Entrepreneur
Name
Kezia
Member since
December 2014
On-time repayments
140 installments • 36%
About Me
I was born in Nakuru District and schooled here from primary to secondary school. After school, I was married and I have two lovely children who are all in school.
Currently, am running a salon business in Nakuru town, and also I complement it with cosmetics and women wares. I overcame this challenge of poverty through a mentorship program I went through, and I realized how important self-employment is to one's life. Through this mentorship program, we were taught how to start a business through SYB ( Start Your own Business) and, through these skills, I was able to get a small loan of Kshs. 10,000 to start a small salon business.
The unique thing about where I live is the social cohesiveness among neighbors, and this has really worked well and peace has really prevailed. My children want to follow my footsteps of self-employment. I like reading entrepreneurial materials that keeps me abreast with current business trends.
My Business
I supply cosmetics of all designs, women's and children's wears. I also do salon business. These goods and services are in demand due to the love women have towards themselves. Women follow fashions and I have found this to be interesting and fascinating. The demand is big and it's what I know best out of the skills I have developed for over ten years now.
My typical costs ranges from 10,000 and revenue far exceeds revenue outlay. On average, when business is not doing very well, at least I have something like Kshs. 7,000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So I pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, I prefer buying cash than going on debts. This has really helped me to propel the wheel.
Loan Proposal
I will use the loan in purchasing salon items such as perfumes, necklaces, oils and nail polish for my clients. This will increase my customer and client base hence making my business meet the demands of my clients and that of my family. My children will as well continue with their education and a little savings for future expansion of this business.
About Me
I was born in Nakuru district and schooled here from Primary to secondary school. After school, i was married and i have two lovely children who are all in school. Currently, am running a salon business in Nakuru town ans also i complement it with cosmetics and women wares. I overcame this challenge of poverty through a mentorship program i went through and i realized how important self employment is to ones life. Through this mentorship program, we were taught on how to start a business through SYB ( start your own business) and through this skills, i was able to get a small loan of Kshs. 10,000 to start a small salon business. The unique thing about where i live is about social cohesiveness among neighbors and this has really worked well and peace has really prevailed. My children want to follow my footsteps of self employment. I like reading entrepreneurial materials that keeps me abreast with current business trends.
My Business
I supply cosmetics of all designs, women and children's wears. I also do salon business. This goods and services ae in demand due to he love women have towards themselves. Women follow fashions and i have found this to be interesting and fascinating. The demand is big and its what i know best out of the skills i have developed for over ten years now. My typical costs range from 10,000 and revenue far exceeds revenue outlay. On average when business is not doing very well, at least i have something like Kshs. 7000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So i pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, i prefer buying cash than going on debts. This has really helped me to propel the wheel.
Loan Proposal
I will use the loan in purchasing salon items such as perfumes, necklaces, oils and nail polish for my clients. This will increase my customer and client base hence making my business meet the demands of my clients and that of my family. My children will as well continue with their education and a little savings for future expansion of this business.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$351.00
Date disbursed
Dec 31, 2015
Repayment status
Late
Projected term
22 months
Other loans
Lenders
CHAPEL HILL, United States
Orlando, Florida, United States
Arlington, United States
Eke, Belgium
London, United Kingdom
Wuppertal, Germany
New York, United States
Columbus, Oh, United States
Riverton, United States
Freeville, United States
Yau Yat Chuen, Hong Kong
Lincoln, United States
Eldred, United States
Philadelphia, United States
World Peace, United States
Palo Alto, United States
Boston, MA, United States
United States
Taiwan
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$67.00
Amount remaining
$301.95
Expected completion
Oct 16, 2017
Status
Repaying late
Installment amount
$4.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 11, 2016 | $4.00 | Jan 18, 2016 | $4.00 |
| Jan 18, 2016 | $4.00 | Jan 26, 2016 | $4.00 |
| Jan 25, 2016 | $4.00 | Feb 6, 2016 | $4.00 |
| Feb 1, 2016 | $4.00 | Feb 16, 2016 | $4.00 |
| Feb 8, 2016 | $4.00 | Feb 23, 2016 | $4.00 |
| Feb 15, 2016 | $4.00 | Feb 14, 2019 | $4.00 |
| Feb 22, 2016 | $4.00 | Feb 14, 2019 | $4.00 |
| Feb 29, 2016 | $4.00 | Feb 14, 2019 | $4.00 |
| Mar 7, 2016 | $4.00 | Mar 5, 2019 | $4.00 |
| Mar 14, 2016 | $4.00 | Mar 5, 2019 | $1.00 |
| Oct 4, 2019 | $3.00 | ||
| Mar 21, 2016 | $4.00 | Oct 4, 2019 | $4.00 |
| Mar 28, 2016 | $4.00 | Oct 4, 2019 | $3.00 |
| Nov 4, 2019 | $1.00 | ||
| Apr 4, 2016 | $4.00 | Nov 4, 2019 | $4.00 |
| Apr 11, 2016 | $4.00 | Nov 4, 2019 | $4.00 |
| Apr 18, 2016 | $4.00 | Nov 4, 2019 | $1.00 |
| Dec 18, 2019 | $3.00 | ||
| Apr 25, 2016 | $4.00 | Dec 18, 2019 | $4.00 |
| May 2, 2016 | $4.00 | Dec 18, 2019 | $3.00 |
| May 9, 2016 | $4.00 | ||
| May 16, 2016 | $4.00 | ||
| May 23, 2016 | $4.00 | ||
| May 30, 2016 | $4.00 | ||
| Jun 6, 2016 | $4.00 | ||
| Jun 13, 2016 | $4.00 | ||
| Jun 20, 2016 | $4.00 | ||
| Jun 27, 2016 | $4.00 | ||
| Jul 4, 2016 | $4.00 | ||
| Jul 11, 2016 | $4.00 | ||
| Jul 18, 2016 | $4.00 | ||
| Jul 25, 2016 | $4.00 | ||
| Aug 1, 2016 | $4.00 | ||
| Aug 8, 2016 | $4.00 | ||
| Aug 15, 2016 | $4.00 | ||
| Aug 22, 2016 | $4.00 | ||
| Aug 29, 2016 | $4.00 | ||
| Sep 5, 2016 | $4.00 | ||
| Sep 12, 2016 | $4.00 | ||
| Sep 19, 2016 | $4.00 | ||
| Sep 26, 2016 | $4.00 | ||
| Oct 3, 2016 | $4.00 | ||
| Oct 10, 2016 | $4.00 | ||
| Oct 17, 2016 | $4.00 | ||
| Oct 24, 2016 | $4.00 | ||
| Oct 31, 2016 | $4.00 | ||
| Nov 7, 2016 | $4.00 | ||
| Nov 14, 2016 | $4.00 | ||
| Nov 21, 2016 | $4.00 | ||
| Nov 28, 2016 | $4.00 | ||
| Dec 5, 2016 | $4.00 | ||
| Dec 12, 2016 | $4.00 | ||
| Dec 19, 2016 | $4.00 | ||
| Dec 26, 2016 | $4.00 | ||
| Jan 2, 2017 | $4.00 | ||
| Jan 9, 2017 | $4.00 | ||
| Jan 16, 2017 | $4.00 | ||
| Jan 23, 2017 | $4.00 | ||
| Jan 30, 2017 | $4.00 | ||
| Feb 6, 2017 | $4.00 | ||
| Feb 13, 2017 | $4.00 | ||
| Feb 20, 2017 | $4.00 | ||
| Feb 27, 2017 | $4.00 | ||
| Mar 6, 2017 | $4.00 | ||
| Mar 13, 2017 | $4.00 | ||
| Mar 20, 2017 | $4.00 | ||
| Mar 27, 2017 | $4.00 | ||
| Apr 3, 2017 | $4.00 | ||
| Apr 10, 2017 | $4.00 | ||
| Apr 17, 2017 | $4.00 | ||
| Apr 24, 2017 | $4.00 | ||
| May 1, 2017 | $4.00 | ||
| May 8, 2017 | $4.00 | ||
| May 15, 2017 | $4.00 | ||
| May 22, 2017 | $4.00 | ||
| May 29, 2017 | $4.00 | ||
| Jun 5, 2017 | $4.00 | ||
| Jun 12, 2017 | $4.00 | ||
| Jun 19, 2017 | $4.00 | ||
| Jun 26, 2017 | $4.00 | ||
| Jul 3, 2017 | $4.00 | ||
| Jul 10, 2017 | $4.00 | ||
| Jul 17, 2017 | $4.00 | ||
| Jul 24, 2017 | $4.00 | ||
| Jul 31, 2017 | $4.00 | ||
| Aug 7, 2017 | $4.00 | ||
| Aug 14, 2017 | $4.00 | ||
| Aug 21, 2017 | $4.00 | ||
| Aug 28, 2017 | $4.00 | ||
| Sep 4, 2017 | $4.00 | ||
| Sep 11, 2017 | $4.00 | ||
| Sep 18, 2017 | $4.00 | ||
| Sep 25, 2017 | $4.00 | ||
| Oct 2, 2017 | $4.00 | ||
| Oct 9, 2017 | $4.00 | ||
| Oct 16, 2017 | $0.95 | ||
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