To purchase assorted salon items

Kezia Nyutu

Nakuru, Kenya

18% repaid

Entrepreneur

Name

Kezia Nyutu

Location

Nakuru, Kenya

On-time repayments

139 weekly installments  •  35%

About Me

I was born in Nakuru District and schooled here from primary to secondary school. After school, I was married and I have two lovely children who are all in school.

Currently, am running a salon business in Nakuru town, and also I complement it with cosmetics and women wares. I overcame this challenge of poverty through a mentorship program I went through, and I realized how important self-employment is to one's life. Through this mentorship program, we were taught how to start a business through SYB ( Start Your own Business) and, through these skills, I was able to get a small loan of Kshs. 10,000 to start a small salon business.

The unique thing about where I live is the social cohesiveness among neighbors, and this has really worked well and peace has really prevailed. My children want to follow my footsteps of self-employment. I like reading entrepreneurial materials that keeps me abreast with current business trends.

My Business

I supply cosmetics of all designs, women's and children's wears. I also do salon business. These goods and services are in demand due to the love women have towards themselves. Women follow fashions and I have found this to be interesting and fascinating. The demand is big and it's what I know best out of the skills I have developed for over ten years now.

My typical costs ranges from 10,000 and revenue far exceeds revenue outlay. On average, when business is not doing very well, at least I have something like Kshs. 7,000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So I pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, I prefer buying cash than going on debts. This has really helped me to propel the wheel.

Loan Proposal

I will use the loan in purchasing salon items such as perfumes, necklaces, oils and nail polish for my clients. This will increase my customer and client base hence making my business meet the demands of my clients and that of my family. My children will as well continue with their education and a little savings for future expansion of this business.

Show original English  

About Me

I was born in Nakuru district and schooled here from Primary to secondary school. After school, i was married and i have two lovely children who are all in school. Currently, am running a salon business in Nakuru town ans also i complement it with cosmetics and women wares. I overcame this challenge of poverty through a mentorship program i went through and i realized how important self employment is to ones life. Through this mentorship program, we were taught on how to start a business through SYB ( start your own business) and through this skills, i was able to get a small loan of Kshs. 10,000 to start a small salon business. The unique thing about where i live is about social cohesiveness among neighbors and this has really worked well and peace has really prevailed. My children want to follow my footsteps of self employment. I like reading entrepreneurial materials that keeps me abreast with current business trends.

My Business

I supply cosmetics of all designs, women and children's wears. I also do salon business. This goods and services ae in demand due to he love women have towards themselves. Women follow fashions and i have found this to be interesting and fascinating. The demand is big and its what i know best out of the skills i have developed for over ten years now. My typical costs range from 10,000 and revenue far exceeds revenue outlay. On average when business is not doing very well, at least i have something like Kshs. 7000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So i pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, i prefer buying cash than going on debts. This has really helped me to propel the wheel.

Loan Proposal

I will use the loan in purchasing salon items such as perfumes, necklaces, oils and nail polish for my clients. This will increase my customer and client base hence making my business meet the demands of my clients and that of my family. My children will as well continue with their education and a little savings for future expansion of this business.

Feedback

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  • jowde    Jul 21, 2015

    Thank you for repaying the lend and good luck with your business!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$351.38

Date disbursed

Dec 31, 2015

Repayment status

Late

Projected term

22 months

Cost to entrepreneur

Service fee: $17.57

Kezia opted to pay $119.61 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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