Selling second-hand clothing

Eric Agyei Tuffuor

Kumasi , Ghana

10% repaid



Eric Agyei Tuffuor

Member since

September 2019

On-time repayments

117 installments  •  62%

About Me

I am Eric Agyei Tuffuor a self employed person that trades in the second hand clothes across some various regions of Ghana. I am a graduate of the sunyani technical university and graduated with a Higher National Diploma program in an Electrical and Electronics engineering with a second class upper. After the technical university,I did my national service as a teacher at keniago junior high school where I taught subjects like science, religious and moral education, social studies and that of the Ghanaian language popularly called the *Twi* in our local dialect. After the national service, I went to the university of education winneba at kumasi campus where I was offered a sandwich program in education

but couldn't complete after the
first year because of financial problems. From there, I entered into business where I started selling second hand clothes and business was good I must admit. I did this business for quiet over four years after which I traveled to the United Arab emirates (UAE) which is close to two years. I decided to come home to continue my second hand clothes buying business of which business haven't been so bad but its growing gradually day in and day out. I really appreciate your efforts and support for businesses and a hard working personnel. I am a hardworking person with a good human relationship and a family man with two kids. I am thirty five years of age and a male.Like rice and soup as my favorite food and football and volleyball been my favorite games with Liverpool as my favorite team in the world. I also like reading and listening to music.

My Business

Trader that sells second hand clothes across the regions of Ghana. Business has been good ever since I return from the United Arab emirates. I normally buy these clothes from the wholesalers and sells them witnin various markets across the country. My source of income comes from the money I saved when I was at the United Arab emirates and also from the reputable firm zidisha loan application. My business is a self employed one with the aim of achieving a higher income and planning to be a successful business man and a second clothes dealer as well. I am currently expanding my business by increasing the clothes that I purchase every week and with this business and profit keeps on increases every week. Business has been of useful help to me and I must admit that I am doing well and with the help of zidisha.

Loan Proposal

I first of all thank you lenders and team zidisha for this wonderful opportunity and support been given to me with my previous loans. Zidisha made it possible in times of the covid 19 pandemic and I appreciate your kind support for me. I am requesting this loan to purchase clothing bales to sells to my customers. Buying of clothing bales and retailing them to customers helps in sales and by God Grace, I also retail some of them as a wholesale to some of my customers. I am requesting this loan to buy clothes bales to sell.

Income Source

Many businesses face risks in this hard time due to economic climate changes. By God's grace, business and employments are working fully and many businesses are operating fully here in Ghana. I am trading fully and I will repay my loan in the coming weeks.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Feb 15, 2021

Repayment status


Projected term

13 months

Cost to entrepreneur

Service fee: $105.09

Credit risk payment: $420.47

Optional expediting fee: $210.17




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