University Fees for My Daughter

Stephen

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Stephen

Member since

May 2013

On-time repayments

181 installments  •  65%

About Me

My name is Stephen Kiratu Maina and a resident of racecourse estate in Nakuru town.am married with three daughters all who are in various colleges here in nakuru county.After graduating from Kenya polytechnic l was employed as a electrician for fifteen years in Nairobi city but later started my own electrical shop here in Town.Though at first it was a challenge l thank God for this far as this has enabled me to educate my daughters and develop myself economically.l as do electrical repairs within the town.

My Business

l started the electrical shop in 1997 after getting out of employment.The business is very profitable and l do get my stock from the wholesalers in Nairobi and sell at a profit margin of 30%. mostly l stock the china product as they are cheap and easily affordable to the customers.Although there is a lot of competition from other traders l make sure that my prices are competitive and my technical knowledge in this field serves as added advantage to my business.l make an average of ks 15,000 as profit after deducting the business expenses.if advanced with the loan l will add more stock to the business hence increasing the sales.

Loan Proposal

Dear lenders. l hereby submit my loan application of ksh 52694 as school fees for my daughter who is in a final semester.l am grateful for the previous loans advanced to me that really enabled me to pay her education.all the money will be used in paying the school fees.l am glad that you made this possible and l am humbly appealing to my lenders to give me another chance and fund my loan so that l can her dream come true.l love my daughter very much and its my sincere prayer that as her father l will be able to pay for her education.Thank you all

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$529.00

Date disbursed

Aug 25, 2015

Repayment status

On Time

Projected term

13 months

Lenders

J

Jason

New Jersey, United States

S

snowcrystal86

New York, United States

mbunifu

San Jose, United States

cyrus0302

San Francisco, United States

S

SeeBiscuit

Reston, United States

lorrymac

Killough, United Kingdom

T

tommy0579

Salt Lake City, UT, United States

T

tloureiro

Pfungstadt, Germany

Zidisha

Sterling, United States

michellev

Melbourne, Australia

M

mogensh

København V, Denmark

M

mason243

Denver Colorado, United States

J

Jennifer

Minneapolis, United States

B

briansedz

Canton, Ohio, United States

J

jared4

parowan, United States

H

hanso

Arendal, Norway

F

farwest

Alamo, United States

indeh

London, United Kingdom

DLarson

Morris, United States

Z

Zippo

Berlin, Germany

D

duckdork

De Forest, United States

E

ebronken

Oslo, Norway

J

jzidi

Los Angeles, United States

Matthew

New York, NY, United States

eastcoastcanuck

Fredericton, Canada

S

samuk

Nottingham, United Kingdom

AdvancingCompassion

San Diego, United States

N

nanax005

SALEM, United States

L

lender

Dubuque, United States

Jalene

Redmond, Oregon, United States

dtsuji59

Brampton, Canada

J

JonMichael

Winnipeg, Canada

J

jeremy

Chicago, United States

M

MaxwellStout

Austin, United States

danielytao

Boston, United States

S

Sergio

Boise, United States

K

Katehar

Maple Valley, WA, United States

F

Frida

Uppsala, Sweden

Stamfordsusan

Stamford, CT, United States

K

Kaz12

Winnipeg, Canada

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

P

pellm

Ashland, United States

K

katykoo

New York, NY, United States

B

BlitheTrouper

Denver, United States

J

janharg

Garland, Tx, United States

S

silsley

Cheltenham, United Kingdom

dhulsterwim

LIER, Belgium

H

hchsmicroloans

New York, United States

M

mwkelley2

Columbus, OH, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

W

WellingtonPFClass

Columbus, Oh, United States

J.Schindler

Heber, United States

P

PetrusR

balmoral, Australia

P

pignolet

zurich, Switzerland

worldcitizen

Kutztown, Pa, United States

B

Bluejay

Magrath, Canada

jennyams

Albany, United States

J

jerryq

Redding, United States

T

Tui1974

nuenen, Netherlands

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

K

karit

Victoria, Canada

fairspirit

Utrecht, Netherlands

P

peter9

Victoria, Canada

davidt

San Francisco, United States

Elaine

John Day, United States

A

Andrew22

Hopewell PA, United States

P

prashant

SUNNYVALE, United States

S

solarkismet

Logan, United States

Winona

Yakima, United States

N

Neveda

Flagstaff, United States

U

UTLonghorn

Lincoln, United States

Peter Marozzi

Kaohsiung, Taiwan

N

Navigator

Alavus, Finland

K

Krish

Dubai, United Arab Emirates

J

Joannie333

Milwaukee, United States

D

dpvidal

Eindhoven, Netherlands

A

asmoris

Toronto, Canada

TraciV17

Indianapolis, United States

T

TedEBear

Sparks, United States

W

WenShiDi

mobile, China

S

Sclodfelter

Los Angeles, United States

sbyun

Toronto, Canada

F

Fritzimax

Pacific City, United States

Bill2073

Florida, United States

I

icmoonchild

Haddon Heights, United States

O

ommthree

Egg, Switzerland

C

Colmena

Chicago, United States

B

b_plok

Granada, Spain

C

corvus

Paris, France

kivadoris

Vancouver, Washington, United States

DVM1417

Seaford, United States

J

jocke

Stockholm, United States

A

albert

Barcelona, Spain

B

bonndan

Bonn, Germany

J

johanwinnubst

Amsterdam, Netherlands

C

colomar

Langen, Germany

Hedwich

Gorssel, Netherlands

P

Pavane

Kungsbacka, Sweden

A

Alaska

Roscommon, United States

S

SnifferTheBunny

Brighton, United Kingdom

R

RutgersStudent

New Brunswick, United States

D

doroncoh

Tel Aviv, Israel

C

Catch22

The Colony, United States

R

rosebo

Bend, United States

Parkmobile

Fort Bragg, United States

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

J

jlberqie

Wake Forest, United States

M

mibrahim51

Mountain View, United States

E

emilyeaton

New York, United States

G

GreenMoney

Lahr, Germany

S

SanderBeckers

Brussel, Belgium

A

akshu71

Ottawa, Canada

T

Texikan

Fort Worth, United States

D

dj9812

United States

C

cktsai

United States

M

Morgan1301

United States

L

liseman

United States

C

Csquared

United States

C

cindywu

United States

S

Smadori0

United States

M

Molloy

Moorpark, United States

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

OP

Old People

Corona Del Mar, United States

Shemuel

New Jersey, United States

B

BlackMoss

United States

T

thegreek1020

San Jose, United States

P

Peaches

United States

C

chrishol

United States

O

osubucks45

United States

FrancoisGarcia

Montreal, Canada

E

electrolite

United States

J

juniormint

United States

S

suraj_sindhia

United States

T

tengbao

United States

A

adiipienaar

South Africa

M

mpcovcd

United States

V

vkodai

United States

jonnyhj

Stockholm, Sweden

Paul Buchheit

Mountain View, United States

P

phantomdiver

United States

M

Mal57

Australia

E

Eleorest

United States

H

Heroofcanton

United States

F

FSO

Canada

B

bvirlet

United States

A

ATMiller

United States

M

merk85

United States

poorinvest

Sandefjord, Norway

Flipmore

Vancouver, Canada

K

Kimbo

Vietnam

S

salathe

United States

mepster

San Francisco, Ca, United States

belvi

Hoogeveen, Netherlands

M

MikeP

United States

J

JonAlec

United States

H

HLCharityFund

United Kingdom

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

M

Medagan

San Franciso, United States

A

afrakhan

United Kingdom

S

satheajay

United States

S

samuelknecht

United States

C

cocolo

United States

T

Tadeas

Czech Republic

adrianz

United States

ND

Nick DG

Exeter, United Kingdom

C

Crainster

Chapel Hill, United States

M

mcgeefamilyny

United States

Andrew267

Birmingham, United Kingdom

S

seanos

Nottingham, United Kingdom

D

Doug

Baltimore, United States

Lauren

United Kingdom

M

mmartin

United States

Family Mueller

Petershagen, Germany

SK

Scott Kregel

United States

JC

Jane Cohen

United States

V

VGV

Netherlands

JD

Jo Dane

Melbourne, Australia

G

GS

Germany

Thomas

Mueller, Germany

JC

Jethro Carr

Wellington, New Zealand

HN

Hai Nguyen

Switzerland

Jennifer Weber

Canandaigua, Ny, United States

B

Brent

United States

AH

ajay hampapur

United States

wissam

Jeddah, Saudi Arabia

Christopher Hey

Sudbury, Canada

T

Tucker

United States

Taylor

Memphis, United States

BE

Bob Ewing

United States

Paul Buchheit

Mountain View, United States

Ask Stephen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Donald    Feb 28, 2017

    i conducted Mr Stephen and the man promised to make his payments by mid next week.

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  • Stephen    Oct 6, 2016

    Oh my goodness. Very fast and thank you lenders.

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  • Stephen    Oct 3, 2016

    hello, lam very grateful for the zidisha team and my lenders for giving me another opportunity to borrow with you but l am finding the loan deposist fund too high of ksh 28000 for a loan of kshs 80000. since yoy have indicated that l can choose the amount of loan member deposit that is paid once kindly advise how to go about it.thank you in advance.

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  • Stephen    Jun 3, 2016

    dear my lenders, l am happy to write to you to inform you that l am doing great in my business here in nakuru and my daughter is progressing on well. thank you for the support

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  • Stephen    Sep 20, 2015

    Dear lenders l write with deep gratitude and appreciation for giving me another chance to raise a loan with you and for trusting me with your hard earned money. l was able to pay school fees for my daughter and thank you for making this possible as she is in her final semester.GOD BLESS YOU ALL.

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  • Stephen    Aug 24, 2015

    Dear all, l take this opportunity to thank all my lenders and the entire zidisha team for giving me another chance and for accepting to fund my loan.l am very grateful for enabling me pay my daughters school fees. may Almighty God bless you and l promise to bide by the loan terms and conditions.

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  • Franmiguel    Aug 4, 2015

    Hi Stephen,
    Thanks for being such a great borrower.
    I hope that the loan has benefited both you and your business.
    All the best in the future
    Michael

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  • Franmiguel    Feb 26, 2015

    Hi Stephen,
    Great to see that you are doing well and always repaying on time.
    In fact, if I could make a recommendation...
    If you are finding it easy to make the current repayments, you might want to consider rescheduling to pay the loan off early.
    That way you could save interest!!! Which is always a good business outcome.
    All the best
    Michael.

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  • Franmiguel    Dec 26, 2014

    Hi Stephen,
    Happy Holiday Season to you.
    I hope you and your business have a great 2015.
    Regards
    Michael

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  • Stephen    Jun 22, 2014

    hi, l hope you do good and want to thank my lenders for the much they have given me.l can see my loan is 52%funded and l want to accept the bids instead of it going back to zero since l can see the time has expired but l have tried to accept but not possible.what is the problem?

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  • Stephen    Jun 3, 2014

    to my lenders l appreciate everyone who has contributed to my bids so far and it is my sincere hope that my loan will be fully funded. l own an electrical shop as well as l do repairs so l appeal to my lenders just the way that l have not disappointed you with the two loans that you gave me l will not fail to pay even this one. kindly do assist me.

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  • Stephen    Sep 29, 2013

    dear lenders,my name is stephen Kiratu and l am doing fine here in Kenya.it is my sincere hope that all is well with you and very grateful for having come this far and for trusting me with money.My business is doing well as l was able to add stock my electrical business which helped me in increasing sales.in fact l have been able to achieve much as a result of my sales increasing.l am very grateful once more to Zidisha platform for helping me come this far for their dedication in empowering entrepreneurs all over the world.keep up the good work and may Almighty God bless you and your families.My next plan is to borrow a bigger loan that l will be able to add more stock to the business and l will be able to take my business to the next level.

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  • Stephen    Jun 24, 2013

    dear lenders,my name is Stephen Kiratu and a resident of Nakuru.am grateful to my dear lenders who generously contributed to my loan.in fact l was able to buy more stock to my business and the business has picked up as l am able to make sales worth ks 2,000 on daily basis.This could not have happened without your help.my dream is to grow my business tio the next level where l want to supply the electronics goods to my customers.Thanks once more.

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