Purchase of New Heifer Calf to Increase Milk Diary Production

Entrepreneur

About Me

My name is evans Baya a resident of mtwapa and a businessman in mtwapa as well. Am the second born in my family in a family of four children, mum and dad. I live here in mtwapa while my family lives in the village in chonyi area Kilifi county. I went up to secondary school having completed my form four. after school i could not get the chance of joining to any college due to my family's poor financial status. I had to turn into business. My first business was selling of coconuts. I used to search for the coconuts inthe farms and sell to the market. This was a good business but seasonal. So i
decided to look for another alternative. I then started a green grocer which has been doing better and very helpful to me. From the income i get from this business i buy food for my family, help pay school fees to my young siblings, pay my own house rent and other essencial.

My Business

i have now begun dairy farming with two in calf heifers which am sure God willing will be due from october this year. this will give me a chance to settle my loan on time as the proceeds from the sale of milk will be in plenty since the cows have a capacity of 20litres per day and the cost of milk is 50bob per litre. on average apart from the business my milk will be giving me a minimum of 4000/= shillings per day. in adition to that my fruits and cerial business is gaining roots and its becoming more profitable so i can see my loan will not be a big problem solving....

Loan Proposal

i wish to buy a new in calf heifer to add to my stock as i wish to have a total of 40 litres of milk daily from October this year. also to make a small party for my little daughter who is two months old for now so as to give her an official name and a goat for the elders to eat. the in calf heifer costs 65,000/= shillings and the remainder i will make the small party for my little daughter Angel Mbeyu.

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