To install skype service apparatus and increase stock

Falex Onchere

Mombasa-kaloleni Kibwanga, Kenya

100% repaid

Entrepreneur

Name

Falex Onchere

Location

On-time repayments

204 weekly installments  •  40%

About Me

I am Falex Onchere 29 years of age, born and grew in Nyanza. I am a third born in the family of 8, I have 4 brothers and three sisters. I was born in kisii community, a community where food (Ugali) is there main dish, every day they must have atleast once and currently and for the past 4years I have staid in the coast, I have adapted the lifestyle of the people at the coast and the land is unique with warm climate and the people are so friendly that is why you find many people of different set up residing at the coast for business. at the coast we also get many tourists who come to Kenya and Visit National parks like Tsavo and the warm sand beaches of mombasa indian ocean.concerning my education I managed to go through primary education and secondary though in secondary there were some challenges. By then our family background was so poor until I had to take my studies irregularly due to lack of school fees and my elder brother by then was in University and his immediate sister was doing her final secondary school education exam. I had to endure all the hardship of missing lesson until my elder brother concluded his degree and started paying for my school fees from the little amount he spared from his small salary. I had a dream to get better grade and join a good institution for higher learning but due to many challenges I scored average and joined a vocational college for diploma in supplies and management. My father sold the only family cows which they used to milk and paid the college fees for me and my elder sister because we joined at the same time. I concluded my diploma in 2010 and thereafter With the knowledge of entrepreneurship I acquired at the college I asked my brother who was by then working in Maandani secondary to assist me get a small photo copier, from there I managed to get a small cybershot camera and Epson printer which I am now using. I am not married though I am putting things together first but the little profit I make I use it to help my young siblings for school fees and basic commodities. I am planning if the deal I am having goes through to buy a video camera and acquire powerful machine to accommodate video shooting. But currently what I need is to get a good photo digital camera and a laptop and as time goes by to buy a rooter for easier and cheaper internet connection. As a hobby I spent my free time to listen to music and travel to visit friends and make more friends

My Business

After accomplishing my diploma course in supplies and management with no job experience I found it hard to get a Job, with much time I had and a little computer knowledge I had from college I said to myself, “I must start somewhere” so I asked my brother for assistance to help me start something to do as I waited to get a job. He assisted me to get one desktop and a small photo copier. This is after assessing the place where I stay in kaloleni giriama; there is a st. Johns girls high school, st. Lukes mission hospital/nursing school , kilifi mariakani water and sewerage company office which is next to my business. And by so doing I discovered the place to be potential for bureau services. Currently I do a lot of work for the clients I get from the three areas I have highlighted above. I print photos, cards and I do typesetting and printing, provide internet services like accessing emails, opening kra pin for clients, filling HELB forms for students, registration of TSC number for teachers and also do the filling of zidisha forms for individuals and that is how started learning about zidisha . Currently I am using a small camera for my photography services whose quality is not good; I want to get a better camera for better services.
I buy a ream of photocopying papers at ksh.400/= and photocopy at 3 per paper.
In a ream we have 500 papers, so in a ream I make a profit of 1100 shillings assuming that I did not do printing. If I add some printings it can go up to kshs. 1600 as a profit. I refill a cartridge at Kshs.1200 and it produces up 2000 papers, that is 4 reams of papers. Altogether with photo printing, photocopying and internet services I manage to get a revenue of kshs.1500 per day. From this profit I pay some for my siblings school fees, help my elderly parents, put stock to the business and I am saving little for my building project which I will begin any time soon God willing.
Thank you very much zidisha for what you are doing and I believe you will be able to make my dreams achievable through our cooperation.

Loan Proposal

once again I thank you zidisha team for your unceasing support to small and large business owner, I want to take this opportunity to thank you for according us small scale business to develop. The first loan I purchased items that I added to my business apart from services now I am selling goods like Memory cards, flash disks, Cds and Dvds compaq. I will start vending in printer inks and even servicing parts as time goes.
The Loan i am requesting I will use it to install Skype for customers as the demand has gone high provided machines I have. and other and other money to increase the current stock and introduce other items like printer inks.
This how I will use the money in terms of Dollars; 100 dollars to use in the installation of Skype operation machines, 80 dollars to add stock of copy papers, ink, replacement computer parts, photo papers 30 dollars and the remaining amount to use in minor renovations in the cyber room and basic house use.
Thank so much for your generous support may God continue blessing you to reach more needy business minded who is unable to grow.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$184.12

Date disbursed

Aug 9, 2015

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $9.21

Lenders

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

S

Spassmacher

46244 Bottrop, Germany

S

SarahJoy

Peterborough, Canada

C

CavLender

Charlottesville, United States

daibhmac

Luton, United Kingdom

Tilius

Oslo, Norway

Rocketdrive

Eugene, Oregon, United States

W

world

Kansas City, United States

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

G

giaco

madrid, Spain

A

Aloha

Cologne, Germany

M

markj

Camberwell, Australia

J

Jacquinta

London, United Kingdom

Zidisha

Sterling, United States

A

aliasadsj

Queens, NY, United States

T

ToddK

Indianapolis, IN, USA, United States

S

Steveandson

Arlington, United States

G

GLWall

Iowa, United States

P

Piccolo

London, United Kingdom

E

ericcamden

Berkeley, United States

BJ

Brandon Joz

North Carolina, United States

J

John

Newbury Park, CA, United States

RochelleSpencer

New York, United States

Jeff and Marcie

Portland, OR, United States

J

JacobZ

Bend, United States

J

jjiffer

Seattle, United States

MichaelR

Los Angeles, United States

M

Marny

Melbourne, Australia

P

proby24

Singapore, Singapore

Raymondo

Dublin, Ireland

phytoplankton

United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

mheloin

Shepperton, United Kingdom

R

RogerBare

Houston, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

S

Shadrax

Lansing, United States

C

cyrilleberger

Gammalkil, Sweden

dajawein

Gladstone, Australia

Elaine123

Philadelphia, United States

gbnbca

Janeville, Canada

T

TokyoBliss

Tokyo, Japan

B

Bouwina

Rotterdam, Netherlands

T

Talex

Nürnberg, Germany

S

suzerain

Kuala Lumpur, Malaysia

B

BartenKatrijn

Ghent 9000, Belgium

P

portlandloans

Portland, United States

B

BTaylor

Colorado Springs, CO, United States

F

fake_name

Boston, United States

J

j12345

Durham, United States

W

wissu

Brüttisellen, Switzerland

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

A

AustA

Sydney, Australia

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

M

markusfitza

College Station, United States

A

aiban

Austin, United States

S

Sabine

Courtenay, Canada

DukusP

Glendale, United States

M

mastodons

Chicago, United States

A

Austrian

Graz, Austria

ShelbyDove

Los Angeles, United States

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

K

Kinger

Dublin, Ireland

L

loistf

Madrid, Spain

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

J

janharg

Garland, Tx, United States

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

M

mwkelley2

Columbus, OH, United States

MPatino01

Somerville, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

W

WellingtonPFClass

Columbus, Oh, United States

J.Schindler

Heber, United States

worldcitizen

Kutztown, Pa, United States

C

cescotet

Needham, United States

J

jerryq

Redding, United States

T

Tui1974

nuenen, Netherlands

S

solarkismet

Logan, United States

A

amish

San Francisco, United States

C

CJAnderson

Sydney, Australia

J

jasonandvachi

Renton, United States

claire.mcleland

Springfield, United States

numbat

Perth, Australia

larsandanika

Langen, Germany

K

Krishroff

Dubai, United Arab Emirates

R

ruthieonart

Plano, TX, United States

A

AndrewC

London, United Kingdom

P

Pavane

Kungsbacka, Sweden

somuchjackson

Boston, United States

E

Esseni

Cincinnati, United States

Y

yunfangjuan

Palo Alto, United States

R

rosebo

Bend, United States

M

mibrahim51

Mountain View, United States

E

emilyeaton

New York, United States

A

akshu71

Ottawa, Canada

J

Jotrees

Philadelphia, United States

D

dj9812

United States

M

Molloy

Moorpark, United States

T

toanvphan

United States

J

juniormint

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

johnhudson

Washington, DC, United States

Grant Xavier Storer

Seattle, Wa, United States

Paul Buchheit

Mountain View, United States

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