Name
Dancan
Member since
March 2014
On-time repayments
341 installments • 82%
My name is Dancan mong'are, I was raised in a family of 5 brothers where I am the second born, my father is a self employed in a lumbering industry while my Mom is a small scale farmer. I decided to start my computer service business so that I can support myself in my education and other personal emoluments . Currently I am pursuing my degree program in purchasing and supply management at Jomo Kenyatta University of Agriculture and Technology Nakuru CBD campus. My entire business helps me to relieve my parents from the strains of catering my studies and that of my brother's who are also at college "Kisumu polytechnic" . From my business I am able to pay my rent, bills and it also helped me buy myself a laptop which I use to do my research and assignment at school.
My business is a computer service program that deals with type setting, photo printing, internet services and computer software repairs. The goods I sell in my business include: printing papers, envelops, pens and pencils. My customers prefer my services since they are served very fast and get the goods at the lowest prices compared with the nearby competitors and this attracts many customers to my business, which means more profits. In a month it costs me in maintaining and replacement of printer parts including ink cartridges, purchase of more stock such as printing papers and other stationery, but also it earns me sales amounting to not less than ksh.25,000, giving me an average profit of kshs. 10,000 to kshs.18,000
the previous loan helped me purchase two more motorcycles that have enabled me increase my income than before.
for this loan i will use the money to purchase a piece of land near my working place to build a home and minimize the expenses that i do incur in paying rent. The land will cost approximately ksh. 500,000 whereby the additional amount will come from my savings and family contribution.
My name is Dancan mong'are i was raised in a family of 5 brothers where i am a second born and my father is a self employed in a lumbering industry while my Mother is a small scale farmer. i decided to start my computer service business so that i can support myself in my education and other personal emoluments . Currently have graduated with a degree in purchasing and supply management from Jomo Kenyatta University of Agriculture and Technology Nakuru CBD campus my entire business helped me to relief my parents from the strains of catering for my studies ,personal study expenses and that of my brother's were also at college "Kisumu polytechnic" . from my business am able to pay my Rent bills and also helped me to buy myself a laptop which i used to do my research and assignment at school. it also helps me in supporting my siblings with their school feels since as for now my dad is jobless and their yields from small scale farming does not help enough.
my business was offering computer cyber services that included printing, photo printing ,photocopying,scanning, binding and laminating. Then i was introduced to zidisha organization which enabled me to purchase improved machines that helped me run my business smoothly . But after my Graduation in November 2016 from JKUAT (Jomo Kenyatta University of Agriculture and Technology) my business earnings became unstable and started to fall . Thats when I saw an opportunity in Bodaboda which is transporting peopleand goods within Nakuru town using a motorbike. I decided and sold out all my business equipments and bought 2 brand new motorbikes and traded in the one i used to deliver goods and services to my cyber customers for the 3rd new one. Now i own 3 motorbikes whereby i operate one and lend the other 2 to people who offer me $3 a day. My business is unique in that my customer always trust me for delivering their goods ,believe in me for safety riding and prefer me because i respond to their phone calls almost immediately or giving them a genuine reason to wait for a few minutes in which they do.
With my motorbike I make atleast $5 to $10 a day earning me atleast $55 aweek and an additional $38 from the other two making upto $80 a week less all the expense. I do service my motorbikes twice a month for the better performance and durability guarantee which costs me fixed $27 and rarely change of tubes that i consider emergencies. I love my business since it enables me to pay all my bills ,rent,repaying my loan evenly without much strain and still safe upto $140 a month. Am so grad to be a benefited member of zidisha, thanks to zidisha Team for changing my Life.
Am now happy that with zidisha helping me expand my business . it has also enabled me support my young brothers with paying their school fees and thus reducing the strain of my parents they have been going through our well being.
the previous loan helped me purchase two more motorcycles that have enabled me increase my income than before.
for this loan i will use the money to purchase a piece of land near my working place to build a home and minimize the expenses that i do incur in paying rent. The land will cost approximately ksh. 500,000 whereby the additional amount will come from my savings and family contribution.
Positive
8
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,440.00
Date disbursed
Nov 15, 2019
Repayment status
Late
Projected term
24 months
Other loans
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Amount repaid
$51.90
Amount remaining
$2,388.67
Expected completion
Nov 29, 2021
Status
Repaying late
Installment amount
$11.12
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 25, 2019 | $0.99 | Nov 27, 2019 | $0.99 |
Dec 2, 2019 | $0.99 | Dec 4, 2019 | $0.99 |
Dec 9, 2019 | $0.99 | Dec 4, 2019 | $0.99 |
Dec 16, 2019 | $0.99 | Dec 19, 2019 | $0.99 |
Dec 23, 2019 | $0.99 | Dec 19, 2019 | $0.99 |
Dec 30, 2019 | $0.00 | ||
Jan 6, 2020 | $0.99 | Jan 8, 2020 | $0.99 |
Jan 13, 2020 | $0.99 | Jan 16, 2020 | $0.99 |
Jan 20, 2020 | $0.99 | Jan 20, 2020 | $0.99 |
Jan 27, 2020 | $0.99 | Feb 3, 2020 | $0.99 |
Feb 3, 2020 | $0.99 | Feb 3, 2020 | $0.99 |
Feb 10, 2020 | $0.00 | ||
Feb 17, 2020 | $0.99 | Feb 21, 2020 | $0.99 |
Feb 24, 2020 | $0.99 | Mar 6, 2020 | $0.99 |
Mar 2, 2020 | $0.99 | Mar 6, 2020 | $0.99 |
Mar 9, 2020 | $0.99 | Mar 24, 2020 | $0.99 |
Mar 16, 2020 | $0.99 | Mar 24, 2020 | $0.99 |
Mar 23, 2020 | $0.00 | ||
Mar 30, 2020 | $0.00 | ||
Apr 6, 2020 | $0.00 | ||
Apr 13, 2020 | $0.00 | ||
Apr 20, 2020 | $0.00 | ||
Apr 27, 2020 | $0.49 | May 28, 2020 | $0.49 |
May 4, 2020 | $0.49 | May 28, 2020 | $0.49 |
May 11, 2020 | $0.49 | May 28, 2020 | $0.49 |
May 18, 2020 | $0.49 | May 28, 2020 | $0.49 |
May 25, 2020 | $0.49 | May 28, 2020 | $0.49 |
Jun 1, 2020 | $0.50 | May 29, 2020 | $0.50 |
Jun 8, 2020 | $0.00 | ||
Jun 15, 2020 | $0.00 | ||
Jun 22, 2020 | $0.00 | ||
Jun 29, 2020 | $0.00 | ||
Jul 6, 2020 | $0.00 | ||
Jul 13, 2020 | $0.00 | ||
Jul 20, 2020 | $0.50 | Jul 16, 2020 | $0.50 |
Jul 27, 2020 | $0.50 | Jul 16, 2020 | $0.50 |
Aug 3, 2020 | $0.50 | Jul 16, 2020 | $0.50 |
Aug 10, 2020 | $0.50 | Jul 16, 2020 | $0.46 |
Aug 12, 2020 | $0.04 | ||
Aug 17, 2020 | $0.50 | Aug 12, 2020 | $0.46 |
Aug 21, 2020 | $0.04 | ||
Aug 24, 2020 | $0.46 | Aug 21, 2020 | $0.46 |
Aug 31, 2020 | $0.50 | Sep 2, 2020 | $0.50 |
Sep 7, 2020 | $0.50 | Sep 2, 2020 | $0.50 |
Sep 14, 2020 | $0.50 | Sep 16, 2020 | $0.50 |
Sep 21, 2020 | $0.50 | Oct 1, 2020 | $0.50 |
Sep 28, 2020 | $0.50 | Oct 1, 2020 | $0.50 |
Oct 5, 2020 | $0.00 | ||
Oct 12, 2020 | $0.50 | Oct 16, 2020 | $0.50 |
Oct 19, 2020 | $0.50 | Oct 16, 2020 | $0.50 |
Oct 26, 2020 | $0.01 | Oct 16, 2020 | $0.01 |
Nov 2, 2020 | $0.00 | ||
Nov 9, 2020 | $0.00 | ||
Nov 16, 2020 | $0.00 | ||
Nov 23, 2020 | $0.00 | ||
Nov 30, 2020 | $0.50 | Nov 26, 2020 | $0.50 |
Dec 7, 2020 | $0.50 | Nov 26, 2020 | $0.50 |
Dec 14, 2020 | $0.50 | Nov 26, 2020 | $0.50 |
Dec 21, 2020 | $0.50 | Nov 26, 2020 | $0.46 |
Dec 23, 2020 | $0.04 | ||
Dec 28, 2020 | $0.50 | Dec 23, 2020 | $0.46 |
Jan 21, 2021 | $0.04 | ||
Jan 4, 2021 | $0.46 | Jan 21, 2021 | $0.46 |
Jan 11, 2021 | $0.00 | ||
Jan 18, 2021 | $0.00 | ||
Jan 25, 2021 | $0.00 | ||
Feb 1, 2021 | $0.49 | Mar 15, 2021 | $0.49 |
Feb 8, 2021 | $0.00 | ||
Feb 15, 2021 | $0.00 | ||
Feb 22, 2021 | $0.00 | ||
Mar 1, 2021 | $0.00 | ||
Mar 8, 2021 | $0.49 | Mar 16, 2021 | $0.49 |
Mar 15, 2021 | $11.12 | Mar 16, 2021 | $11.12 |
Mar 22, 2021 | $11.12 | Mar 16, 2021 | $0.97 |
Mar 20, 2021 | $10.15 | ||
Mar 29, 2021 | $11.12 | Mar 20, 2021 | $0.97 |
May 6, 2021 | $0.49 | ||
Apr 5, 2021 | $11.12 | ||
Apr 12, 2021 | $11.12 | ||
Apr 19, 2021 | $116.28 | ||
Apr 26, 2021 | $116.28 | ||
May 3, 2021 | $11.12 | ||
May 10, 2021 | $11.12 | ||
May 17, 2021 | $11.12 | ||
May 24, 2021 | $11.12 | ||
May 31, 2021 | $11.12 | ||
Jun 7, 2021 | $116.28 | ||
Jun 14, 2021 | $11.12 | ||
Jun 21, 2021 | $11.12 | ||
Jun 28, 2021 | $11.12 | ||
Jul 5, 2021 | $11.12 | ||
Jul 12, 2021 | $11.12 | ||
Jul 19, 2021 | $11.12 | ||
Jul 26, 2021 | $11.12 | ||
Aug 2, 2021 | $11.12 | ||
Aug 9, 2021 | $116.28 | ||
Aug 16, 2021 | $116.28 | ||
Aug 23, 2021 | $116.28 | ||
Aug 30, 2021 | $116.28 | ||
Sep 6, 2021 | $116.28 | ||
Sep 13, 2021 | $116.28 | ||
Sep 20, 2021 | $116.28 | ||
Sep 27, 2021 | $116.28 | ||
Oct 4, 2021 | $116.28 | ||
Oct 11, 2021 | $116.28 | ||
Oct 18, 2021 | $116.28 | ||
Oct 25, 2021 | $116.28 | ||
Nov 1, 2021 | $116.28 | ||
Nov 8, 2021 | $116.28 | ||
Nov 15, 2021 | $116.28 | ||
Nov 22, 2021 | $116.28 | ||
Nov 29, 2021 | $2.96 |
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