Benson
Ciondo Road, Engineer, Kenya
100% repaid
Name
Benson
Member since
September 2013
On-time repayments
392 installments • 61%
My names are Benson Kaniu Karanja, and I was born in the year 1978 in Kiambu County of the central Province in Kenya. I went to Kirangari High school for my KCSE (Kenya Certificate of Secondary Education). After my KCSE, I joined Kabete Technical Training Institute in Nairobi where I graduated with a diploma in Laboratory Technology. I am married with two children.
I have worked with CAIS as a laboratory technician for 3 years, where we were dealing with production of bull semen and selling it to farmers for artificial insemination, so I have experience in dairy management and generally agriculture production.
Besides working as a laboratory technician at Muruaki Secondary School, I am a farmer specializing in dairy farming in Kinangop. I also grow wide range of cash crops like potatoes, peas, carrots and cabbages. I am also a member of Tulaga farmers SACCO, where we sell our milk and get paid at the end of the month. Kinangop is endowed with weather that favours production of such cash crops and customers come as far as Nairobi.
My income per month ranges from Ksh. 8,000 (USD $90) to Ksh. 13,000 (USD $140). After deducting expenses, it amounts to sh 6000 ($70) per month as net income that I add to my salary at my work place for family upkeep and payment of school fees.
I intend to borrow a Zidisha loan to increase my farming activities with the help of my wife, who is a housewife. With this Zidisha loan, I will be able to boost planting by planting in a land that is currently sitting idle. I live just some few meter from the Turasha River which, though seasonal, I will take advantage and water my crops during the coming dry spell. This will put me at an advantage, as I will not rely mostly on unpredictable weather. I also want to plant more feeder crops for my cows to boost milk production.
From my workplace I have net income of Ksh. 14,000 (USD $150) and will keep part of my personal savings to go towards this project. We are approaching closure of schools, and I don’t work during the holidays, so I will be in a position to set the ball rolling and, furthermore, this will be close to two months. I also don’t work during weekends (i.e, Saturdays). Therefore, I will be having at least a day in a week to concentrate on my project.
I do also have plans to purchase a simple water pump that will enable me do some irrigation to my crops, particularly vegetables and cabbages, which have ready market due to their ever-increasing demand. When prices go down, I will be using them as fees for my cattle and this will increase milk production.
With this loan I want to purchase a chaff cutter and construct a large storage unit for silage and fodder crops. With this I want to ensure that I have feeds for my dairy cows. This is anticipated to increase milk production and thus increase my sales. With enough feeds I will be able to increase output as well as reducing wastage since the use of chaff cutter will ensure that the feeds are crushed to small pieces. The Chaff cutter will reduce the labour involved with cutting feeders the traditional way.
The estimated cost of this project will be USD 300 for Chaff cutter, USD 500Construction of iron sheet store and USD 150 for Labour. I will top up any other costs accrued during the implementation of this project.
It is expected that the project will save on time since large quantity of feeds will be placed on feeding troughs and thus eliminate the need for constant filling of troughs.
Am a farmer in kinangop, went through my early Primary education Limuru where the family later transferred to Kinangop. I later joined joined secondary school for my KCSE. After my KCSE, I joined college in Nairobi where I enrolled for a diploma course. I do have experience in dairy management and generally agriculture production.
Besides workings ,am a farmer specializing in dairy farming in Kinangop. I also grow wide range of cash crops like potatoes, peas, carrots and cabbages. I belong to Tulaga farmers SACCO where we sell our milk and get paid at the end of the month.
Collections or income per month range from Ksh. 8000 to ksh 13,000 per month. its wholly depend on weather condition as when we have a lot of rain the production of both livestock and crop is high thus increase in income,the challenges we encounter are the preservation of fodder to have milk throughout the year.this will enhance and increase milk production in my farm.
With this loan I want to purchase a chaff cutter and construct a large storage unit for silage and fodder crops. With this I want to ensure that I have feeds for my dairy cows. This is anticipated to increase milk production and thus increase my sales. With enough feeds I will be able to increase output as well as reducing wastage since the use of chaff cutter will ensure that the feeds are crushed to small pieces. The Chaff cutter will reduce the labour involved with cutting feeders the traditional way.
The estimated cost of this project will be USD 300 for Chaff cutter, USD 500Construction of iron sheet store and USD 150 for Labour. I will top up any other costs accrued during the implementation of this project.
It is expected that the project will save on time since large quantity of feeds will be placed on feeding troughs and thus eliminate the need for constant filling of troughs.
Positive
9
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,015.00
Date disbursed
Feb 23, 2016
Repayment status
On Time
Projected term
48 months
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Amount repaid
$1,065.75
Amount remaining
$0.00
Date repaid
Oct 14, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 6, 2016 | $5.22 | Mar 6, 2016 | $5.22 |
Mar 13, 2016 | $5.02 | Mar 13, 2016 | $5.02 |
Mar 20, 2016 | $0.05 | Mar 13, 2016 | $0.05 |
Mar 27, 2016 | $3.01 | Mar 20, 2016 | $3.01 |
Apr 3, 2016 | $3.01 | Mar 26, 2016 | $3.01 |
Apr 10, 2016 | $3.01 | Mar 26, 2016 | $3.01 |
Apr 17, 2016 | $0.05 | Mar 26, 2016 | $0.05 |
Apr 24, 2016 | $1.20 | Apr 26, 2016 | $1.20 |
May 1, 2016 | $1.00 | May 1, 2016 | $1.00 |
May 8, 2016 | $1.00 | May 1, 2016 | $0.20 |
May 7, 2016 | $0.80 | ||
May 15, 2016 | $1.00 | May 7, 2016 | $1.00 |
May 22, 2016 | $1.00 | May 7, 2016 | $0.40 |
May 13, 2016 | $0.60 | ||
May 29, 2016 | $1.00 | May 13, 2016 | $1.00 |
Jun 5, 2016 | $1.00 | Jun 5, 2016 | $1.00 |
Jun 12, 2016 | $1.00 | Jun 5, 2016 | $0.30 |
Jun 23, 2016 | $0.70 | ||
Jun 19, 2016 | $1.00 | Jun 23, 2016 | $1.00 |
Jun 26, 2016 | $1.00 | Jun 23, 2016 | $0.30 |
Jun 29, 2016 | $0.70 | ||
Jul 3, 2016 | $1.00 | Jun 29, 2016 | $1.00 |
Jul 10, 2016 | $1.00 | Jul 8, 2016 | $1.00 |
Jul 17, 2016 | $1.00 | Jul 8, 2016 | $0.10 |
Jul 16, 2016 | $0.90 | ||
Jul 24, 2016 | $1.00 | Jul 16, 2016 | $1.00 |
Jul 31, 2016 | $1.00 | Jul 16, 2016 | $1.00 |
Aug 7, 2016 | $1.00 | Jul 16, 2016 | $0.17 |
Aug 2, 2016 | $0.83 | ||
Aug 14, 2016 | $1.00 | Aug 2, 2016 | $1.00 |
Aug 21, 2016 | $1.00 | Aug 2, 2016 | $0.17 |
Aug 10, 2016 | $0.83 | ||
Aug 28, 2016 | $1.00 | Aug 10, 2016 | $1.00 |
Sep 4, 2016 | $1.00 | Aug 10, 2016 | $0.17 |
Aug 24, 2016 | $0.83 | ||
Sep 11, 2016 | $1.00 | Aug 24, 2016 | $1.00 |
Sep 18, 2016 | $1.00 | Aug 24, 2016 | $1.00 |
Sep 25, 2016 | $1.00 | Aug 24, 2016 | $0.17 |
Sep 8, 2016 | $0.83 | ||
Oct 2, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Oct 9, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Oct 16, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Oct 23, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Oct 30, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Nov 6, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Nov 13, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Nov 20, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Nov 27, 2016 | $1.00 | Sep 8, 2016 | $1.00 |
Dec 4, 2016 | $1.00 | Sep 8, 2016 | $0.17 |
Sep 22, 2016 | $0.83 | ||
Dec 11, 2016 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 18, 2016 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 25, 2016 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 1, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 8, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 15, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 22, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 29, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 5, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 12, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 19, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 26, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 5, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 12, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 19, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 26, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 2, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 9, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 16, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 23, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 30, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
May 7, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
May 14, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
May 21, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
May 28, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 4, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 11, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 18, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 25, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 2, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 9, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 16, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 23, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 30, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 6, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 13, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 20, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 27, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Sep 3, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Sep 10, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Sep 17, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Sep 24, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Oct 1, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Oct 8, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Oct 15, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Oct 22, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Oct 29, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Nov 5, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Nov 12, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Nov 19, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Nov 26, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 3, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 10, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 17, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 24, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Dec 31, 2017 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 7, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 14, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 21, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jan 28, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 4, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 11, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 18, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Feb 25, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 4, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 11, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 18, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Mar 25, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 1, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 8, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 15, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 22, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Apr 29, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
May 6, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
May 13, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
May 20, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
May 27, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 3, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 10, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 17, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jun 24, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 1, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 8, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 15, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 22, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Jul 29, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 5, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 12, 2018 | $1.00 | Sep 22, 2016 | $1.00 |
Aug 19, 2018 | $1.00 | Sep 22, 2016 | $0.67 |
Sep 27, 2016 | $0.33 | ||
Aug 26, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 2, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 9, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 16, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 23, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 30, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 7, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 14, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 21, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 28, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Nov 4, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Nov 11, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Nov 18, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Nov 25, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Dec 2, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Dec 9, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Dec 16, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Dec 23, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Dec 30, 2018 | $1.00 | Sep 27, 2016 | $1.00 |
Jan 6, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jan 13, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jan 20, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jan 27, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Feb 3, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Feb 10, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Feb 17, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Feb 24, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Mar 3, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Mar 10, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Mar 17, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Mar 24, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Mar 31, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Apr 7, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Apr 14, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Apr 21, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Apr 28, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
May 5, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
May 12, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
May 19, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
May 26, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jun 2, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jun 9, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jun 16, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jun 23, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jun 30, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jul 7, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jul 14, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jul 21, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Jul 28, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Aug 4, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Aug 11, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Aug 18, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Aug 25, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 1, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 8, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 15, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 22, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Sep 29, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 6, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 13, 2019 | $1.00 | Sep 27, 2016 | $1.00 |
Oct 20, 2019 | $0.67 | Sep 27, 2016 | $0.67 |
Oct 27, 2019 | $50.17 | Oct 1, 2016 | $20.07 |
Oct 2, 2016 | $30.10 | ||
Nov 3, 2019 | $50.17 | Oct 2, 2016 | $50.17 |
Nov 10, 2019 | $50.17 | Oct 2, 2016 | $40.13 |
Oct 3, 2016 | $10.03 | ||
Nov 17, 2019 | $50.17 | Oct 3, 2016 | $5.52 |
Oct 3, 2016 | $44.65 | ||
Nov 24, 2019 | $50.17 | Oct 3, 2016 | $4.21 |
Oct 5, 2016 | $45.95 | ||
Dec 1, 2019 | $50.17 | Oct 5, 2016 | $50.17 |
Dec 8, 2019 | $50.17 | Oct 5, 2016 | $50.17 |
Dec 15, 2019 | $50.17 | Oct 5, 2016 | $50.17 |
Dec 22, 2019 | $50.17 | Oct 5, 2016 | $36.32 |
Oct 11, 2016 | $13.85 | ||
Dec 29, 2019 | $50.17 | Oct 11, 2016 | $50.17 |
Jan 5, 2020 | $50.17 | Oct 11, 2016 | $50.17 |
Jan 12, 2020 | $50.17 | Oct 11, 2016 | $36.32 |
Oct 13, 2016 | $13.85 | ||
Jan 19, 2020 | $50.17 | Oct 13, 2016 | $50.17 |
Jan 26, 2020 | $50.17 | Oct 13, 2016 | $50.17 |
Feb 2, 2020 | $50.17 | Oct 13, 2016 | $50.17 |
Feb 9, 2020 | $110.39 | Oct 13, 2016 | $63.41 |
Oct 14, 2016 | $46.98 |
SammyGeorge Jun 2, 2017
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