel to the admiration of the school authorities. I successfully gained admission into Ghana Technology University studying Telecommunication Engineering.

Currently, with the support from the Zidisha lenders, I have successfully completed my 1st degree in telecommunication engineering. It’s my hope and prayer that I will continue with my 2nd degree very soon.

My Business

Currently, I have successfully completed my first degree in Telecommunication engineering, and fully employed with Comsys Ghana Limited. Comsys is telecoms & ICT solutions company offering businesses in Africa aspiring in using technology as a tool and also now earning a regular income each month.

I’m planning to start my masters in Telecommunication engineering and possibly do my PhD one day, in areas such using my knowledge and skills to the benefit of my family, my community, the disability community and my nation at large.

With this assistance from Zidisha, finances are no more headaches to me any longer and I can get more as I plan to settle down and work with practice on problem solving engineering practical that can add more value to myself and for my people. I believe strongly that with my creativity, innovations and skills, I can use engineering background to liberate my community from the shackles of poverty, and then make a meaningful living for my people for the years to come.
I have a strong conviction that by the time I complete my study at the university; I will come out with some work using Science, Technology and Innovation for Poverty Reduction in my community and beyond.

It’s also my plan to assist expand the study of science and engineering related courses in other schools where there is always fear for engineering related courses. It's my hope that if my loan is successful with Zidisha and I am able to complete my course, I would make science and engineering study priority in rural and community schools believing that Science, Technology and Innovation can help fight Poverty.

Loan Proposal

I intend to use the loan to pay for my hostel & school fee, pay for my transportation,feeding and also buy studying materials

1. Payment of monthly hostel fees @ $ 360
2. Part payment of school fees for the semester @ $ 455
3. Buying of books for academics work @ $ 130
4.Transportation for the next six months @ $ 140
5. Feeding for the next six months @ $ 220

In all, I need a loan of $ 1305 to do these activities in semester

Income Source

I currently I work with Comsy Ghana limited on part-time basis for which I'm earning a regular, of which I can repay my loan without much difficulties.

Comsys Ghana Limited is a fully owned Ghanaian Telecom and ICT Solution Company

It's ISO certified since 2011 by the British Standard Institute (BSI) has maintained all certifications to-date for ISO 9001:2015 and ISO 20000.

In the past seven (7) years it has been adjudged the best (number 1) Enterprise Solutions Provider in Ghana consecutively. As well as best Internet Service Provider (ISP) in 3 years. It's also the best ICT company in Ghana for 2017 at the just ended Ghana Telecom & Technology Awards (GTTA) .

My Videos

Aug 26, 2021: Loan to pay my rent

Feedback

5

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  • Joshi    Aug 23, 2021

    This was my fifth loan to Hagan! Will be glad to help for next one. Keep it up Hagan.

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  • guenter    Dec 31, 2018

    Hagan payed back very well.

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  • Thorsten Kowalski    Dec 23, 2018

    Great Hagan, thanks for your full repayment.Merry Christmas and happy new year. Thorsten

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  • Ren    Nov 9, 2018

    Hagan was very communicative, inspiring and repaid promptly. I've lent to over 300 Zidisha borrowers and Hagan is memorable amongst them all!

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  • Joshi    Oct 22, 2018

    Good communication. Prompt repayments. Will lend again.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,306.55

Date disbursed

Jun 26, 2020

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $89.01

Credit risk payment: $133.57

Lenders

AltruisticSelfishnes

Chicago, United States

lietu

Tallinn, Estonia

F

Forba

Mo i Rana, Norway

Scott

Oregon, United States

R

Roman

Barcelona, Spain

AF

a f

washington, United States

G

guenter

Bremen, Germany

P

pmyadlowsky

Charlottesville, United States

G

glomardor

Leonardtown, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

O

ochunshoney

charlotte, United States

C

collins75

Hawthorn, Australia

S

SheilaB

Nashville, United States

W

WinWinNL

The Hague, Netherlands

MarshFamilyUK

Canterbury, United Kingdom

ibc123

Seattle, United States

E

Esseni

Cincinnati, United States

lizandsteve

guelph, Canada

MrMichigander

Marquette, United States

B

bugdaniel

Switzerland

Flipmore

Vancouver, Canada

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

utdream

United States

Michel Bavin

Antwerp Area, Belgium

JonasL

Stockholm, Sweden

S

Sven

Netherlands

UN

Uwe Neumann

Frankfurt Germany, Denmark

Jeroen Decock

Gent, Belgium

W

Wade

United States

Wendy

Los Angeles, United States

LJ

United States

Richard

Shrewsbury, United Kingdom

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

PT

Paul T

Amsterdam, Netherlands

RV

Rob Van Dam

United States

N

Nick

United States

Aran Dunlop

United States

Taylor

Memphis, United States

Elise E

United States

SH

Steven Huntington

London, United Kingdom

I

isaac

United Kingdom

RC

Rudi Chen

United States

A

Ashley

United Kingdom

B

Brett

Australia

SS

Sam Smithson

United Kingdom

I

ixeldog

atlanta, United States

JA

Jan Andresen

Hamburg, Germany

H

Hans

Czech Republic

Christie Young

Boston, Ma, United States

Tilman Schweitzer

Mainz, Germany

CJ

Chris Jones

Seattle, United States

GC

Gabriel Collins

United Kingdom

R

RMIM

United States

Martha Fleury

Bethesda, MD, United States

Tyler Metcalf

Utah, United States

Ronald Chua

Kuala Lumpur, Malaysia

daniel

maryborough, Australia

H

Hein

Germany

LP

Lydia Page

United States

Chris

Zurich, Switzerland

Don Williams

New Zealand

Carrie

Arlington, MA, United States

M

Miles

United States

SW

Sean Walsh

United States

SN

Sam Noyce

United States

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

Brian Thomson

Lyndoch, South Australia, Australia

MM

Mac McKiva

United States

Nick Studenski

Minneapolis, United States

G

Georg

Germany

Remo

Switzerland

M

miri

Austria

Joost

Noord Brabant, Netherlands

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

A

Anonymous

United States

G

Gabi

Turkey

J

Jen

Germany

I

Ivan

New York, United States

HW

Harry Wegert

United States

AO

Ahmed Omar

Netherlands

J

Juhani

Helsinki, Finland

Lee

Washington, DC, United States

KN

Karalee Nix

United States

We Not Me

St. Paul, Minnesota, United States

VD

Vince Darley

United Kingdom

SM

Shawn Murphy

United States

AR

Axel Ratzer

Neuss, Germany

J

Jan

Switzerland

C

Carol

Bayswater, WA, Australia

RS

Robin Spelbrink

Westerbroek, Netherlands

United States

R

RM

Australia

Sayuri

United Kingdom

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