Purchase in-demand cereals to sell in my kiosk
Kellyabwo
Nakuru Y.m.c.a, Kenya
100% repaid
Entrepreneur
Name
Kellyabwo
Member since
April 2014
On-time repayments
59 installments • 68%
About Me
I am a committed Christian I attend Nakuru Central S.D.A church in Nakuru town. I was born in Tinga
village Nyamira county in 1985, I later on joined my education wherby I attended Nyaikuro primary school which is in Bogwendo sublocation, Manga Division situated in Nyamira County. I undertook high school education at Kebirigo high. After my secondary I joined Brilliant College of Accountancy where I did my K.A.T.C (technical level) and my CPA (professional level 1-5 ) I later joined Achivers college of professionals for my Final level ( CPA 6). I graduated in decenber 2016 from at Kabaraak University in Nakuru with bachelor's degree in commerce (B-COM) Finance option second class upper. I am currently Working with as a schools auditor Nakuru County. Beside this am running a business in section 58 Nakuru. During my free time I like social work as a way of giving back to the community, mentoring the younger generation through motivational talks and watching football especially during the weekends.
My Business
I operate a kiok business in section 58 in nakuru approximately one and half kilometers from Nakuru town. Where I sell food stuffs such as unga(flour), biscuits, sweets, mandazis, phone airtime which are fast moving products. I choose do engage in this business because of the high population in this area and so many road juctions in this area which gives me a very big number of customers hence high stock turnover in a week enabling me to make high returns. Despite of having other kiosks around my customers tend to love my shop due to the quality of services and customer friendliness of my place this has enabled me attract and retain more customers throughout the years.
In a month am able to make averagely USD 1000 in normal times but upto USD 1200 in peak seasons I.e when schools close in April, August and December when the population of people with families increase tremendously. Am also projecting high demand of my products due to the favourable. climate in the fourth comming general elections. My expenditures for the month include; Rent, electricity, labour and purchases which translate to averagely USD 700 in a month.In addition am operating milk ATM which has really booster not only my income but also the community at large.
Loan Proposal
Am intending to increase my stock by purchasing cereals I.e floor,sugar and rice be utilizing 100$, 40$ and 60$ respectful. This is due to the high demand as the country faced a drought and shortage of cooking floor which is the stable meal. By stocking this basic commodities I will attain satisfaction and play an important role in saving humanity.I project by 10%.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$203.00
Date disbursed
Jun 30, 2017
Repayment status
On Time
Projected term
2 months
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Summary
Amount repaid
$202.58
Amount remaining
$0.00
Date repaid
Sep 14, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 12, 2017 | $21.73 | Jul 12, 2017 | $21.73 |
| Jul 19, 2017 | $21.73 | Jul 19, 2017 | $21.73 |
| Jul 26, 2017 | $21.73 | Jul 26, 2017 | $21.73 |
| Aug 2, 2017 | $21.73 | Aug 22, 2017 | $1.98 |
| Sep 5, 2017 | $19.76 | ||
| Aug 9, 2017 | $21.73 | Sep 5, 2017 | $1.98 |
| Sep 12, 2017 | $19.76 | ||
| Aug 16, 2017 | $21.73 | Sep 12, 2017 | $21.73 |
| Aug 23, 2017 | $21.73 | Sep 12, 2017 | $1.98 |
| Sep 14, 2017 | $19.76 | ||
| Aug 30, 2017 | $21.73 | Sep 14, 2017 | $21.73 |
| Sep 6, 2017 | $21.73 | Sep 14, 2017 | $21.73 |
| Sep 13, 2017 | $6.99 | Sep 14, 2017 | $3.95 |
| Sep 14, 2017 | $3.04 | ||
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